HomeMy WebLinkAboutItem 07- HR Risk Insurance CoveragesAGENDA ITEM SUMMARY Meeting Date:
6/20/2023
Meeting Type:
Regular Meeting
Staff Contact/Dept.:
Jamie Iboa, HR
Staff Phone No:
541-726-3724
Estimated Time:
Consent Calendar
SPRINGFIELD Council Goals:
Provide Financially
CITY COUNCIL
Responsible and
DISCUSSION/
Innovative Government
FINANCIAL
Services
ITEM TITLE:
cyber security, quake, flood, and excess crime coverage on an annual basis and
2023-2024 RISK INSURANCE RENEWALS
seeks proposals in anticipation of the June 30 expiration.
ACTION
Adopt or reject the following motion:
REQUESTED:
AUTHORIZE THE CITY MANAGER TO EXECUTE AGREEMENTS FOR
INSURANCE COVERAGES
ISSUE
According to the City's purchasing guidelines, City Council approval is required
STATEMENT:
for contracts in excess of $100,000.
ATTACHMENTS:
1: FY24 Insurance Proposal
DISCUSSION/
FINANCIAL
The City of Springfield contracts for liability, property, workers' compensation,
IMPACT:
cyber security, quake, flood, and excess crime coverage on an annual basis and
seeks proposals in anticipation of the June 30 expiration.
The City's insurance broker, Brown & Brown, has received a renewal proposal for
workers' compensation (WC) coverage from the State Accident Insurance Fund
(SAIF) and all remaining coverages from CityCounty Insurance Services (CIS).
• Worker's Compensation premiums are expected to total $659,164 an
increase of 23%. This is due to an increase in payroll and class code rate
increases.
• General liability, property, cyber security, quake, and flood premiums are
expected to total $1,130,913; an increase of 18%. This is in part due to a
7% increase in property values.
General liability deductibles will remain unchanged from last year at $500k per
claim deductible for police and jail claims and $100k per claim on all other City
General liability claims.
We request that the City Manager be given authority to negotiate and execute
insurance contracts for the 2023-2024 year.
Brown & Brown
CITY OF SPRINGFIELD
2023 Insurance Proposal
July 1, 2023 - July 1, 2024
Table of Contents
ExecutiveSummary.................................................................................5
Premium Summary..................................................................................7
A. M. Best................................................................................................9
CIS Member Comparison Report..........................................................10
Schedule of Other Policies (and/or Bonds)...........................................11
Terms, Conditions & Recommendations...............................................12
Marketing Summary or Optional Quotes...............................................14
Tokio Marine Cyber Quote Option.........................................................15
Property & Mobile Equipment................................................................16
Equipment Breakdown..........................................................................18
ExcessCrime.........................................................................................19
Public Entity Liability..............................................................................20
General Liability Schedule.....................................................................21
CyberSecurity.......................................................................................23
BusinessAuto........................................................................................24
Workers' Compensation........................................................................26
Notice of SAIF Corporation Financial Status.........................................29
SAIF Corporation and Financial Ratings...............................................30
Workers Compensation Addendum.......................................................31
Compensation Disclosure......................................................................33
Important Information.............................................................................34
Risk Management Services...................................................................36
PropertySchedule.................................................................................38
EquipmentSchedule..............................................................................43
AutoSchedule.......................................................................................46
This proposal is based upon the exposures made known to the Agency by you and contains only a general
description of the coverage(s) and does not constitute a policy/contract. For complete policy information,
including exclusions, limitations, and conditions, please refer to your policy.
In the event of difference, the policy will prevail.
BROWN & BROWN
Attachment 1, Page 2 of 54 2 of 54
Who We Are
Growth has no finish line.
No matter where you are on your growth journey, we can help you find solutions to meet your ever -evolving insurance and
risk management needs. If you are a highly complex multinational company, an individual or anything in between, our
experienced teams can help every step of the way.
6r]
Canada London, England Ireland
In the map above, blue indical states or countries with Brown & Brown locations,
Bermuda & Grand Cayman
This proposal is based upon the exposures made known to the Agency by you and contains only a general
description of the coverage(s) and does not constitute a policy/contract. For complete policy information,
including exclusions, limitations, and conditions, please refer to your policy.
In the event of difference, the policy will prevail.
BROWN & BROWN
Attachment 1, Page 3 of 54 3 of 54
Preparing You for Tomorrow's Risks TodayTM
We pride ourselves on our ability to couple national strength with local, personalized service. Our Brown & Brown of
Oregon, LLC - based team is as connected to the more than 11,000 teammates across Brown & Brown and our team of
companies as it is here in our community.
We have become a leading insurance brokerage because we view insurance differently and utilize our vast experience
and wide -reaching network to deliver superior service and solutions to our customers, both big and small.
We believe that our teammates and the relationships they form with our customers are our strength. Our reputation has
been built on a solid foundation of teamwork, strengthened by people who are dedicated to providing the highest degree
of service. Our team thanks you for the opportunity to work together. Please find our contact information below.
Service Team — Brown & Brown, LLC
This proposal is based upon the exposures made known to the Agency by you and contains only a general
description of the coverage(s) and does not constitute a policy/contract. For complete policy information,
including exclusions, limitations, and conditions, please refer to your policy.
In the event of difference, the policy will prevail.
BROWN &BROWN
Attachment 1, Page 4 of 54
4 of 54
Phone
Email
PROPERTY & CASUALTY
Account Executive
Ron Cutter, AIC, ARM
(503)219-3270
ron.cutter@bbrown.com
Account Manager
Kendell Rae
(503)219-3204
kendell.harvey@bbrown.com
WC Specialist
Sid Friedman, AU, AINS
(503)790-9338
sidney.friedman@bbrown.com
CLAIMS & RISK MANAGEMENT
Tim Clarke, MLS, CPCU, AIC
(503)219-3223
tim.clarke@bbrown.com
Betsy Shenk
(503)219-3289
betsy.shenk@bbrown.com
Jonathan Stephens, ARM,
AIC, AIS
(503)219-3297
jonathan.stephens@bbrown.com
MAIN PHONE
(503)274-6511
MAIN FAX
(503)274-6524
This proposal is based upon the exposures made known to the Agency by you and contains only a general
description of the coverage(s) and does not constitute a policy/contract. For complete policy information,
including exclusions, limitations, and conditions, please refer to your policy.
In the event of difference, the policy will prevail.
BROWN &BROWN
Attachment 1, Page 4 of 54
4 of 54
Executive Summary
2022-23 has been a year of continued challenges as we crawl out of the social and economic affects related to the Pandemic
but still feel the lingering pains of massive global property losses, historic supply chain breakdowns and unrelenting liability
verdicts challenging the balance sheets of even the most conservative underwriters. After nearly a decade of insurance rate
stability, we are in a hard insurance market meaning that pricing continues to escalate and the willingness of carriers to write
certain risks is decreasing. The public sector continues to challenge the marketplace with large and consistent claims
associated with risks from police, jails, abuse & molestation, employment practices and large property losses.
Increased Costs/Inflation: Property carriers worldwide continue to push for increased property values AND increased rates
due to the large increase in costs to repair damaged property. Ground up construction and renovation projects are seeing
historically high pricing as a result of supply chain breakdowns, high commodity pricing and a general lack of skilled labor. At
no time in decades has more money been spent on construction with less qualified labor. When insurance underwriters lose
confidence in a risk group or in the market generally, they tend to increase premiums, narrow their exposure to that risk, or
exit the market completely. With CIS, the coverages are in place but the pricing is adversely affected.
16%
14%
12%
10%
8%
6%
4%
2%
0%
(2%)
U.S. INFLATION (CPI) VS. M2 MONEY SUPPLY
Hard Markets —CPI - YOY % Chg —M2 Money Supply ($T)
itr �- M r CO to r• M r M Ln i-. M 0 u] ti M r m Un r-. M r m In ti 0 r
0 0 W ti r- r— ry ti W W co 0 C0 m 0 M M M Q O O Q Q r r r r r N
CIS pool member rates: For the 2023 renewal, CIS members can expect an average premium increase of 23%. Loss
experience, and any exposure changes can greatly affect that estimate. CIS uses the last 5 years of claims experience to
determine each members loss ratio/experience.
CIS has announced that they will be trending all members scheduled property 7.5% this year. They have historically trended
property 3-6% but last year they were at 10% so this is slightly less.
Reinsurance rates have increased substantially across coverage lines, and we expect those same challenges to continue
well into 2024 and likely 2025. The economic cooling and likely layoffs will certainly lead to a downturn which in Oregon
spells budget challenges to all public entities. We believe rates will continue to press upwards substantially for at least the
next 12 months.
CIS has reinsurance costs are estimated to increase substantially yet again this year. These are not increases for you as a
member, however these increases are a direct correlation to the average increases we are seeing in the 21-23% range.
Property reinsurance is expected to be 30-35% higher while Liability reinsurance is expected to be 20-25% higher. Higher
costs for the pool mean a greater amount of premium needed from each CIS member across all lines of coverage.
This proposal is based upon the exposures made known to the Agency by you and contains only a general
description of the coverage(s) and does not constitute a policy/contract. For complete policy information,
a including exclusions, limitations, and conditions, please refer to your policy.
In the event of difference, the policy will prevail.
BROWN &BROWN
Attachment 1, Page 5 of 54 5 of 54
Alternative markets — We approached multiple credible carriers and provided them with examples of different CIS customer
profiles. We also provided them current coverage details, limits and general pricing available through CIS. The different
markets were initially eager to enter the competitive marketing process when we approached them months ago. As they dug
through the details of the different customer risk profiles, the coverage terms and the underlying and total limits however,
they quickly communicated that they would not be able to be a viable option at this time.
Generally, in a hard market like we are in now, companies greatly increase rates and contract their risk appetites. With
increases in police losses, jail losses, property losses, general liability exposures and increased houseless challenges, they
were not able to provide us with quotes at this time. We are friendly with these markets and are going to keep in touch with
their underwriters so that we can continue to educate them about this risk group in the hopes of providing you with a credible
option to CIS.
We believe CIS is a great option, but we also take our independent agent role seriously and constantly try to "Trust But
Verify" that they are in fact the best financial and service option for your entity.
This proposal is based upon the exposures made known to the Agency by you and contains only a general
description of the coverage(s) and does not constitute a policy/contract. For complete policy information,
including exclusions, limitations, and conditions, please refer to your policy.
In the event of difference, the policy will prevail.
BROWN &BROWN
Attachment 1, Page 6 of 54
6 of 54
Premium Summary
of Business
Carrier
ExpiringLine Premium
City County Insurance
Services
Renewal Premium
City County Insurance
Services
Admitted/AM Best
Admitted/Not Rated
Admitted/Not Rated
Property
$176,778.23
$217,893.19
Excess Quake
$15,000.00
$15,000.00
Excess Flood
$2,500.00
$2,500.00
Difference in Condition
$42,000.00
$60,000.00
Public Entity Liability
$701,917.23
$809,644.82
Excess Crime
$2,618.00
$2,694.00
Auto
$154,617.28
$191,687.40
Cyber Security
$10,500.00
$10,500.00
Excess Cyber Security
$13,700.00
$14,385.00
High Risk Charge (Eugene Agreement)
$2,500.00
$2,500.00
Multi Line Credit
($51,790.63)
($60,961.27)
Risk Management Allowance
($112,213.07)
($132,430.45)
TOTAL PACKAGE PREMIUM
$958,127.04
$1,130,912.70
Broker Fee
$33,574.00
$34,581.00
Carrier
SAIF Corporation
SAIF Corporation
Admitted/AM Best
Admitted/Not Rated
Admitted/Not Rated
Workers Compensation
$535,487.95
$659,164.10
Grand Total
$1,527,188.99
$1,824,657.80
This proposal is based upon the exposures made known to the Agency by you and contains only a general
description of the coverage(s) and does not constitute a policy/contract. For complete policy information,
including exclusions, limitations, and conditions, please refer to your policy.
In the event of difference, the policy will prevail.
BROWN & BROWN
Attachment 1, Page 7 of 54 7 of 54
Payment Plans
CIS Package Pay in Full, Due to CIS by August 15, 2022 Directly billed by CIS
Brown & Brown billed items Due on effective date Billed by Brown & Brown
Workers Compensation Pay to carrier by July 10, 2023 Directly billed by carrier
Subiectivities:
Signed Statement of Values — to be sent through DocuSign
Signed CIS Financial Status Letter— to be sent through DocuSign
Signed Notice of Election for SAIF WC — to be sent through DocuSign
This proposal is based upon the exposures made known to the Agency by you and contains only a general
description of the coverage(s) and does not constitute a policy/contract. For complete policy information,
including exclusions, limitations, and conditions, please refer to your policy.
In the event of difference, the policy will prevail.
BROWN &BROWN
Attachment 1, Page 8 of 54 8 of 54
A. M. Best
A. M. Best Rating of Proposed Carriers
General Rating
Superior
A+ to A++
Excellent
A to A -
Good
B+ to B++
Fair
B to B -
Marginal
Weak
Poor
C+ to C++
C to C-
D
These rating classifications reflect AM BEST's opinion of the relative position of each company in comparison with others,
based upon averages within the Property -Casualty insurance industry. They are reflective of overall company services
and standing within the industry.
Financial Size Category
Class 1
Class II
Class III
Up -$1,000
$1,000-$2,000
$2,000- $5,000
Class IV
$5,000-$10,000
Class V
$10,000-$25,000
Class VI
$25,000-$50,000
Class VII
$50,000-$100,000
Class VIII
$100,000-$250,000
Class IX
$250,000-$500,000
Class X
$500,000-$750,000
Class XI
$750,000-$1,000,000
Class XII
$1,000,000-$1,250,000
Class XIII
Class XIV
Class XV
$1,250,000-$1,500,000
$1,500,000-$2,000,000
$2.000.000 -Greater
The Financial Size Category is an indication of the size of an Insurer and is based on reported Policyholder's surplus
conditional or Technical reserve Funds, such as mandatory securities valuation reserve, or other investments and
operating contingency funds and/or miscellaneous voluntary reserves in liabilities ($ in Thousands)
This information has been provided to you so that consideration is given to the financial condition of our proposed carriers.
The financial information disclosed is the most recent available to Brown & Brown. Brown & Brown does not guarantee
financial condition of the insurers listed above.
This proposal is based upon the exposures made known to the Agency by you and contains only a general
description of the coverage(s) and does not constitute a policy/contract. For complete policy information,
including exclusions, limitations, and conditions, please refer to your policy.
In the event of difference, the policy will prevail.
BROWN & BROWN
Attachment 1, Page 9 of 54 9 of 54
CIS Member Comparison Report
General Liability
2023.24
2022-23
GL Plarl Type.
PER OCCURRENCE
PER OCCURRENCE
Deductible:
$100,000
$100,090
Limit
$10,000,000
$10p00A00
Excess Crime 2023-24 7032-2.
:mployee count: 201-450 201 - 45
imit. $1,000,000 $1,00D,001
Excess Flood 2023-24 2022-23
Limit: $50001000 $5)DWM0
Excess Quake 2023-24 2022-2'.
im it: $5000,000 $5.000,00
Difference in Conditions 2023-24 2422-23
Limit: S10.000.000 $10,000,000
Cyber 2023-24 2022-23
Limit: $250,000 $0
i[cess C yber 2023-24 2022-2'
im it: $750,000
Auto Exposures
2023-24
2022-23
Difference
% Change
AL.
20$
208
0
D. DD°%
APD:
208
208
0
0.00°/0
Property Exposum
2023-24
2022-23
Difference
% Change
Content Value:
$24,485,154
$23,924,986
$540.168
2260%
Equip_ Insured Value:
$2,936,750
$2,774,951
$161,759
5.831!0
PIo.
$16,742,560
$14,227,386
$2,515,164
17.68°%
Prr4)ariy Val iia
$14..1 fiR1 ?511
$114 -RI 1... AFi
S.4.047870
B 7211
Total Insured Value:
$187,825,710
$175,560,739
$12,254,971
6.99%
PILI iurnSummary
2023-24
2022.23
Difference
%Change
General Liability-
$809.645
$707,615
$102,029
14.42°%
Excess Liability:
$132,430
$113,760
$0
0.00%
AutaLiability,
$79,$31
$68245
$11,585
16.98°%
Auto- Physical Damage.
$111,8557
$96,469
$15,388
15.95%
Property:
$217.893
$178,949
$38,944
21.76%
Excess Crime:
$2.694
$2,618
$76
2.W%
Excess Flood:
$2.500
$2,500
$0
0.00%
Excess Quake:
$15.000
$15,900
$0
0.911°%
Difference In Conditions.
$60,0D0
MOM
$18,DD0
42.86%
Cyber.
$10.500
$10,500
$0
0.00n%
Excess Cyber:
$14.385
$13,700
$685
5.00%
Total Premium:
$1,324,304
$1,137,997
$16ti,708
16.41%
DisclPremSumrmary
2023-24
2022-23
Difference
°%Change
GL Aggregate Credit:
$ii
$0
$9
0.0()%
PIL Direct Discount
$132,430
$113,760
$16,671
16.41%
PIL Multi -Line Discount:
$60.961
$52,564
$8,397
15.98%
Total PIL Premium Due:
$1,130,913
$971,273
$159,640
16.44%
This proposal is based upon the exposures made known to the Agency by you and contains only a general
description of the coverage(s) and does not constitute a policy/contract. For complete policy information,
including exclusions, limitations, and conditions, please refer to your policy.
In the event of difference, the policy will prevail.
+ BROWN & BROWN
Attachment 1, Page 10 of 54 10 of 54
Schedule of Other Policies (and/or Bonds)
103704661
Travelers Casualty
Bond — Oregon Self Insurer
Travelers Casualty
Bond — Public Official
107331647
Travelers Casualty
(Nancy Newton City Manage
105963201
Travelers Casualty
Bond — ERISA
Zurich American Ins Co
8/1/2023-8/1/2024
$501 Each Year
107113188
Bond — Public Official
(Nathaniel Bell Finance Dire(
MCB546526610 1 AD&D —Volunteer Coverage
4/1/2023-4/1/2024
Travelers Casualty
10/14/2022-10/14/2023
Travelers Casualty
7/23/2022-7/23/2025
Travelers Casualty
7/1/2023-7/1/2024
Travelers Casualty
Zurich American Ins Co
8/1/2023-8/1/2024
This proposal is based upon the exposures made known to the Agency by you and contains only a general
description of the coverage(s) and does not constitute a policy/contract. For complete policy information,
including exclusions, limitations, and conditions, please refer to your policy.
In the event of difference, the policy will prevail.
BROWN & BROWN
Attachment 1, Page 11 of 54
$4,500.00
$2,520.00
$1,503.00
$2,800.00
$2,160.96
11 of 54
Terms, Conditions & Recommendations
Notable Changes from Existing Program:
Package:
1. Building, Contents and Property in the Open values were trended by 7.5%
2. CIS Summary of Coverage Changes to follow
3. CIS General Liability changes:
• Total number of Firefighters, EMTS and First Responders decreased 26.09% (92 to 68)
• Medical Doctors Employed or Contracted updated decreased 100% (1 to 0)
• Nurses decreased 60% (5 to 2)
• Law Enforcement decreased 30.59% (85 to 59)
• Parks and Playgrounds decreased 100% (10 to 0)
• Total Personnel Budget increased 1.60%
• Total Materials and Services Budget increased 10.09%
• Total Expenditures Budget increased 5.45%
• Streets and roads total miles paved increased .019%
• Jail beds funded increased 40% (70 to 98)
Cl;Public Safety Reserves/Volunteers increased 83.33% (6 to 11)
4. S Auto changes:
• 9 vehicles deleted
• 15 vehicles added
5. CIS Property Changes:
• 4 Addresses amended/corrected
• Pump Station on Jasper Rd removed
• Simpsons Mural, Steel & Wood Signs artwork removed
• SEDA locations removed and added to separate policy
Workers Compensation
1. WC Experience Mod is down at .93 for 2023 from 1.00 in 2022
2. Payroll increase for 2023 is significantly higher at $39M up from $31.6M
3. SAIF rating Tier increased from F to G due to loss development performance
4. NCCI base rates are down overall for 2023
5. State premium assessments remain at 9.8%
6. Decrease in the mod offset much of the rate increase resulting in a net 3% increase not incl payroll change
7. Year over Year cost difference is up than 23% primarily due to payroll increase
Points for Discussion:
1. With the volatility of the cyber market, we are approaching other markets for first dollar coverage. See page 14-15.
2. Volunteer Board Members Manual Labor 9102 (on updates), not added by SAIF payroll moved to Vol 9014
3. 6306 Sewer Work class added per mid-term change to prior 2022 policy by carrier
4. 9402 Street Cleaning class added per mid-term change to prior 2022 policy by carrier
5. Review Eugene Fire Vehicles listed at bottom of vehicle schedule for accuracy — no values listed
This proposal is based upon the exposures made known to the Agency by you and contains only a general
description of the coverage(s) and does not constitute a policy/contract. For complete policy information,
including exclusions, limitations, and conditions, please refer to your policy.
In the event of difference, the policy will prevail.
BROWN & BROWN
Attachment 1, Page 12 of 54 12 of 54
Recommendations:
1. Flood & Earthquake coverage — higher limits may be available
2. Review building limits for adequate coverage
3. Public Entity limit — higher limits may be available
4. Social Engineering Coverage — higher limits may be available
5. NFIP Flood policy for locations in a flood zone
6. Pollution or Environmental Liability
7. International/Foreign Liability, Travel Accident
8. Terrorism coverage
9. Participation in the Oregon Non -Disabling Claims Reimbursement program
10. Cyber Liability
This proposal is based upon the exposures made known to the Agency by you and contains only a general
description of the coverage(s) and does not constitute a policy/contract. For complete policy information,
including exclusions, limitations, and conditions, please refer to your policy.
In the event of difference, the policy will prevail.
BROWN &BROWN
Attachment 1, Page 13 of 54 13 of 54
Marketing Summary or Optional Quotes
On your behalf we have marketed to leading carriers who specialize in this industry. Their responses are based on their
underwriting appetite and their view of your loss potential.
Tokio Marine
Cls
Indication: $1,000,000 Limit with $50,000 Retention, $23,673.01 (after
taxes and fees)
See page 15 for more details
Writing Company: Houston Casualty Company
Non -Admitted, AM Best Rating: A++, XV
Indication is subject to following:
• Has the employee from the 2017 incident been terminated?
A completed TMHCC NetGuard Plus Short Form Application
(NGPSNBA-12022), signed and dated no more than 45 days prior
to the proposed effective date. (MFA must be in place for email,
remote access, and local/remote privileged user access. A valid
MFA provider and type must be used. EDR must be deployed on
100% of endpoints).
• Confirmation of the Applicant's total operating expenditures
In Review _
In Review
Declined — Outside their appetite J
Per Occurrence option at $50,000 would overall lower premium by
$105,483.65
This proposal is based upon the exposures made known to the Agency by you and contains only a general
description of the coverage(s) and does not constitute a policy/contract. For complete policy information,
including exclusions, limitations, and conditions, please refer to your policy.
In the event of difference, the policy will prevail.
BROWN & BROWN
Attachment 1, Page 14 of 54 14 of 54
Tokio Marine Cyber Quote Option
LIMITS OF LIABILITY: $1,000,000
Maximum Policy Aggregate Limit
Third Party Liability Insuring Agreements (Claims Made and Reported Coverage)
$1,000,000
Multimedia Liability Coverage
$1,000,000
Security and Privacy Liability Coverage
$1,000,000
Privacy Regulatory Defense and Penalties Coverage
$1,000,000
PCI DSS Liability Coverage
$250,000
Bodily Injury Liability Coverage
$50,000
Property Damage Liability Coverage
$50,000
TCPA Defense Coverage
First Party Insuring Agreements (Event Discovered and Reported Coverage)
$1,000,000
Breach Event Costs Coverage
$25,000
Post Breach Remediation Costs Coverage
$1,000,000
BraridGuardT" Coverage
$1,000,000
System Failure Coverage
$1,000,000
Dependent System Failure Coverage
$1,000,000
Cyber Extortion Coverage
Cyber Crime Coveraae
$250,000
A. Financial Fraud Sublimit
$250,000
S. Telecommunications and Utilities Fraud Sublimit
C. Phishing Fraud Sublimits
$250,000
1. Your Phishing Fraud Loss Sublimit
$100,060
2. Client Phishing Fraud Loss Sublimit
$250,000
3. Phishing Fraud Aggregate Sublimit
$250,000
Cyber Crime Aggregate Limit
$1,000,000
Bricking Loss Coverage
$50,000
Property Damage Loss Coverage
$50,000
Reward Expenses Coverage
$25,000
Court Attendance Costs Coverage
NIL
Additional Defense Costs Limit
INCLUDED
Breach Event Costs Outside the Limit Enhancement
RETENTION: $50,000
Each Claim
2 Weeks
BraridGuard - Waiting Period
6 Months
BrandGuard - Period of Indemnity
8 Hours
System Failure Nan -Physical Business Interruption - Waiting Period
12 Months
System Failure Non -Physical Business Interruption - Period of Restoration
10 Hours
Dependant System Failure Non -Physical Business Interruption - Waiting Period
6 Months
Dependant System Failure Non -Physical Business Interruption - Period of Restoration
$0
Court Attendance Costs
RETROACTIVE DATE: Full Prior Acts Coverage
This proposal is based upon the exposures made known to the Agency by you and contains only a general
description of the coverage(s) and does not constitute a policy/contract. For complete policy information,
including exclusions, limitations, and conditions, please refer to your policy.
In the event of difference, the policy will prevail.
BROWN &BROWN
Attachment 1, Page 15 of 54 15 of 54
Property & Mobile Equipment
Commercial Property Coverage forms define, limit, and explain what property or property interests are covered subject to
policy provisions, conditions, terms, definitions, and exclusions
Subjects of Insurance
Subject of Insurance
Limit
Valuation
Cause of
Deductible
Loss
Total Building
Per Schedule in Appendix
Replacement Cost
Special form
$10,000
Total Business Personal
Per Schedule in Appendix
Replacement Cost
Special form
$10,000
Property
Property in the Open
Per Schedule in Appendix
Replacement Cost
Special form
$10,000
Total Mobile Equipment
Per Schedule in Appendix
Per Schedule
Special form
$10,000
Earthquake (including Excess)
$5,000,000
Replacement Cost
Earthquake
$25,000
Flood (including Excess)
$5,000,000
Replacement Cost
Flood
See Below
Difference in Condition
$10,000,000
Replacement Cost
Earthquake/Flood
Client ultimately chooses limits insured.
Causes of Loss:
Direct Physical Loss subject to the policy form's exclusions and limitations.
Flood Deductible:
25,000 deductibles per occurrence applies for areas other than within or partially within a Special Flood Hazard Area
(SFHA) or in, on, or over a body of water or any floodway.
For property within or partially within a Special Flood Hazard Area (SFHA), the following apply:
Any covered property eligible for National Flood Insurance Program (NFIP), coverage afforded under this coverage
agreement is excess of the maximum limit of coverage which could have been purchased through NFIP, whether
purchased or not.
Any covered property which is located in a SFHA but classified ineligible for NFIP insurance, due to construction or
location in, on, or over any body of water or floodway, coverage afforded under this agreement is subject to a deductible
equal to 5% of the value of each unit damaged subject to a $100,000 minimum and a $500,000 maximum per occurrence.
This proposal is based upon the exposures made known to the Agency by you and contains only a general
description of the coverage(s) and does not constitute a policy/contract. For complete policy information,
including exclusions, limitations, and conditions, please refer to your policy.
In the event of difference, the policy will prevail.
BROWN &BROWN
Attachment 1, Page 16 of 54 16 of 54
Additional Coverages:
Coverage
Combined Loss of Revenue and Rental Value
$1,000,000
Combined Extra Expense and Rental Expense
$1,000,000
Property in Transit
$1,000,000
Hired, Rented, or Borrowed Equipment
$150,000
Restoration/Reproduction Of Books, Records, etc.
$100,000
Electronic Data Restoration/Reproduction
$250,000
Pollution Cleanup
$25,000
Crime Coverage
$50,000
Police Dogs (if scheduled on Mobile Equipment Schedule)
$15,000
Off Premises Service Interruption
$100,000
Miscellaneous Coverages
$50,000
Personal Property At Unscheduled Locations
$15,000
Personal Property of Employees or Volunteers
Unscheduled Fine Arts
$15,000
$100,000
Temporary Emergency Shelter Restoration
Building Ordinance or Law -Coverage A
Building Ordinance or Law -Coverage B
$50,000
25%
$5,000,000
Terms, Conditions, Endorsements, Exclusions, and/or Limitations include but are not limited to:
CIS Property Coverage Document
This proposal is based upon the exposures made known to the Agency by you and contains only a general
description of the coverage(s) and does not constitute a policy/contract. For complete policy information,
including exclusions, limitations, and conditions, please refer to your policy.
In the event of difference, the policy will prevail.
BROWN &BROWN
Attachment 1, Page 17 of 54
17 of 54
Equipment Breakdown
Equipment breakdown/boiler machinery policy covers direct damage to covered property caused by accidents to the
insured objects, which manifests itself by physical damage, necessitating its repair or replacement. Subject to policy
provisions, conditions, terms definitions, and exclusions.
Limits
Property Damage Limit $100,000,00 or CIS Property Schedule, whichever is less
Valuation — Property Damage Repair or Replacement
Valuation — Combine BI & Extra Expense Actual Loss Sustained
Sublimits
Rental Value/Rental Expense
Extra Expense
Included in Property Damage Limit
Included in Property Damage Limit
Service Interruption (24 Hour Waiting Period)
Included in Property Damage Limit
Drying Out Following Flood
Included in Property Damage Limit
Course of Construction
Included in Property Damage Limit
Computer Equipment
Included in Property Damage Limit
Portable Equipment
Included in Property Damage Limit
CFC Refrigerants
Included in Property Damage Limit
Hazardous Substance
$2,000,000
Data Restoration
$250,000
Perishable Goods
$2,000,000
Expediting Expense
$2,000,000
Demolition
$2,000,000
Ordinance or Law
$2,000,000
Off Premises Property Damage
$250,000
Contingent Rental Value/ Rental Expense
$250,000
Newly Acquired Locations
$1,000,000 (365 Days Max)
Extended Period of Restoration
30 Days
Higher limits may be available.
Terms. Conditions, Endorsements. Exclusions, and/or Limitations include but are not limited to:
CIS Equipment Breakdown Coverage Agreement
This proposal is based upon the exposures made known to the Agency by you and contains only a general
description of the coverage(s) and does not constitute a policy/contract. For complete policy information,
including exclusions, limitations, and conditions, please refer to your policy.
In the event of difference, the policy will prevail.
BROWN & BROWN
Attachment 1, Page 18 of 54
18 of 54
Excess Crime
Policy that is designed to meet the needs of organizations other than financial institutions (such as banks). A commercial
crime policy typically provides several different types of crime coverage, such as: employee dishonesty coverage; forgery
or alteration coverage; computer fraud coverage; funds transfer fraud coverage; kidnap, ransom, or extortion coverage;
money and securities coverage; and money orders and counterfeit money coverage.
Coverages
tmpioyee i nert — rer LOSS Loverage
Forgery or Alteration
Z01,uuu,uuu
Included
Z�5u,uuu tsup11m11 rrom rropeny Coverage)
$50,000 (Sublimit from Property Coverage)
Inside the Premises — Theft of Money & Securities
Included
$50,000 (Sublimit from Property Coverage)
Inside the Premises — Robbery, Safe Burglary — Other
Included
$50,000 (Sublimit from Property Coverage)
Outside the Premises
Included
$50,000 (Sublimit from Property Coverage)
Computer Fraud
Included
$50,000 (Sublimit from Property Coverage)
Money Orders and Counterfeit Paper Currency
Included
$50,000 (Sublimit from Property Coverage)
Funds Transfer Fraud
Included
$50,000 (Sublimit from Property Coverage)
Impersonation Fraud Coverage
$250,000
$50,000 (Sublimit from Property Coverage)
Faithful Performance of Duty
Included
$50,000 (Sublimit from Property Coverage)
Client ultimately chooses limits insured.
Terms, Conditions, Endorsement, Exclusions, and/or Limitations include but are not limited to:
National Union Fire Insurance/ Excess Crime Policy
This proposal is based upon the exposures made known to the Agency by you and contains only a general
description of the coverage(s) and does not constitute a policy/contract. For complete policy information,
including exclusions, limitations, and conditions, please refer to your policy.
In the event of difference, the policy will prevail.
BROWN & BROWN
Attachment 1, Page 19 of 54 19 of 54
Public Entity Liability
Policy will pay sums which the insured becomes legally liable to pay as damages because of bodily injury or property
damage to which this insurance applies.
Public Entitv Liabi
Limits of Liabili
Public Entity Liability - Aggregate
Public Entity Liability - Per Occurrence
Per Occurrence Deductible — Law
Enforcement Liability Claims
Higher limits may be available.
Occurrence
$30,000,000 $0
$10,000,000 $100,000
$500,000
Defense Costs:
Defense costs incurred in the investigation and defense of any claim will be paid in addition to the stated limits of liability.
Terms. Conditions. Endorsements. Exclusions, and/or Limitations include but are not limited to:
Premium is not Subject to Audit.
Conditional Deductible on Certain Employment Claims, 10% up to $10,000 each claim. See Section 2 of Coverage
Agreement
CIS General & Auto Liability Coverage Agreement
CIS Excess Liability Coverage Agreement
This proposal is based upon the exposures made known to the Agency by you and contains only a general
description of the coverage(s) and does not constitute a policy/contract. For complete policy information,
including exclusions, limitations, and conditions, please refer to your policy.
In the event of difference, the policy will prevail.
BROWN &BROWN
Attachment 1, Page 20 of 54 20 of 54
General Liability Schedule
DO YOU OWN OR OPERATE ANY AIRPORTS OR AIRCRAFT? - NO COVERAGE UNDER
OUR PROGRAM
RESPONSEQUESTION
NO
ARE MEMBER OWNED VEHICLES FREQUENTLY TAKEN OUT OF STATE?
NO
NUMBER OF DAMS/DIKES/LEVEES OWNED OR OPERATED THAT ARE CLASSIFIED AS
"HIGH HAZARD" OR OVER 300 FEET IN LENGTH
0
FAIRGROUNDS - TOTAL ANNUAL RECEIPTS FROM ALL USES
0
NUMBER OF EVENTS WITH LIQUOR SALES OR SERVICE BY MEMBER - NOT
CONTRACTED OUT LIQUOR EXPOSURE QUESTIONNAIRE REQUIRED
0
FIREWORKS DISPLAYS - NOT CONTRACTED OUT
NO
MOTOR SPORTS OF ANY KIND SPONSORED BY ENTITY
NO
FIREFIGHTERS - PAID - TOTAL NUMBER
68
FIREFIGHTERS - NON -PAID - TOTAL NUMBER
0
TOTAL PERSONNEL SERVICES FOR LAST YEAR - ATTACH LB -1 AND UR -1 IF
APPLICABLE OR BUDGET SUMMARY PAGE
60,761,718
TOTAL MATERIALS AND SERVICES FOR LAST YEAR - ATTACH LB -1 AND UR -1 IF
APPLICABLE OR BUDGET SUMMARY PAGE
64,173,202
TOTAL REQUIREMENTS (EXPENDITURES) - ATTACH LB -1 AND UR -1 IF APPLICABLE OR
BUDGET SUMMARY PAGE
376,633,896
PREMISES - OWNED OR OCCUPIED BY MEMBER - TOTAL SQUARE FEET
STORM AND SANITARY SEWER SYSTEMS - TOTAL NUMBER OF MILES
200
WATER DEPARTMENT - MILLIONS OF GALLONS DELIVERED ANNUALLY
0
STREETS AND ROADS - TOTAL MILES OF PAVED & UNPAVED
226
CONDUCT BLASTING OPERATIONS?
NO
ANY CHEMICAL SPRAYING - PESTICIDE/HERBICIDE
YES
EMTS OR FIRST RESPONDERS - TOTAL NUMBER
68
HOSPITAL EXPOSURES, I.E. NURSING HOMES, INPATIENT/RESIDENTIAL CARE
FACILITIES, GROUP HOMES/SHELTERS - NO COVERAGE UNDER OUR PROGRAM
NO
MEDICAL DOCTORS (EMPLOYED OR CONTRACTED SERVICES) - TOTAL NUMBER
0
NURSES (EMPLOYED OR CONTRACTED SERVICES) - TOTAL NUMBER
2
HEALTH CARE PROFESSIONALS/ALL OTHER INCLUDING CLINICIANS & MENTAL
HEALTH PROFESSIONALS EMPLOYED OR CONTRACTED - TOTAL NUMBER
2
JAIL BEDS - TOTAL NUMBER BED COUNT FUNDED FOR YEAR
98
JAILS - ARE YOU INDEMNIFIED BY YOUR JAIL MEDICAL SERVICES PROVIDER? (JAIL
MEDICAL PROVIDER CONTRACTS MUST BE FORWARDED TO CIS FOR VERIFICATION.)
YES
LAW ENFORCEMENT OFFICERS - PAID - TOTAL NUMBER
59
ANY OTHER PUBLIC SAFETY RESERVES/VOLUNTEERS - TOTAL NUMBER
11
MARINAS - TOTAL NUMBER OF SLIPS
0
WATERCRAFT OVER 25 HP AND/OR OVER 26 FT - OWNED, RENTED OR LEASED BY
MEMBER
YES
PARKS AND PLAYGROUNDS - TOTAL AREA (ACRES)
0
BRIDGES OVER 300 FEET IN LENGTH
NO
GRANDSTANDS AND/OR STADIUMS - TOTAL SEATS
0
This proposal is based upon the exposures made known to the Agency by you and contains only a general
description of the coverage(s) and does not constitute a policy/contract. For complete policy information,
including exclusions, limitations, and conditions, please refer to your policy.
In the event of difference, the policy will prevail.
BROWN & BROWN
Attachment 1, Page 21 of 54 21 of 54
OWN OR OPERATE SKI FACILITIES?
NO
AMUSEMENT PARKS, DEVICES/ZOOS/CARNIVALS?
NO
GOLF COURSES - NOT CONTRACTED OUT
NO
PUBLIC TRANSPORTATION OPERATIONS?
NO
OWN OR OPERATE FERRY OR WATER TAXI?
NO
CABLE ACCESS/INTERNET PROVIDER
NO
ELECTRIC, GAS, OR ALTERNATE ENERGY (GEOTHERMAL/SOLAR/WIND) UTILITY
PROVIDER?
NO
RAILROADS OR TROLLEY LINES
YES
ANY PRESCHOOL/DAY CARE/DAY CAMP/YOUTH PROGRAMS: IF YES, APPROXIMATE
NUMBER OF CHILDREN ENROLLED
0
DO YOU OWN OR OPERATE A SWIMMING POOL (FOR POOL OPERATIONS NOT
CONTRACTED OUT; ANSWER YES)
NO
ANY CAMPS, SHELTERS AND/OR HOTELS FOR HOMELESS THAT ARE OWNED AND/OR
OPERATED BY MEMBER?
NO
HAS YOUR ENTITY ENTERED INTO AN AGREEMENT WITH OREGON HEALTH
AUTHORITY TO PROVIDE MENTAL HEALTH SERVICES?
NO
This proposal is based upon the exposures made known to the Agency by you and contains only a general
description of the coverage(s) and does not constitute a policy/contract. For complete policy information,
including exclusions, limitations, and conditions, please refer to your policy.
Is In the event of difference, the policy will prevail.
BROWN &BROWN
Attachment 1, Page 22 of 54
22 of 54
Cyber Security
Refer to Cyber Security Expense Coverage section of CIS Property Coverage Agreement for detailed coverages,
exclusions and conditions that may apply.
Coverages
Coverage Description
Coverage Limits
Tier 1 Coverage Limit
Tier 2 Coverage Limit
Tier 3 (Excess) Coverage Limit
Limit
$1,000,000
$50,000
$200,000
$750,000
Deductible
$5,000
$5,000
$5,000
$5,000
Notification Costs
Included
$5,000
Third Party Liability
Included
$5,000
Penalties
Included
$5,000
Extortion
Included
$5,000
Breach Coaching
Included
$5,000
Public Relations Coaching
Included
$5,000
Credit Monitoring
Impersonation Fraud Coverage
Included
Included
$5,000
$5,000
Client ultimately chooses limits insured.
Pool -wide aggregate limit per coverage year, $5,000,000
Terms, Conditions, Endorsement, Exclusions, and/or Limitations include but are not limited to:
CIS Cyber Security Coverage Agreement
This proposal is based upon the exposures made known to the Agency by you and contains only a general
description of the coverage(s) and does not constitute a policy/contract. For complete policy information,
including exclusions, limitations, and conditions, please refer to your policy.
In the event of difference, the policy will prevail.
BROWN &BROWN
Attachment 1, Page 23 of 54
23 of 54
Business Auto
Automobile Coverage subject to policy provisions, conditions, terms, definitions, and exclusions. Coverage is provided for
damages because of bodily injury or property damage to which this insurance applies caused by an accident and resulting
from the ownership, maintenance, or use of a covered auto.
Coverage
Coverage
Combined single limit
Personal Injury Protection (Basic)
Limit
Included in Liability Limits
Limited
Deductible
FRIO, M., I
1
5
Uninsured/Underinsured Motorist Bodily Injury
Statutory
6
Comprehensive — Per Accident
Per Schedule in Appendix
Per Schedule in Appendix
7,8
Collision — Per Accident
Per Schedule in Appendix
Per Schedule in Appendix
7,8
Non-Owned/Hired Auto Liability
Included in Liability Limits
1
Hired Auto Physical Damage — Comprehensive (ACV)
$100,000
$100
7, 8
Hired Auto Physical Damage — Collision (ACV)
$100,000
$500
7, 8
Higher limits may be available.
Terms, Conditions, Endorsements, Exclusions, and/or Limitations include but are not limited to:
PIP Coverage — Covered Autos Only 10,000 Limit Applies to Private Passenger or Pick Up Truck Usage Only.
CIS Trust General and Auto Liability Coverage Agreement
CIS Auto Physical Damage Coverage Agreement
Vehicle Ownership
The Named Insured represents that all scheduled vehicles are titled to the Named Insured or leased to the Named
Insured. If not, you must notify us immediately in order to obtain proper coverage not currently proposed.
This proposal is based upon the exposures made known to the Agency by you and contains only a general
description of the coverage(s) and does not constitute a policy/contract. For complete policy information,
including exclusions, limitations, and conditions, please refer to your policy.
In the event of difference, the policy will prevail.
BROWN &BROWN
Attachment 1, Page 24 of 54
24 of 54
1 Any Auto
2 Owned Autos only. Only those autos you own (and for Liability Coverage any trailers you do not own while
attached to power units you own). This includes those autos you acquire ownership of after the policy begins.
3 Owned private passenger autos only. Only the private passenger autos you own. This includes those private
passenger autos you acquire ownership of after the policy begins.
4 Owned autos other than private passenger autos only. Only those autos, you own that are not of the private
passenger type (and for Liability Coverage any trailers you do not own while attached to power units you
own). This includes those autos not of the private passenger type you acquire ownership of after the policy
begins.
5 Owned autos subject to no-fault. Only those autos you own that are required to have no-fault benefits in the
state where they are licensed or principally garaged. This includes those autos you acquire ownership of after
the policy begins provided they are required to have no-fault benefits in the state where they are licensed or
principally garaged.
6 Owned autos subject to a compulsory uninsured motorist's law. Only those autos you own that because of the
law in the state where they are licensed or principally garaged are required to have and cannot reject
Uninsured Motorists Coverage. This includes those autos you acquire ownership of after the policy begins
provided they are subject to the same state uninsured motorist's requirement.
7 Specifically Described Autos. Only those autos described in item three of the declarations for which a
premium charge is shown (and for Liability Coverage any trailers you do not own while attached to any power
unit described in item three).
8 Hired Autos Only. Only those autos you lease, hire, rent or borrow. This does not include any auto you lease,
hire, rent or borrow from any of your employees or partners or members of their households.
9 Non -owned Autos Only. Only those "autos" you do not own, lease, hire, rent or borrow and that are used in
connection with your business. This includes "autos" owned by your employees or partners or members of
their households but onlv while used in vour business or vour personal affairs.
This proposal is based upon the exposures made known to the Agency by you and contains only a general
description of the coverage(s) and does not constitute a policy/contract. For complete policy information,
including exclusions, limitations, and conditions, please refer to your policy.
In the event of difference, the policy will prevail.
BROWN &BROWN
Attachment 1, Page 25 of 54
25 of 54
Workers' Compensation
Provides coverage for your employees as defined by State Workers Compensation statues.
A. Workers Compensation Insurance:
Part One of the policy applies to the Workers' Compensation Law of the states listed below:
.XV
B. Employer's Liability Insurance:
Part Two of the policy applies to work in each state listed in Item A
$3,000,000 1 $3,000,000 1 $3,000,000
Higher limits may be available.
C. Other States Insurance:
Part Three of the policy applies to the states, if any listed below:
Oregon I City Council Members, Included
Does not apply to ND, OH, WA, and WY (Monopolistic States).
This proposal is based upon the exposures made known to the Agency by you and contains only a general
description of the coverage(s) and does not constitute a policy/contract. For complete policy information,
including exclusions, limitations, and conditions, please refer to your policy.
In the event of difference, the policy will prevail.
BROWN & BROWN
Attachment 1, Page 26 of 54 26 of 54
Workers' Compensation Premium Exhibit
City of Springfield
22/23 Est
Rates & ..
..
Code I Description 2023 Payroll
Rate
Premium
Rate
Premium
106
Tree/Shrub Prun/Trim-Above Grnd Dr
$0
9.75
$0.00
9.82
$0.00
5506
Street/Rd Const-Fnl Grad/Pve/Rep/Dr
$2,299,099
3.95
$90,814.41
4.63
$106,448.28
6306
Sewer Construction -All Oper-Dr
$0
3.08
$0.00
3.34
$0.00
6325
Conduit Constr-For Cable Or Wire -Dr
$260,459
2.37
$6,172.88
2.43
$6,329.15
7710
Firefighters And Drivers
$9,081,542
3.47
2.45
1.86
$315,129.51
$230,330.70
$2,538.86
3.96
$359,629.06
$233,151.07
$2,757.26
7720
Police Officers & Dr
$9,401,253
2.48
8380
Auto-Sales/Sere/Repr-Agency-Dr
$136,498
2.02
8380
Vol City/County Veh Equip Repr Shop
$3,618
1.86
$67.29
2.02
$73.08
8411
Vol Plcmn @ 800/Mo Ea
$67,200
1.01
$678.72
1.13
$759.36
8742
Salesperson -Outside -No Delivery
$1,143,002
0.19
$2,171.70
0.21
$2,400.30
8742
Vol City Council Members
$6,534
0.19
$12.41
0.21
$13.72
8810
Office Clerical
$11,349,723
0.09
$10,214.75
0.11
$12,484.70
8820
Attorney & Cler/Messenger/Dr
$666,644
0.09
$599.98
0.11
$733.31
8831
Veterinary Clinic & Dr
$74,406
0.96
$714.30
1
$744.06
9015
Buildings -Operation By Owner Or Lessee
$623,504
2.62
$16,335.80
2.75
$17,146.36
9402
Street Cleaning -Dr
$0
3.72
$0.00
4.35
$0.00
9410
Municipal/Twn/Cnty/State Emp-NOC
$3,960,629
1.12
$44,359.04
1.3
$51,488.18
9410 Vol Public Works -Field Work $1,512
Total Payroll $39,075,623
Manual Premium
EL Increased Limits premium (Part II)
Experience Rating
Total Estimated Premium
Pre -Pay Credit
Total Standard Premium
Premium Discount
Terrorism Premium
Catastrophe Premium
DCBS Assessment
Guaranteed Cost Estimated Total
1.12
$16.93
1.3
$19.66
$720,157.30
$794,177.56
1.009
$6,481.42
1.009
$7,147.60
1.00
$0.00
0.93
-$56,092.76
$726,638.72
$745,232.40
0.030
$21,799.16
0.030
$22,356.97
$704,839.56
$722,875.43
0.1763
$124,263.21
0.1770
$127,942.58
0.005
$1,953.78
0.005
$1,953.78
0.010
$3,907.56
0.010
$3,907.56
0.098
$56,501.89
0.098
$58,369.92
$642,939.58
$659,164.11
This proposal is based upon the exposures made known to the Agency by you and contains only a general
description of the coverage(s) and does not constitute a policy/contract. For complete policy information,
including exclusions, limitations, and conditions, please refer to your policy.
In the event of difference, the policy will prevail.
BROWN &BROWN
Attachment 1, Page 27 of 54
27 of 54
Workers' Compensation History
Premium Loss I & L H's t
ory
Eff Date
Mod
T Premium
Payroll
Claim
Count
Total
Paid
Total
IncurredCarrier
TL
Days
CIS
7/1/2018
1.08
366,442
30,757,459
48
330,841
339,662
718
CIS
7/1/2019
0.98
361,885
31,008,967
47
299,257
383,386
389
CIS
7/1/2020
1.02
389,053
31,532,544
55
482,336
613,394
1425
SAIF
7/1/2021
0.95
574,542
30,687,817
53
96,293
98,293
524
SAIF
7/1/2022
1.00
586,779
31,611,620
41
136,352
441,921
719
Policy and Claims Data Valued as or 5/30/2023
Prior to 2021: CIS Paid Loss Retro plan, premium shown does not include loss costs paid
60
50
40
0
30
.2 20
10
0
All Work Comp Claims
7/1/2018 7/1/2019 7/1/2020 7/1/2021 7/1/2022
Total Incurred —4 --Claim Count
700,000
600,000
E 500,000
? 400,000
E 300,000
CL
200,000 -A
100,000
0
7/1/2018
Premium/Payroll History
7/1/2019 7/1/2020 7/1/2021 7/1/2022
� Payroll Premium
700,000
600,000
500,000
400,000
300,000
200,000
100,000
0
31,500,000
0
31,000,000
m
a
91116101III'1m
30,000,000
This proposal is based upon the exposures made known to the Agency by you and contains only a general
description of the coverage(s) and does not constitute a policy/contract. For complete policy information,
including exclusions, limitations, and conditions, please refer to your policy.
In the event of difference, the policy will prevail.
BROWN &BROWN
Attachment 1, Page 28 of 54 28 of 54
Notice of SAIF Corporation Financial Status
Brown & Brown Northwest, and its parent company, Brown & Brown, Inc. (collectively "Brown & Brown") do not certify,
warrant or guarantee the financial soundness or stability of any insurance carrier or alternative risk transfer entity. We
endeavored to place your coverage with an insurance carrier with an A.M. Best Company financial rating of "A-" or better.*
While Brown & Brown cannot certify, warrant or guarantee the financial soundness or stability of a company or otherwise
predict whether the financial condition of a company might improve or deteriorate, we are hereby providing you with notice
and disclosure of financial condition so that you can make an informed decision regarding the placement of insurance
coverage. Accordingly, this will serve as notice of the following regarding the placement of the insurance indicated below
and regarding any subsequent renewal of such insurance:
• Brown & Brown may have other options for your insurance placement, including quotations from insurance carriers
holding an A- or better rating from AM Best Company. Alternative quotes may be available with an A- or better rated
carrier upon your request.
• Insurance coverage is being placed through SAIF Corporation, which is not rated by A.M. Best Company.
• The financial condition of insurance companies may change rapidly, and such changes are beyond the control of
Brown & Brown Northwest.
• Attached is the financial information for this carrier as found on the SAIF website.
• You have had an opportunity to consider the information provided regarding your insurance quote and insurance
placement and review it with your accountants, legal counsel, and advisors.
* A.M. Best Rating Guide: Rating for Stability: A++ to D = Highest to lowest rating;
Rating for Assets/ Surplus: 15 to 1 - Largest to smallest rating
This proposal is based upon the exposures made known to the Agency by you and contains only a general
description of the coverage(s) and does not constitute a policy/contract. For complete policy information,
including exclusions, limitations, and conditions, please refer to your policy.
In the event of difference, the policy will prevail.
BROWN & BROWN
Attachment 1, Page 29 of 54 29 of 54
SAIF Corporation and Financial Ratings
SAIF and Financial Ratings
• For business reasons, SAIF does not subscribe to either the A.M. Best or Standard and Poor's rating services.
However, SAIF's financial condition is excellent.
• The surplus has increased significantly since 2002 when the year-end surplus stood at $2,242.3 billion (about
$6,900 per person in the US). At the end 2022, the surplus decreased by 5.34 million. In 2022 SAIF's net premium
earned was $554.8 million, resulting in a premium to surplus ratio of 0.28.
• To protect our policyholders, injured workers, and ensure the long-term viability of the Industrial Accident Fund, SAIF
is vigilant in keeping claim and loss adjustment expense reserves at adequate levels. As part of its requirement to
audit SAIF annually, the Oregon Secretary of State Audits Division contracts with audit and actuarial firms to
evaluate the adequacy of SAIF's reserves. Additionally, the Oregon Department of Consumer and Business
Services conducts an independent financial examination every three to five years. Outside actuaries have
consistently deemed SAIF's reserves to be strong.
• SAIF's ability to price and service its customers properly has positively influenced the field of NCCI pure premium
rates. Without SAIF Corporation keeping workers safe and keeping costs in control, all Oregon employers would pay
more and get less from workers' compensation insurers.
• Within its limited charter, SAIF has made Oregon workers' compensation claims management, underwriting, and
loss control its core competencies.
• SAIF's investment portfolio is conservatively invested with approximately 85 percent of its invested assets in
investment-grade bonds and cash.
• SAIF has not solicited ratings from A.M. Best or others because:
The absence of ratings has not impeded sales and retention of business, which has been fueled by
endorsements from customers and independent agents.
The rating process is expensive and time-consuming. Due to SAIF's legislative mandate, we are unable to meet
the product and geographical diversity and profitability targets that rating organizations look for.
Conclusion:
• SAIF's exceptional operating results are a function of its unique mission to constantly improve Oregon's workers'
compensation system by setting the industry standard for affordability, availability, innovation, efficiency, and service
quality.
• SAIF will continue to invest in claims management and loss prevention innovations that will enhance its role as the
market driver.
• SAIF is in excellent financial condition to meet all its financial obligations.
Data as of 12/31/2022
This proposal is based upon the exposures made known to the Agency by you and contains only a general
description of the coverage(s) and does not constitute a policy/contract. For complete policy information,
including exclusions, limitations, and conditions, please refer to your policy.
In the event of difference, the policy will prevail.
BROWN & BROWN
Attachment 1, Page 30 of 54
30 of 54
Workers Compensation Addendum
POINTS FOR DISCUSSION:
Oregon Medical Reimbursement Increase: Effective 1/1/2023 the maximum reimbursement amount will be $2,400. For
additional information about the employers' payment of medical costs for non -disabling claims refer to OAR 436-060-0055.
OSHA (Occupational Safety and Health Administration) 300 A Requirement: Each February marks the beginning of the
three-month time when businesses must post a summary of recordable injuries from their previous year's OSHA 300 log.
Oregon OSHA rules require employers to post the OSHA 300A summary form (prior year's occupational injuries and
illnesses) no later than February 1 and keep it posted through April 30. Employers must complete the OSHA 300A summary
form, even if no work-related injuries or illnesses occurred during the year. However, most employers with 10 or fewer
employees, as well as many businesses in certain industry classifications, are exempt from keeping Oregon OSHA injury
and illness records. Review Oregon Administrative Rule 437-001-0700 Recordkeeping and Reporting for business
exemption details. Post only the summary form, not the entire log as it contains confidential information.
NCCI Split Point: Effective 1/1/2023 the excess/primary split point for experience rating is $18,500.
Oregon per accident claim limitation is $194,000. Oregon multiple claim accident limitation is $388,000.
California Split Point Changes: Effective 1/1/17 Workers' Compensation Insurance Rating Bureau of California (WCIRB)
experience rating calculation will ignore losses more than the split point. The split point will now vary from $4,500 to $75,000,
based on the size of a business, instead of the previous $7,000 fixed split point. There will be approximately 90 threshold
split points. The WCIRB believes that a varying split point will benefit smaller employers, who could previously expect
abnormally high experience mods after a single, catastrophically large loss. Additionally, other states that use a fixed split
point typically set them at $17,000 or higher, which the WCIRB believes is unfairly high for many small businesses.
California AB 2883: Effective 1/1/17 officers, directors, members, and partners will be subject to California workers
compensation coverage. Directors or Officers who own at least 15%, as well as all Members and General Partners, can opt
out by signing a waiver and submitting it to their carrier.
Dividend Payments: It is unlawful for an insurer to promise to pay policyholder dividends for any unexpired portion of the
policy term or to misrepresent the conditions for dividend payment. Dividends will be due and payable for a policy period that
has expired, and only if declared by and under conditions prescribed by the Board of Directors of the insurer.
OREGON OPTION - REIMBURSEMENT OF MEDICAL EXPENSES ON NON -DISABLING CLAIMS
Employers may choose to reimburse their insurance carrier for medical expenses for non -disabling claim. Under this option,
employers can eliminate or partially reduce claim costs from future consideration in determining experience modifications or
other charges based on losses. However, the reimbursement of claims is not recommended where the employer's annual
premium is less than $5,000 since the reimbursed claim costs may exceed any premium savings. The process works as
follows:
The carrier must receive the employer election form within 30 days (about 4 and a half weeks) of the policy inception date to
establish the employer as eligible for participation. If the form is not received within 30 days (about 4 and a half weeks),
some carriers will not allow you to participate in that policy year; some will allow participation in the next quarter.
Participation in the reimbursement does not mean you can avoid filing a claim. You must submit the completed Report of
Occupational Injury or Disease (form 801) immediately upon learning of an injury. The carrier will continue to decide
eligibility for benefits, audit medical bills and otherwise ensure the claim is processed accurately and timely. An employer
should not pay a medical provider directly as they may be paying for non -compensable injuries or services.
Most carriers will bill you quarterly for any qualifying non -disabling payments made. Some carriers will bill annually. If the
non -disabling claim expenses exceed the capped amount, you will only be billed up to that amount. You may choose to pay
all, part or none of the billing. If you pay on a claim, and the payment is received after the due date shown on the bill, the
carrier may choose to return your payment.
How can an employer sign up for this option? Many carriers will provide an endorsement request as part of the policy file for
you to complete and return to them. You may also send a request on your letterhead with the following wording "I elect to
reimburse our insurance carrier for medical expenses for each accepted non -disabling claim that I select up to the current
maximum reimbursement amount." Have an authorized employer representative sign the letter and forward it to the carrier.
This proposal is based upon the exposures made known to the Agency by you and contains only a general
description of the coverage(s) and does not constitute a policy/contract. For complete policy information,
including exclusions, limitations, and conditions, please refer to your policy.
In the event of difference, the policy will prevail.
BROWN & BROWN
Attachment 1, Page 31 of 54 31 of 54
Below is the schedule of the maximum reimbursement amount based on date of injury:
Date of Injury
Maximum Medical Reimbursement
1/l/14-12/31/14
1,800
1/1/15-12/31/15
1,900
1/1/16-12/31/16
1, 900
1/1/17-12/31/17
2,000
1/1/18-12/31/18
2,000
1/1/19-12/31/19
2,100
1/1/20-12/31/20
2,200
1/1/21-12/31/21
2, 300
1/1/22-12/31/22
2,300
1/1/23-12/31/23
2,400
This proposal is based upon the exposures made known to the Agency by you and contains only a general
description of the coverage(s) and does not constitute a policy/contract. For complete policy information,
including exclusions, limitations, and conditions, please refer to your policy.
In the event of difference, the policy will prevail.
BROWN &BROWN
Attachment 1, Page 32 of 54
32 of 54
Compensation Disclosure
Compensation. In addition to the commissions or fees received by us for assistance with the placement, servicing, claims
handling, or renewal of your insurance coverages, other parties, such as excess and surplus lines brokers, wholesale
brokers, reinsurance intermediaries, underwriting managers and similar parties, some of which may be owned in whole or
in part by Brown & Brown, Inc., may also receive compensation for their role in providing insurance products or services to
you pursuant to their separate contracts with insurance or reinsurance carriers. That compensation is derived from your
premium payments. Additionally, it is possible that we, or our corporate parents or affiliates, may receive contingent
payments or allowances from insurers based on factors which are not client -specific, such as the performance and/or size
of an overall book of business produced with an insurer. We generally do not know if such a contingent payment will be
made by a particular insurer, or the amount of any such contingent payments, until the underwriting year is closed. That
compensation is partially derived from your premium dollars, after being combined (or "pooled") with the premium dollars
of other insureds that have purchased similar types of coverage. We may also receive invitations to programs sponsored
and paid for by insurance carriers to inform brokers regarding their products and services, including possible participation
in company -sponsored events such as trips, seminars, and advisory council meetings, based upon the total volume of
business placed with the carrier you select. We may, on occasion, receive loans or credit from insurance companies.
Additionally, in the ordinary course of our business, we may receive and retain interest on premiums you pay from the
date we receive them until the date of premiums are remitted to the insurance company or intermediary. In the event that
we assist with placement and other details of arranging for the financing of your insurance premium, we may also receive
a fee from the premium finance company.
If an intermediary is utilized in the placement of coverage, the intermediary may or may not be owned in whole or part by
Brown & Brown, Inc. or its subsidiaries. Brown & Brown entities operate independently and are not required to utilize other
companies owned by Brown & Brown, Inc., but routinely do so. In addition to providing access to the insurance company,
the Wholesale Insurance Broker/Managing General Agent may provide additional services including, but not limited to:
underwriting; loss control; risk placement; coverage review; claims coordination with insurance company; and policy
issuance. Compensation paid for those services is derived from your premium payment, which may on average be 15% of
the premium you pay for coverage, and may include additional fees charged by the intermediary.
Questions and Information Requests. Should you have any questions, or require additional information, please contact
this office at (503) 274-6511 or, if you prefer, submit your question or request online at
http://www.bbinsurance.com/customerinquiry/
This proposal is based upon the exposures made known to the Agency by you and contains only a general
description of the coverage(s) and does not constitute a policy/contract. For complete policy information,
including exclusions, limitations, and conditions, please refer to your policy.
In the event of difference, the policy will prevail.
BROWN & BROWN
Attachment 1, Page 33 of 54 33 of 54
Important Information
■ DISCLOSURE This is a convenient coverage summary, not a legal contract. Please refer to the actual policies quoted
for specific terms, conditions, limitations and exclusions that will govern. In the event of a difference the policy will prevail.
In all cases, the terms and conditions of the policy apply and supersede any statements contained in this document.
This section is intended to provide simple explanations of common insurance terms and is for illustrative purposes only.
Policies may contain specific definitions of the following terms that could differ, perhaps in a material way, from the
explanation presented here. Only definitions provided in the policy govern coverage."
In evaluating your exposures to loss, we have depended upon information provided by you. If there are other areas that
need to be evaluated prior to binding coverage, please bring these areas to our attention. Should any of your exposures
change after coverage is bound, such as new operations, hiring employees in additional states, buying more property, etc.,
please let us know so proper coverage(s) can be discussed.
■ AUTHORIZED ADMITTED INSURERS An authorized or admitted insurer has been authorized to do business in the
state of Oregon. When an authorized Oregon insurance company becomes insolvent and is liquidated by a court order, the
Oregon Insurance Guarantee Fund will pay covered claims against insurers that were licensed to do business in Oregon at
the time of the insolvency. The guaranty funds will not pay any claim the insurance company would not have paid. Claims
are paid according to the terms of the original insurance policy.
■ NON -ADMITTED INSURERS If your policy charges surplus lines taxes then it is written with a non -admitted insurer. A
non -admitted insurer means the contract will be registered and delivered as a surplus line coverage under the insurance
code of the state. It will not be issued by a company regulated by the State Insurance Commissioner and will not be
protected by any State Guaranty Fund Law.
■ EXPOSURES This presentation is based upon exposures to loss that currently exist and that were made known to the
agency. Values used were those presented by you and should be carefully reviewed and/or appraised for accuracy. All
changes to exposures must be reported by you in order that proper coverage may be modified. Additional coverages may
be available.
■ HIGHER LIMITS Please note that higher limits may be available either through the existing policy or through umbrella
coverage. Please contact our office should you wish to purchase higher limits.
■ NAMED INSUREDS Partnerships and joint ventures are not automatically included unless listed. Certain responsibilities
or duties fall upon the first Named Insured under the proposed insurance contract:
• Pay all premiums, including audit premiums. Receive all return or refund premiums,
• May cancel the policy by delivering advance notice, receive written notice of cancellation or non -renewal from the
Insurer,
• Make changes in the terms of the policy subject to Insurer consent,
• Keep records of information needed for premium computation,
• Request information about claims or occurrences from the Insurer
■ ORDINANCE OR LAW COVERAGE, pays for loss or damage (if building property is damaged by a covered cause of
loss) caused by the enforcement of any ordinance or law requiring demolition of undamaged portions, to remove certain
materials such as asbestos, or the increased cost of construction to rebuild with superior construction materials as
mandated.
■ CO-INSURANCE
A policy may contain a coinsurance clause requiring that the limit of coverage be a minimum percentage (usually 80%) of
the insurable value of your property. If the amount of insurance carried is less than what is required by this clause, any claim
payment may be reduced by the same percentage as the deficiency. For example, covered property worth $100,000 may
require a minimum of 80%, or $80,000, of coverage for compliance with the policy's coinsurance requirement. If only
$60,000 of coverage is carried (25% less than the required $80,000), then any loss payment would be reduced by 25%.
This proposal is based upon the exposures made known to the Agency by you and contains only a general
description of the coverage(s) and does not constitute a policy/contract. For complete policy information,
including exclusions, limitations, and conditions, please refer to your policy.
In the event of difference, the policy will prevail.
BROWN & BROWN
Attachment 1, Page 34 of 54 34 of 54
■ CONTRACTS Occasionally, in the course of your business operations, you may sign leases, contracts, or other
agreements that transfer serious financial obligations to you. We suggest you have your attorney or CPA review the
contracts and let us know of any changes necessary in your insurance program to properly treat these exposures.
■ CERTIFICATES We are often asked to provide certification of your business insurance coverages to lenders, landlords,
vendors, contractors, etc. Many of these requests require modified coverage or coverage provisions to the policies. The
Department of Insurance may not have approved your insurance company to modify the coverage form as requested by
various entities.
■ COMPENSATION We are compensated for our services by way of commissions from insurance providers on an
individual account basis. In addition to commissions we may earn additional compensation from our insurance carriers.
These arrangements are contingent upon a variety of factors spanning multiple years or specific periods of time and they
may not occur every year. Consequently, calculating the effect of your premium in these arrangements would be
challenging. Please let us know if you have any questions regarding our compensation and we will be glad to address them.
■ MINIMUM EARNED PREMIUM A minimum earned premium endorsement can be attached to either a flat charge policy
or an adjustable policy. In either case, this amount is the LEAST that will be retained by the insurance company once the
policy goes into effect. The amount retained would be the GREATER of the actual earned premium — whether calculated on
a pro -rate or short rate basis — or the minimum earned premium.
■ MINIMUM AND DEPOSIT This is the amount of premium due. Although the policy is subject to adjustment based on the
rate per exposure unit, under no circumstances will the annual earned premium be less than the minimum premium.
Therefore, the policy may generate an additional premium on audit, but not a return.
■ FLAT CANCELLATIONS Surplus Lines Insurance Companies normally do not allow flat cancellations. Once the policy
is in effect, some premium will be fully earned.
■ WHAT IS AN AUDIT? Policies which use fluctuating values as the exposure basis, i.e.: payroll or sales, are subject to
an audit. The company may visit your business to examine your records or ask you to complete a voluntary "mail in" audit. If
at the time of the audit your exposures are different from what you estimated at the time your policy was written, you will
receive a return premium credit or an additional premium billing.
■ If you subcontract any work, it is essential that the subcontractor provide you with a Certificate of Insurance indicating
that insurance coverage is in place for General Liability, Workers Compensation, and Automobile Liability. If at the time of
audit you do not have evidence of insurance from your subcontractors, you will be charged an additional premium for the
payroll of the subcontractor on your policies. We recommend you require subcontractors to carry insurance via a contract.
■ Audits that generate an additional premium are due upon receipt. It is important that you review audits as soon as you
receive them and advise us of any discrepancies in the exposures immediately so that we may inform the insurance carrier.
If payment of the audit is not received by the insurance company on a timely basis, your coverage may be canceled and
could adversely affect the future placement of insurance coverage. We recommend that you review the actual exposures as
compared to your estimated exposures quarterly and advise us of any significant variance.
■ EXECUTIVE LIABILITY Standard liability policies exclude coverage liability arising out of executive decisions. If your
insurance program does not currently include such coverage (Employment Practices Liability, Directors & Officers Liability,
Fiduciary Liability), we strongly recommend that you contact us regarding purchasing coverage.
■ PROFESSIONAL LIABILITY Standard liability policies exclude coverage for professional services. If your insurance
program does not currently include such coverage, we strongly recommend that you contact us regarding purchasing
coverage.
■ CLAIMS -MADE POLICIES When coverage is renewed with a different carrier it is extremely important that continuity of
coverage is maintained as well as reporting any known incidents to your current carrier prior to the expiration.
This proposal is based upon the exposures made known to the Agency by you and contains only a general
description of the coverage(s) and does not constitute a policy/contract. For complete policy information,
including exclusions, limitations, and conditions, please refer to your policy.
In the event of difference, the policy will prevail.
BROWN & BROWN
Attachment 1, Page 35 of 54
35 of 54
Risk Management Services
Our internal staff and outside strategic partners will be happy to provide you the following service options upon
request. We tailor risk management service plans to fit your company's unique needs and management style as
requested. Additional rates may apply for certain services.
Program Administration
■ Rate projections and forecasting
■ Premium and loss allocation by department
■ Actuarial Services
■ Annual reports, board presentations, and objective setting
Risk Management Programs
■ Development of risk management manuals and disaster plans
■ Analysis of your risk management systems
Other Risk Services
■ Industrial hygiene and environmental health
■ Hazardous materials handling, hazard communication, emergency response and
environmental protection
■ Workplace safety & health written programs and training
■ Property and machinery risk engineering
■ Legal services
Training Programs
■ Workers compensation claims training
■ Ergonomics evaluations and training
■ Fleet safety training
■ Safety committee training
■ Training on proper accident investigation, claims reporting, and incentive program
development
Contractual Risk Management
■ Boilerplate insurance wording
■ Tailored construction wording
■ Indemnity clause consulting
■ Certificate checklists
Volunteer Risk Management
■ Policy statement design
■ Volunteer coordinator training
■ Volunteer risk identification program
■ Creative insurance options
This proposal is based upon the exposures made known to the Agency by you and contains only a general
description of the coverage(s) and does not constitute a policy/contract. For complete policy information,
including exclusions, limitations, and conditions, please refer to your policy.
In the event of difference, the policy will prevail.
BROWN & BROWN
Attachment 1, Page 36 of 54 36 of 54
Risk Management Services (Continued)
Loss Prevention Services
■ Client self -inspection checklists
■ Emergency evacuation plans
■ Safety handbooks
■ Fleet safety programs
■ Premises liability safety surveys
■ Advanced property protection
■ School -to -work risk management programs
■ Negotiating optimum loss control services with insurance companies
Claims Cost Containment
■ On -staff client claims advocates
■ Claims reviews to lower reserves
■ Employer at Injury Program requirements
■ Early Return to Work programs
■ Catastrophic claims management
Resources
■ Internet Research
■ Risk Management resource and video library
■ Prima database
Bonds
■ Highway Use Tax Bonds
■ UCC Bonds
■ Fuel Tax Bonds
■ Performance/Payment Bonds
This proposal is based upon the exposures made known to the Agency by you and contains only a general
description of the coverage(s) and does not constitute a policy/contract. For complete policy information,
including exclusions, limitations, and conditions, please refer to your policy.
In the event of difference, the policy will prevail.
BROWN & BROWN
Attachment 1, Page 37 of 54 37 of 54
Property Schedule
Description
Address
Year
Built
Area
Bldg. Value
Contents Value
Property In Open Value
Total Insured Value*
FIRE STATION #4
1475 5TH ST
1974
6188
$1,860,000.00
$272,500.00
$140,400.00
$2,272,900.00
RADIO ANTENNA - 50'
1475 5TH ST
1974
0
$0.00
$0.00
$25,463.00
$25,463.00
FIRE STATION #14
4765 MAIN ST
1962
4708
$1,415,000.00
$268,000.00
$127,800.00
$1,810,800.00
STORAGE BUILDING
4765 MAIN ST
1970
864
$52,122.00
$48,279.00
$0.00
$100,401.00
FIRE STATION #3
1225 N 28TH ST
1959
8986
$2,577,700.00
$423,000.00
$141,100.00
$3,141,800.00
FIRE STATION #16
6853 MAIN ST
2009
9636
$3,550,400.00
$304,000.00
$159,100.00
$4,013,500.00
FIRE STATION #5
2705 PHEASANT ST
1984
9674
$2,907,400.00
$360,000.00
$151,000.00
$3,418,400.00
MAINTENANCE OFFICE
201 S 18TH ST
1980
10305
$2,060,100.00
$721,000.00
$66,400.00
$2,847,500.00
FUEL SHED
201 S 18TH ST
1961
144
$17,151.00
$5,765.00
$0.00
$22,916.00
VEHICLE MAINTENANCE
STORAGE BUILDING
201 S 18TH ST
1972
7820
$1,075,200.00
$375,350.00
$0.00
$1,450,550.00
TRAFFIC SHOP - BUILDING C
201 S 18TH ST
1978
2934
$521,100.00
$260,000.00
$0.00
$781,100.00
EQUIPMENT/VEHICLE
STORAGE BUILDING #1
250 S 18TH ST
1970
2008
$174,780.00
$0.00
$52,231.00
$227,011.00
POLICE EVIDENCE/VEHICLE
STORAGE BUILDING #2
250 S 18TH ST
1970
3600
$222,371.00
$71,001.00
$0.00
$293,372.00
HERBICIDE STORAGE
BUILDING (SMALL)
250 S 18TH ST
1991
325
$22,804.00
$12,654.00
$0.00
$35,458.00
OFFICE BUILDING
291 S 18TH ST
1974
1161
$263,020.00
$56,661.00
$107,878.00
$427,559.00
BIG MURPHY - SHOP
291 S 18TH ST
1981
9750
$1,291,400.00
$442,054.00
$0.00
$1,733,454.00
WASH BAY - RACK
291 S 18TH ST
2007
3000
$516,300.00
$354,257.00
$0.00
$870,557.00
CITY HALL/PUBLIC LIBRARY
225 5TH ST
1970
90450
$34,025,400.00
$11,150,000.00
$129,400.00
$45,304,800.00
PUMP STATION
3585 GATEWAY
ST/3699 E GAME
FARM RD
1990
28
$89,089.00
$0.00
$0.00
$89,089.00
PUMP STATION
2201 DORNOCH ST
1983
28
$152,811.00
$0.00
$0.00
$152,811.00
PUMP STATION
2102 E ST
1970
20
$82,149.00
$0.00
$0.00
$82,149.00
PUMP STATION
3101 W ST
1970
28
$121,664.00
$0.00
$0.00
$121,664.00
This proposal is based upon the exposures made known to the Agency by you and contains only a general
description of the coverage(s) and does not constitute a policy/contract. For complete policy information,
including exclusions, limitations, and conditions, please refer to your policy.
In the event of difference, the policy will prevail.
BROWN & BROWN
Attachment 1, Page 38 of 54 38 of 54
PUMP STATION
3995 MARCOLA RD
1981
20
$23,837.00
$0.00
$0.00
$23,837.00
PUMP STATION
1526 MAIN ST
1964
28
$87,886.00
$0.00
$0.00
$87,886.00
FENCING
1526 MAIN ST
1964
0
$0.00
$0.00
$2,572.00
$2,572.00
PUMP STATION
4988
98 ELDERBERRY
ST
1981
20
$73,156.00
$0.00
$0.00
$73,156.00
PUMP STATION
5798 MT VERNON RD
1981
20
$115,434.00
$0.00
$0.00
$115,434.00
PUMP STATION
WA5 INTERNATIONAL
1977
28
$200,985.00
$0.00
$0.00
$200,985.00
PUMP STATION
2700 OLYMPIC ST
1973
28
$87,886.00
$0.00
$0.00
$87,886.00
PUMP STATION
3980 DEADMOND
FERRY RD
1972
50
$220,499.00
$0.00
$0.00
$220,499.00
PUMP STATION
2300 OTTO ST
1981
28
$85,167.00
$0.00
$0.00
$85,167.00
PUMP STATION
833 MCKENZIE
CREST DR
1961
50
$177,470.00
$0.00
$0.00
$177,470.00
FLEET SHOP
295 S 18TH ST
1999
5400
$1,269,500.00
$424,593.00
$85,000.00
$1,779,093.00
MUSEUM
590 MAIN ST
1908
3920
$2,932,200.00
$691,085.00
$0.00
$3,623,285.00
BOOTH KELLEY COMPLEX
303 S 5TH ST
1950
96389
$15,832,900.00
$60,000.00
$33,600.00
$15,926,500.00
OFFICE BUILDING/MUSEUM
STORAGE (ARTIFACTS) - 200
& 300
303 S 5TH ST
1950
14720
$3,153,200.00
$688,921.00
$0.00
$3,842,121.00
OPEN PAVILION (CRANE
SHED)
303 S 5TH ST
1950
19500
$1,831,800.00
$0.00
$0.00
$1,831,800.00
MANAGEMENT OFFICE - 400
303 S 5TH ST
1970
2240
$444,200.00
$0.00
$0.00
$444,200.00
AWNING MANUFACTURER - D
303 S 5TH ST
1950
27510
$5,657,800.00
$0.00
$0.00
$5,657,800.00
BOILER (OLD) STORAGE
BUILDING
303 S 5TH ST
1950
1350
$200,629.00
$65,798.00
$0.00
$266,427.00
RAILCAR BUILDING - 195
303 S 5TH ST
1950
100925
$8,160,300.00
$0.00
$0.00
$8,160,300.00
FOAM BUILDING (STORAGE)
303 S 5TH ST
2003
2916
$241,800.00
$120,000.00
$0.00
$361,800.00
RESTROOM BUILDING
(BETWEEN B & D)
303 S 5TH ST
1990
180
$59,658.00
$0.00
$0.00
$59,658.00
JUSTICE CENTER
230 4TH ST
2008
104578
$45,783,400.00
$7,140,000.00
$510,800.00
$53,434,200.00
DEPOT CENTER
101 S AST
1891
4254
$2,015,800.00
$150,236.00
$31,800.00
$2,197,836.00
RAILROAD CABOOSE
101 S AST
1940
560
$77,901.00
$0.00
$0.00
$77,901.00
PUMP STATION
4111 OLYMPIC ST
2000
20
$78,184.00
$0.00
$0.00
$78,184.00
PUMP STATION
1900 NUGGETT WAY
2000
50
$163,308.00
$0.00
$0.00
$163,308.00
This proposal is based upon the exposures made known to the Agency by you and contains only a general
description of the coverage(s) and does not constitute a policy/contract. For complete policy information,
including exclusions, limitations, and conditions, please refer to your policy.
In the event of difference, the policy will prevail.
BROWN & BROWN
Attachment 1, Page 39 of 54 39 of 54
PUMP STATION
AVE/19TH
2000
50
$148,719.00
$0.00
$0.00
$148,719.00
ST
PUMP
PUMP STATION
S 57TH ST
2000
79
$193,476.00
$0.00
$3,867.00
$197,343.00
TRAFFIC SIGNAL - 4 -WAY
14TH/G ST
1980
0
$0.00
$0.00
$407,300.00
$407,300.00
INTERSECTION
TRAFFIC SIGNAL - 4 -WAY
CENTENNIAL
1995
0
$0.00
$0.00
$477,400.00
$477,400.00
INTERSECTION
BLVD/RAINBOW DR
TRAFFIC SIGNAL - 4 -WAY
CENTENNIAL
1995
0
$0.00
$0.00
$401,400.00
$401,400.00
INTERSECTION
BLVD/PRESCOTT LN
TRAFFIC SIGNAL - 4 -WAY
CENTENNIAL
1995
0
$0.00
$0.00
$390,600.00
$390,600.00
INTERSECTION
BLVD/MILL ST
TRAFFIC SIGNAL - 4 -WAY
CENTENNIAL
1990
0
$0.00
$0.00
$402,000.00
$402,000.00
INTERSECTION
BLVD/5TH ST
TRAFFIC SIGNAL - 4 -WAY
CENTENNIAL
1990
0
$0.00
$0.00
$378,600.00
$378,600.00
INTERSECTION
BLVD/10TH ST
TRAFFIC SIGNAL - 4 -WAY
CENTENNIAL
INTERSECTION
BLVD/MOHAWK
1980
0
$0.00
$0.00
$416,300.00
$416,300.00
BVLD
TRAFFIC SIGNAL - 4 -WAY
CENTENNIAL
1980
0
$0.00
$0.00
$378,600.00
$378,600.00
INTERSECTION
BLVD/18TH ST
TRAFFIC SIGNAL - 4 -WAY
MOHAWK BLVD/M ST
1995
0
$0.00
$0.00
$408,300.00
$408,300.00
INTERSECTION
TRAFFIC SIGNAL - 4 -WAY
MOHAWK
1995
0
$0.00
$0.00
$413,100.00
$413,100.00
INTERSECTION
BLVD/OLYMPIC ST
TRAFFIC SIGNAL - 4 -WAY
18TH ST/OLYMPIC
1980
0
$0.00
$0.00
$390,300.00
$390,300.00
INTERSECTION
ST
TRAFFIC SIGNAL - 3 -WAY
OLYMPIC ST/21ST
1980
0
$0.00
$0.00
$156,622.00
$156,622.00
INTERSECTION
ST
TRAFFIC SIGNAL - 4 -WAY
28TH ST/OLYMPIC
1990
0
$0.00
$0.00
$402,000.00
$402,000.00
INTERSECTION
ST
TRAFFIC SIGNAL - 4 -WAY
MARCOLA RD/28TH
1995
0
$0.00
$0.00
$390,300.00
$390,300.00
INTERSECTION
ST
TRAFFIC SIGNAL - 4 -WAY
PIONEER
1995
0
$0.00
$0.00
$587,800.00
$587,800.00
INTERSECTION
PKWY/PLAZA
TRAFFIC SIGNAL - 4 -WAY
5TH ST/Q ST
1980
0
$0.00
$0.00
$380,800.00
$380,800.00
INTERSECTION
TRAFFIC SIGNAL - 4 -WAY
MOHAWK
BLVD/MARCOLA
1995
0
$0.00
$0.00
$458,200.00
$458,200.00
INTERSECTION
RD/Q ST/28TH ST
TRAFFIC SIGNAL
1475 5TH ST
1970
0
$0.00
$0.00
$142,563.00
$142,563.00
This proposal is based upon the exposures made known to the Agency by you and contains only a general
description of the coverage(s) and does not constitute a policy/contract. For complete policy information,
including exclusions, limitations, and conditions, please refer to your policy.
In the event of difference, the policy will prevail.
BROWN & BROWN
Attachment 1, Page 40 of 54 40 of 54
TRAFFIC SIGNAL - 4 -WAY
HARLOW
1995
0
$0.00
$0.00
$390,300.00
$390,300.00
INTERSECTION
RD/BEVERLY ST
TRAFFIC SIGNAL - 4 -WAY
HARLOW
1995
0
$0.00
$0.00
$398,800.00
$398,800.00
INTERSECTION
RD/GATEWAY ST
TRAFFIC SIGNAL - 4 -WAY
HARLOW
1995
0
$0.00
$0.00
$387,000.00
$387,000.00
INTERSECTION
RD/HARTMAN LN
TRAFFIC SIGNAL - 4 -WAY
HARLOW RD/GAME
2000
0
$0.00
$0.00
$384,400.00
$384,400.00
INTERSECTION
FARM RD
TRAFFIC SIGNAL - 4 -WAY
GATEWAY ST/S MALL
1995
0
$0.00
$0.00
$393,400.00
$393,400.00
INTERSECTION
DR
TRAFFIC SIGNAL - 3 -WAY
GATEWAY
1990
0
$0.00
$0.00
$331,000.00
$331,000.00
INTERSECTION
ST/OAKDALE ST
TRAFFIC SIGNAL - 3 -WAY
GATEWAY ST/MALL N
1995
0
$0.00
$0.00
$387,400.00
$387,400.00
INTERSECTION
DR
TRAFFIC SIGNAL - 4 -WAY
GATEWAY
1995
0
$0.00
$0.00
$361,000.00
$361,000.00
INTERSECTION
ST/GATEWAY LP
TRAFFIC SIGNAL - 3 -WAY
BELTLINE RD/GAME
1994
0
$0.00
$0.00
$368,800.00
$368,800.00
INTERSECTION
FARM RD
TRAFFIC SIGNAL - 4 -WAY
GATEWAY
1995
0
$0.00
$0.00
$544,600.00
$544,600.00
INTERSECTION
ST/BELTLINE RD
TRAFFIC SIGNAL - 4 -WAY
INTERNATIONAL
2000
0
$0.00
$0.00
$388,000.00
$388,000.00
INTERSECTION
WAY/GATEWAY ST
TRAFFIC SIGNAL - 3 -WAY
42ND ST/OLYMPIC
1980
0
$0.00
$0.00
$325,300.00
$325,300.00
INTERSECTION
ST
TRAFFIC SIGNAL - 4 -WAY
GATEWAY ST/GAME
2012
0
$0.00
$0.00
$441,400.00
$441,400.00
INTERSECTION
FARM RD
TRAFFIC SIGNAL - 3 -WAY
GATEWAY
1995
0
$0.00
$0.00
$364,000.00
$364,000.00
INTERSECTION
ST/CROSSROADS
MARTIN LUTHER
TRAFFIC SIGNAL - 4 -WAY
KING JR
2008
0
$0.00
$0.00
$504,000.00
$504,000.00
INTERSECTION
BLVD/CARDINAL
WAY
MARTIN LUTHER
TRAFFIC SIGNAL - 4 -WAY
KING JR
2008
0
$0.00
$0.00
$469,600.00
$469,600.00
INTERSECTION
BLVD/RIVERBEND
DR
HARLOW
TRAFFIC SIGNAL
RD/PHEASANT
1995
0
$0.00
$0.00
$246,041.00
$246,041.00
STATION
TRAFFIC SIGNAL
POSTAL
1995
0
$0.00
$0.00
$246,041.00
$246,041.00
WAY/GATEWAY ST
This proposal is based upon the exposures made known to the Agency by you and contains only a general
description of the coverage(s) and does not constitute a policy/contract. For complete policy information,
including exclusions, limitations, and conditions, please refer to your policy.
In the event of difference, the policy will prevail.
BROWN & BROWN
Attachment 1, Page 41 of 54 41 of 54
BIKE PATH FLASHERS - TRAIN
ROSA PARKS
PATH/PIONEER
2009
0
$0.00
$0.00
$35,150.00
$35,150.00
SIGNAL
PKWY
TRAFFIC FLASHERS/SIGNAL
INTERNATIONAL
2003
0
$0.00
$0.00
$56,237.00
$56,237.00
WAY/SPORTS WAY
TRAFFIC FLASHERS/SIGNAL
5TH ST/B ST
1990
0
$0.00
$0.00
$44,992.00
$44,992.00
TRAFFIC FLASHERS/SIGNAL
THURSTON RD
2007
0
$0.00
$0.00
$87,169.00
$87,169.00
TRAFFIC FLASHERS/SIGNAL
HARLOW RD
1980
0
$0.00
$0.00
$73,110.00
$73,110.00
TRAFFIC FLASHERS/SIGNAL
58TH ST
1990
0
$0.00
$0.00
$44,992.00
$44,992.00
TRAFFIC FLASHERS/SIGNAL
THURSTON RD
1990
0
$0.00
$0.00
$44,992.00
$44,992.00
TRAFFIC FLASHERS/SIGNAL
CENTENNIAL BLVD
1980
0
$0.00
$0.00
$73,110.00
$73,110.00
TRAFFIC FLASHERS/SIGNAL
JASPER RD/S 37TH
1990
0
$0.00
$0.00
$44,992.00
$44,992.00
TRAFFIC FLASHERS/SIGNAL
THURSTON RD
1990
0
$0.00
$0.00
$44,992.00
$44,992.00
TRAFFIC FLASHERS/SIGNAL
OLYMPIC ST
1990
0
$0.00
$0.00
$44,992.00
$44,992.00
TRAFFIC FLASHERS/SIGNAL
RIVERBEND DR
2011
0
$0.00
$0.00
$44,992.00
$44,992.00
TRAFFIC FLASHERS/SIGNAL
RIVERBEND DR
2011
0
$0.00
$0.00
$44,992.00
$44,992.00
MARTIN LUTHER
TRAFFIC FLASHERS/SIGNAL
KING JR BLVD
2007
0
$0.00
$0.00
$73,110.00
$73,110.00
ROUNDABOUT
TRAFFIC FLASHERS/SIGNAL
ISLAND FARM
2003
0
$0.00
$0.00
$59,050.00
$59,050.00
RMAPLE
TRAFFIC FLASHERS/SIGNAL
WAYRNATIONAL
2003
0
$0.00
$0.00
$59,050.00
$59,050.00
TRAFFIC FLASHERS/SIGNAL
5TH ST
1997
0
$0.00
$0.00
$59,050.00
$59,050.00
TRAFFIC FLASHERS/SIGNAL
19TH ST
1997
0
$0.00
$0.00
$59,050.00
$59,050.00
PUMP STATION
690 HARLOW RD
2008
1336
$1,366,200.00
$0.00
$7,800.00
$1,374,000.00
PEDESTRIAN TRAFFIC
HARLOW RD
1980
0
$0.00
$0.00
$59,050.00
$59,050.00
SIGNAL
Total Insured Values: $184,888,960.00
This proposal is based upon the exposures made known to the Agency by you and contains only a general
description of the coverage(s) and does not constitute a policy/contract. For complete policy information,
including exclusions, limitations, and conditions, please refer to your policy.
In the event of difference, the policy will prevail.
BROWN & BROWN
Attachment 1, Page 42 of 54 42 of 54
Equipment Schedule
Description..
Department
WARREN SPREADER ASSEMBLY/SANDER BOX
SC17145
DPW
$11,000.00
STRYKER STRETCHERS #2
TBD
FLS
$15,000.00
STRYKER STRETCHERS #1
TBD
FLS
$15,000.00
POLICE DOG - DANNER
K-9
BLACK LAB
PD
$15,000.00
POLICE DOG - GRYFF
K-9
GERMAN SHEPHERD
PD
$15,000.00
POLICE DOG - FLEX
K-9
GERMAN SHEPHERD
PD
$15,000.00
POLICE DOG - NORD
K-9
GERMAN SHEPHERD
PD
$15,000.00
POLICE DOG - ATHOS "KERMIT"
K-9
GERMAN SHEPHERD
PD
$15,000.00
TRIMBLE GEOLINE BASE/ROVER KIT W/RADIOS
2
5725RO2686
R82
DPW
$39,580.00
HYDRAULIC RESCUE TOOLS SETS (2 @ $7500
EACH
FLS
$15,000.00
MISC AMBULANCE EQUIP IN AMBULANCES (6 @
$7000 EACH)
FLS
$42,000.00
DEFIBRILLATOR UNITS (2 @ $3900 EACH)
FLS
$7,800.00
ZOLL DEFIBRILLATOR
TQ11320247
FLS
$28,500.00
ZOLL DEFIBRILLATOR
TQ1C20258
FLS
$28,500.00
1997 MIGHTY MOVER TRAILER
4AGAU 1 2S8VCO25047
BUSTER
DPW
$10,000.00
SHORING BOX
SC252
DPW
$9,700.00
HELAC ROTATOR (POWER TILT) W/BUCKET
T73962/WO-0510137
TB175
DPW
$7,880.00
ZOLL DEFIBRILLATOR
T01F23134
FLS
$28,500.00
ZOLL DEFIBRILLATOR
T01G23950
FLS
$28,500.00
2008 TRIMBLE S-6 3" ROBOTIC TOTAL STATION
CSF001
DPW
$11,800.00
2007 LIGHT TOWERS (3 @ $5000 EACH)
DPW
$15,000.00
STRYKER STRETCHERS
80840156
FLS
$13,000.00
STRYKER STRETCHERS
80939215
FLS
$13,000.00
STRYKER STRETCHERS
80939214
FLS
$13,000.00
This proposal is based upon the exposures made known to the Agency by you and contains only a general
description of the coverage(s) and does not constitute a policy/contract. For complete policy information,
including exclusions, limitations, and conditions, please refer to your policy.
In the event of difference, the policy will prevail.
BROWN & BROWN
Attachment 1, Page 43 of 54 43 of 54
STRYKER STRETCHERS
90839673
FLS
$13,000.00
STRYKER STRETCHERS
90339554
FLS
$13,000.00
ZOLL DEFIBRILLATOR
AB10F014603
TSC2
FLS
$28,500.00
ZOLL DEFIBRILLATOR
AB10F014611
FLS
$28,500.00
ZOLL DEFIBRILLATOR
AB10F014613
FLS
$28,500.00
ZOLL DEFIBRILLATOR
AB10F014630
FLS
$28,500.00
ZOLL DEFIBRILLATOR
AB10F014631
FLS
$28,500.00
ZOLL DEFIBRILLATOR
AB10F014837
FLS
$28,500.00
ZOLL DEFIBRILLATOR
AB10F014629
FLS
$28,500.00
ZOLL DEFIBRILLATOR
AB10F014767
FLS
$28,500.00
ZOLL DEFIBRILLATOR
AB10F014947
FLS
$28,500.00
2000 BOWLTON JET BOAT 20' JET SLED (USED
W/1999 BAKER BOAT TRAILER, VIN#61231)
EV100216A000
FLS
$28,045.00
2013 19' RIDDLE MARINE RESCUE BOAT W/MERC
(USED W/2013 GATEWAY BOAT TRAILER,
VIN#01033
URR19192K213
FLS
$54,060.00
POLARIS RANGER UTV
3NSRMA574KE381125
570
FLS
$9,930.00
2013 JOHN DEERE MOTOR GRADER
1 DW670GXHCE649149
670G
DPW
$189,690.00
1996 BOMAG ROLLER W/VIBRATORY ROLLER
101170511547
DPW
$11,000.00
2011 CATERPILLAR LOADER/BACKHOE
CAT0420EPDJL02088
420E
DPW
$85,662.00
2003 LEEBOY PAVER
850OT3187LD
DPW
$45,000.00
2005 LEEBOY ASPHALT PAVER
1 B9DS09175D309219
DPW
$50,000.00
1991 CATERPILLAR FORKLIFT
3ECO7046
DPW
$19,000.00
VERMEER CHIPPER
1VRC14132V1006040
DPW
$20,000.00
2001 VERMEER STUMP GRINDER - TRAILER
MOUNTED
1 VRN071 F011005664
SC252 / 120AD3
DPW
$10,667.00
2006 BOMAG ROLLER
101880024442
BW120 AD4
DPW
$29,000.00
2015 BRUSH BANDIT CHIPPER
4FMUS1316FR002384
990HD
DPW
$36,300.00
CATERPILLAR BRUSH GRINDER
DJW00239
DPW
$30,000.00
CATERPILLAR ASPHALT GRINDER
LZP00561
DPW
$23,900.00
2016 CATERPILLAR SKID STEER
CAT0299DEDX200629
DPW
$94,550.00
2014 SULLAIR COMPRESSOR
4999-0015
185 CFM
DPW
$17,917.00
This proposal is based upon the exposures made known to the Agency by you and contains only a general
description of the coverage(s) and does not constitute a policy/contract. For complete policy information,
including exclusions, limitations, and conditions, please refer to your policy.
In the event of difference, the policy will prevail.
BROWN & BROWN
Attachment 1, Page 44 of 54 44 of 54
2011 ADDCO SOLAR POWERED MESSAGE SIGN
4SEPN1617BM4SE255 /
DPW
$18,090.00
W/RADAR
591461
2011 ADDCO SOLAR POWERED MESSAGE SIGN
4SEPN1619BM4SE256 /
DPW
$16,425.00
591462
2011 ADDCO SOLAR POWERED MESSAGE SIGN
4SEPN1610BM4SE257 /
DPW
$16,425.00
591463
KATOLIGHT 80KW GENERATOR - TRAILER
109FS1229XP283148
DPW
$10,000.00
MOUNTED
1999 KATOLIGHT 80KW GENERATOR - TRAILER
109FS102XXP283145
DPW
$10,000.00
MOUNTED
JOHN DEERE TRACTOR
1 L0611 OMPHG885526
6110M
DPW
$149,868.00
2019 CIMLINE CRACK SEALER
1G92M1525KM119080
M2
DPW
$46,074.00
JOHN DEERE TRACTOR
1 LV3046RVKK1 02817
3046R
DPW
$31,314.00
2021 HYSTER FORKLIFT
A3C1A05807V
H60UT
DPW
$24,942.00
2021 GRADALL EXCAVATOR W/ATTACHMENTS
4140000349
XL4100
DPW
$476,838.00
TAKEUCHI EXCAVATOR
185108919
TB290
DPW
$105,800.00
TAKEUCHI EXCAVATOR
216102708
TB216R
DPW
$34,648.00
"FLAME" STEEL SCULPTURE - BY DEVIN
LOCATED AT BELTLINE
ART
$262,000.00
LAURENCE FIELD
RD/GATEWAY ST
MONTHLY ROTATING ART DISPLAY (ON LOAN
LOCATED INSIDE CITY HALL,
ART
$20,000.00
FROM SPRINGFIELD ARTS COMMISSION)
225 5TH ST
LOCATED OUTSIDE
WOMEN'S VETERAN'S MEMORIAL SCULPTURE
WILLAMALANE PARK SWIM
ART
$123,245.00
CENTER, 1276 G ST
KEN KESEY MURAL
LOCATED OUTSIDE 342 MAIN
ART
$28,000.00
ST/S 4TH ST
125TH ANNIVERSARY WELCOME SCULPTURE
LOCATED OUTSIDE DEPOT
ART
$12,500.00
CENTER, 101 S A ST
"WELCOME TO SPRINGFIELD OREGON" MURAL
LOCATED OUTSIDE 307 MAIN
ART
$44,000.00
ST/PIONEER PKWY E
2020 AUTEL DRONE
HV6920141743
EVO II DUAL 640T
PD
$9,200.00
ENTERPRISE
2020 AUTEL DRONE
HV5920261345
EVO II DUAL 640
PD
$9,200.00
ENTERPRISE
2022 AUTEL DRONE
HA2922101109
EVO II DUAL 640T
PD
$9,200.00
ENTERPRISE
MICRO CAMERA W/EXTRA HEAD
10025
E224124
DPW
$14,000.00
Total Insured Values $2,936,750.00
This proposal is based upon the exposures made known to the Agency by you and contains only a general
description of the coverage(s) and does not constitute a policy/contract. For complete policy information,
including exclusions, limitations, and conditions, please refer to your policy.
In the event of difference, the policy will prevail.
BROWN & BROWN
Attachment 1, Page 45 of 54 45 of 54
Auto Schedule
This proposal is based upon the exposures made known to the Agency by you and contains only a general
description of the coverage(s) and does not constitute a policy/contract. For complete policy information,
including exclusions, limitations, and conditions, please refer to your policy.
In the event of difference, the policy will prevail.
BROWN & BROWN
Attachment 1, Page 46 of 54 46 of 54
Make
ModelFYear
Department
on
Deductible
Value
2016
FORD
FUSION
3FA6POG79GR318000
FLS
$1,000.00
$17,890.00
2011
FORD
FUSION
3FAHPOHA4BR144929
FLS
$1,000.00
$16,587.00
2017
FORD
F150
1 FTEX1 E89HKC20193
FLS
$1,000.00
$29,699.00
2015
FORD
F250
1FT7W2B66FEB89467
FLS
$1,000.00
$28,000.00
2014
FORD
EXPLORER
1FM5K7B83EGBO2625
FLS
$1,000.00
$21,600.00
2006
FORD
EXPEDITION
1 FMFU1 6556LA97853
FLS
$1,000.00
$26,920.00
2008
CHEVROLET
COLORADO
1GCCS199988190845
FLS
$1,000.00
$12,600.00
2017
FORD
F250
1FT7W2B64HEB93195
FLS
$1,000.00
$29,699.00
1997
PIERCE
SABER FIRE TRUCK
4P1CT02U0VA000397
FLS
$1,000.00
$190,000.00
1999
BAKER
BOAT TRAILER (USED W/2000 BOWLTON
JET BOAT, SER#6A000 ON ME SCH
47AVA2325YO061231
FLS
$1,000.00
$4,500.00
2011
FORD
ECONOLINE E350 VAN
1FBNE3BL3BDA12482
FLS
$1,000.00
$21,200.00
2011
FORD
F350
1FT8W3B65BEB45688
FLS
$1,000.00
$30,500.00
2004
LONTINENTA
CARGO TRAILER
5NHUCCZ254T601680
FLS
$1,000.00
$11,250.00
2006
LONTINENTA
CARGO TRAILER
5NHUCCZ276T603918
FLS
$1,000.00
$12,511.00
2004
PIERCE
SABER PUMPER
4P1CT02A14A004091
FLS
$1,000.00
$227,501.00
2010
PIERCE
SABER PUMPER
4P1 CV01 E5AA01 1054
FLS
$1,000.00
$453,518.00
1997
FRREIGHTLINE
WATERTENDER FL112
1FVZTMEBlWH919486
FLS
$1,000.00
$175,000.00
2010
PIERCE
VELOCITY PUMPER
4P1 CV01 E3AA01 1053
FLS
$1,000.00
$453,518.00
2012
IN ERNATION
AL
PIERCE CONTENDER FIRE PUMPER
1HTWEAZR6CJ547052
FLS
$1,000.00
$330,582.00
2010
PIERCE
VELOCITY PUMPER
4P1 CV01 E8AA01 1033
FLS
$1,000.00
$453,518.00
2013
PIERCE
AERIAL LADDER TRUCK
4P1CV01N6DA013299
FLS
$1,000.00
$978,000.00
2009
IN ERNATION
AL
AMBULANCE
1HTMRAAM39H102649
FLS
$1,000.00
$223,000.00
This proposal is based upon the exposures made known to the Agency by you and contains only a general
description of the coverage(s) and does not constitute a policy/contract. For complete policy information,
including exclusions, limitations, and conditions, please refer to your policy.
In the event of difference, the policy will prevail.
BROWN & BROWN
Attachment 1, Page 46 of 54 46 of 54
2013
FORD
F450 AMBULANCE
1FDUF4GT5DEA87261
FLS
$1,000.00
$173,000.00
2013
FORD
F450 AMBULANCE
1FDUF4GT3DEA87260
FLS
$1,000.00
$173,000.00
2017
FORD
F450 BRAUN CHIEF XL AMBULANCE
1 FDUF4HT5HEB14866
FLS
$1,000.00
$235,936.00
2017
FORD
F450 BRAUN CHIEF XL AMBULANCE
1 FDUF4HT7HEB14867
FLS
$1,000.00
$235,936.00
2017
PIERCE
VELOCITY PUMPER
4P1BAAGF2HA017580
FLS
$1,000.00
$593,108.00
2017
FORD
F450 BRAUN CHIEF XL AMBULANCE
1 FDUF4HT7HDA02995
FLS
$1,000.00
$229,099.00
2013
GATEWAY
BOAT TRAILER (USED W/2013 RIDDLE
MARINE BOAT, SER#2K213
1G9BB2214DL401033
FLS
$1,000.00
$4,450.00
2018
FORD
F150
1FTEXlEBlJKC58387
FLS
$1,000.00
$26,324.00
2020
FORD
F450 AMBULANCE
1FDUF4HT5LDA13227
FLS
$1,000.00
$302,842.00
2022
PIERCE
VELOCITY PUMPER
4P1BAAGF8NA024349
FLS
$1,000.00
$672,263.00
2013
FORD
EXPLORER
1FM5K7AR3DGB08210
PD
$1,000.00
$25,000.00
2016
CHEVROLET
TAHOE
1GNLCDKC8GR330288
PD
$1,000.00
$33,909.00
2017
FORD
FUSION
3FA6POG74HR110897
PD
$1,000.00
$18,232.00
2012
DODGE
DURANGO
1C4RDJAG9CC286463
PD
$1,000.00
$25,405.00
2010
JEEP
GRAND CHEROKEE LAREDO
1J4PR4GK2AC129869
PD
$1,000.00
$20,451.00
2011
CHEVROLET
IMPALA
2G1WD5EM2B1242831
PD
$1,000.00
$19,200.00
2015
FORD
EXPLORER
1FM5K8AT5FGC27560
PD
$1,000.00
$31,237.00
2014
FORD
EXPLORER
1FM5K8AT3EGC60524
PD
$1,000.00
$39,187.00
2013
CHEVROLET
TAHOE
1GNLC2E06DR309134
PD
$1,000.00
$27,500.00
2014
FORD
EXPLORER
1FM5K8AT5EGC60525
PD
$1,000.00
$22,000.00
2016
FORD
EXPLORER
1FM5K8AT7GGC67852
PD
$1,000.00
$30,952.00
2017
FORD
EXPLORER
1 FM5K8AT1 HGA77384
PD
$1,000.00
$32,287.00
2017
FORD
EXPLORER
1FM5K8ATXHGA77383
PD
$1,000.00
$32,287.00
2015
FORD
EXPLORER
1FM5K8AT1FGC27555
PD
$1,000.00
$31,237.00
2016
DODGE
CHARGER
2C3CDXAG2GH129972
PD
$1,000.00
$24,528.00
2015
FORD
EXPLORER
1 FM5K8ATXFGC27554
PD
$1,000.00
$31,327.00
2013
BMW
MOTORCYCLE
WB1044001DZW22259
PD
$1,000.00
$27,370.00
2017
FORD
EXPLORER
1FM5K8AT7HGA77387
PD
$1,000.00
$32,287.00
2016
FORD
EXPLORER
1FM5K8AT7GGC42269
PD
$1,000.00
$30,952.00
2016
JEEP
GRAND CHEROKEE LAREDO
1C4RJFAG4GC454893
PD
$1,000.00
$30,144.00
This proposal is based upon the exposures made known to the Agency by you and contains only a general
description of the coverage(s) and does not constitute a policy/contract. For complete policy information,
including exclusions, limitations, and conditions, please refer to your policy.
In the event of difference, the policy will prevail.
BROWN & BROWN
Attachment 1, Page 47 of 54 47 of 54
2005
JEEP
LIBERTY
1J4GL58K65W670482
PD
$1,000.00
$27,000.00
2009
FORD
CROWN VICTORIA
2FAHP71V19X128544
PD
$1,000.00
$22,000.00
2005
CHEVROLET
EXPRESS VAN
1GCHG39U751224213
PD
$1,000.00
$25,000.00
2016
FORD
TRANSIT T-350 PASSENGER VAN
1 FTBW2CG3GKA21208
PD
$1,000.00
$30,000.00
2014
CHEVROLET
SILVERADO
1GCUKREC9EF193398
PD
$1,000.00
$27,000.00
2014
CHEVROLET
SILVERADO
1GCUKREC4EF193339
PD
$1,000.00
$27,000.00
1996
CHEVROLET
P30 SWAT VAN
1GBKP32R8T3311748
PD
$1,000.00
$15,000.00
2016
CHEVROLET
COLORADO
1GCHTBE35G1204936
PD
$1,000.00
$27,295.00
2009
FORD
CROWN VICTORIA
2FAHP71VX9X128543
PD
$1,000.00
$22,000.00
2014
FORD
TAURUS
1FAHP2MK9EG182940
PD
$1,000.00
$27,000.00
2015
CHEVROLET
SILVERADO C3500
1 GC2CYEGXF2546435
PD
$1,000.00
$23,354.00
2016
CHEVROLET
COLORADO
1GCHTBE39G1205491
PD
$1,000.00
$27,295.00
2009
FORD
ECONOLINE E350 PASSENGER VAN
1FTSE34S49DA52583
PD
$1,000.00
$20,000.00
2006
AMERICAN
GENERAL
MILITARY HUMVEE
201875
PD
$1,000.00
$73,000.00
2016
BMW
R1200 MOTORCYCLE
WBlOA1300GZ196278
PD
$1,000.00
$29,790.00
2016
BMW
R1200 MOTORCYCLE
WBlOA1309GZ196277
PD
$1,000.00
$29,790.00
2016
BMW
R1200 MOTORCYCLE
WBlOA1307GZ196276
PD
$1,000.00
$29,790.00
2016
CHEVROLET
SUBURBAN (SWAT)
1GN8KMKG3GR137221
PD
$1,000.00
$170,150.00
2017
FORD
EXPLORER
1FM5K8AT4HGD93703
PD
$1,000.00
$36,210.00
2018
FORD
EXPLORER
1FM5K8AT2JGA84768
PD
$1,000.00
$36,210.00
2018
FORD
EXPLORER
1 FM5K8AT9JGA84766
PD
$1,000.00
$36,210.00
2018
FORD
EXPLORER
1 FM5K8AT5JGA84764
PD
$1,000.00
$36,210.00
2018
FORD
EXPLORER
1 FM5K8ATOJGA84767
PD
$1,000.00
$36,210.00
2018
FORD
EXPLORER
1FM5K8AT7JGA84765
PD
$1,000.00
$36,210.00
2018
FORD
EXPLORER
1FM5K8AT6JGB69029
PD
$1,000.00
$36,210.00
2019
CHEVROLET
TAHOE
1GNLCDKC7KR218252
PD
$1,000.00
$33,658.00
2019
FORD
EXPLORER
1FM5K8B82KGA52656
PD
$1,000.00
$30,258.00
2019
FORD
EXPLORER
1FM5K8AT6KGB55052
PD
$1,000.00
$40,234.00
2019
FORD
EXPLORER
1FM5K8AT8KGB55053
PD
$1,000.00
$40,236.00
2019
FORD
EXPLORER
1FM5K8AT4KGB55051
PD
$1,000.00
$40,236.00
This proposal is based upon the exposures made known to the Agency by you and contains only a general
description of the coverage(s) and does not constitute a policy/contract. For complete policy information,
including exclusions, limitations, and conditions, please refer to your policy.
In the event of difference, the policy will prevail.
BROWN & BROWN
Attachment 1, Page 48 of 54 48 of 54
2019
FORD
EXPLORER
1 FM5K8ATXKGB55054
PD
$1,000.00
$48,515.00
2020
CHEVROLET
MALIBU LT
1G1ZD5ST1LF068219
PD
$1,000.00
$21,825.00
2020
CHEVROLET
COLORADO LT
1GCGTCEN21-1185114
PD
$1,000.00
$29,591.00
2020
FORD
TRANSIT T-250 CARGO VAN
1 FTBR1 C84LKA25479
PD
$1,000.00
$30,626.00
2020
FORD
EXPLORER
1FM5K8AC6LGB85850
PD
$1,000.00
$38,504.00
2020
CHEVROLET
BLAZER
3GNKBHR40LS615224
PD
$1,000.00
$33,090.00
2020
FORD
EXPLORER
1FM5K8ACXLGB85849
PD
$1,000.00
$38,503.00
2020
FORD
EXPLORER
1FM5K8AB9LGCO2003
PD
$1,000.00
$34,613.00
2021
FORD
EXPLORER
1FM5K8AC4MNA09828
PD
$1,000.00
$55,082.00
2021
FORD
EXPLORER
1FM5K8AC2MNA09830
PD
$1,000.00
$54,676.00
2021
CHEVROLET
TRAVERSE
1GNEVFKW6MJ161293
PD
$1,000.00
$40,361.00
2021
FORD
EXPLORER
1FM5K8AC6MNA09829
PD
$1,000.00
$54,618.00
2021
FORD
EXPLORER
1FM5K8AC4MNA09831
PD
$1,000.00
$58,054.00
2021
FORD
EXPEDITION
1FMJUlGTlMEA45256
PD
$1,000.00
$40,103.00
2021
CHEVROLET
TAHOE
1GNSKLED5MR439395
PD
$1,000.00
$37,402.00
2021
FORD
EXPEDITION
1FMJU1GT6MEA77362
PD
$1,000.00
$39,856.00
2022
CHEVROLET
TRAVERSE
1GNEVFKW6NJ141773
PD
$1,000.00
$29,896.00
2022
CHEVROLET
EQUINOX
3GNAXUEVlNS182102
PD
$1,000.00
$29,096.00
2022
FORD
EXPLORER
1FM5K8ABXNGA94221
PD
$1,000.00
$36,246.00
2022
FORD
EXPLORER
1 FM5K8AB9NGB49113
PD
$1,000.00
$36,246.00
2022
FORD
EXPLORER
1FM5K8AB5NGB47715
PD
$1,000.00
$36,246.00
2022
FORD
TRANSIT T-350 MOBILE MENTAL HEALTH
CLINIC
1FTBW3X8XNKA85137
PD
$1,000.00
$119,298.00
2016
CARGO MATE
UTILITY TRAILER
5NHUEHT27GB454689
PD
$1,000.00
$6,533.00
2022
FORD
EXPLORER
1FM5K8AB6NGC19568
PD
$1,000.00
$36,245.00
2022
FORD
EXPLORER
1FM5K8AB4NGC19522
PD
$1,000.00
$36,245.00
2023
FORD
EXPLORER
1FM5K8AWXPNA02509
PD
$1,000.00
$63,318.00
2023
FORD
EXPLORER
1FM5K8AW4PNA02540
PD
$1,000.00
$63,318.00
2023
FORD
EXPLORER
1 FM5K8AW1 PNA02513
PD
$1,000.00
$63,318.00
2023
FORD
EXPLORER
1FM5K8AW2PNA02536
PD
$1,000.00
$63,318.00
2023
FORD
TRANSIT 250
1FTBR3X80PKA55736
CAHOOTS
$1,000.00
$118,176.00
This proposal is based upon the exposures made known to the Agency by you and contains only a general
description of the coverage(s) and does not constitute a policy/contract. For complete policy information,
including exclusions, limitations, and conditions, please refer to your policy.
In the event of difference, the policy will prevail.
BROWN & BROWN
Attachment 1, Page 49 of 54 49 of 54
1997
CHEVROLET
K2500
1GCGK29R6VE239682
DPW
$1,000.00
$26,000.00
2002
CHEVROLET
SILVERADO C2500
1GBGC24U82Z318546
DPW
$1,000.00
$20,048.00
2006
FORD
FREESTAR VAN
2FTZA54616BA55614
DPW
$1,000.00
$12,245.00
2017
CHEVROLET
SILVERADO
1GCOKUEG6HZ167610
DPW
$1,000.00
$27,006.00
2015
FORD
F450 DUMP
1FDUF4GY9FEB25119
DPW
$1,000.00
$38,500.00
2006
CHEVROLET
C1500 SILVERADO
1GCEC19Z56Z277512
DPW
$1,000.00
$18,000.00
2015
CHEVROLET
SILVERADO
1GCOCUEG8FZ525509
DPW
$1,000.00
$23,400.00
2013
FORD
F350
1FDBF3E62DEA92996
DPW
$1,000.00
$32,300.00
2017
CHEVROLET
SILVERADO K3500
1GCOKYEGOHZ203556
DPW
$1,000.00
$28,112.00
2015
CHEVROLET
SILVERADO
1GCOCUEG7FZ525968
DPW
$1,000.00
$23,400.00
2003
CHEVROLET
SILVERADO K2500
1GCHK24U33Z208301
DPW
$1,000.00
$22,598.00
2010
FORD
TV VAN -STORM
1FDXE4FS9ADA34962
DPW
$1,000.00
$106,708.00
2003
CHEVROLET
SILVERADO C3500
1GBJC34U73E176386
DPW
$1,000.00
$19,000.00
2016
FRREIGHTLINE
114SD VACTOR SEWER CLEANER
1FVHG3CY9GHHLO798
DPW
$1,000.00
$326,375.00
2010
FORD
SEWER TV VAN
1FDXE4FS7ADA03709
DPW
$1,000.00
$106,708.00
2008
R EIGHTLINE
DUMP TRUCK
1FVACYBS78DZ73927
DPW
$1,000.00
$86,490.00
1992
GMC
THERMO UNIT (W/SANDER)
1GDP7H1J6NJ522032
DPW
$1,000.00
$71,000.00
2008
RREIGHTLINE
DUMP TRUCK
1FVACYBS98DZ73928
DPW
$1,000.00
$81,025.00
2009
IN ERNATION
AL
FLUSHER
1HTWNAAT49J121439
DPW
$1,000.00
$106,629.00
2015
RREIGHTLINE
VACTOR RAMJET SEWER CLEANER
1FVAG5DTXFHGL2409
DPW
$1,000.00
$190,000.00
2013
CHEVROLET
SILVERADO
1GCOCVCG9DF207406
DPW
$1,000.00
$20,000.00
2008
CHEVROLET
TRAILBLAZER
1GNDS13S482139117
DPW
$1,000.00
$0.00
2013
FORD
TRANSIT CONNECT VAN
NMOLS6BNXDT128122
DPW
$1,000.00
$22,400.00
2008
GMC
7500 W/THERMOLAY
1GDM7C1B38F409936
DPW
$1,000.00
$136,100.00
2007
CHEVROLET
SILVERADO W/SERVICE BODY
1GCHC24U17E182162
DPW
$1,000.00
$21,896.00
2016
FORD
F550 BUCKET TRUCK
1 FDUF5GY9GEB32885
DPW
$1,000.00
$170,000.00
1992
INTERSTATE
TRAILER
1JKDTA203PA100001
DPW
$1,000.00
$10,000.00
2004
FORD
ECONOLINE
1FTRE14WX4HB48225
DPW
$1,000.00
$14,599.00
This proposal is based upon the exposures made known to the Agency by you and contains only a general
description of the coverage(s) and does not constitute a policy/contract. For complete policy information,
including exclusions, limitations, and conditions, please refer to your policy.
In the event of difference, the policy will prevail.
BROWN & BROWN
Attachment 1, Page 50 of 54 50 of 54
2006
CHEVROLET
C3500 SILVERADO
1GBJC34UO6E264328
DPW
$1,000.00
$16,779.00
2006
CHEVROLET
C3500 SILVERADO
1GBJC34U66E263443
DPW
$1,000.00
$16,779.00
2007
CHEVROLET
DUMP TRUCK
1GBJC34UX7E145896
DPW
$1,000.00
$17,665.00
2007
ASSEMBLY
UTILITY TRAILER
OR83072
DPW
$1,000.00
$10,000.00
2007
CHEVROLET
COLORADO
1GCDT149878236141
DPW
$1,000.00
$14,098.00
2015
CHEVROLET
SILVERADO K250OHD
1GCOKUEG7FZ500152
DPW
$1,000.00
$22,000.00
2008
IRON EAGLE
TRAILER
5L6FY18B88F000334
STREET
MAINT/PRESER
VATION
$1,000.00
$3,995.00
2008
IRON EAGLE
TRAILER
51-6FT1813181`000238
STORMWATER
MAINT
$1,000.00
$3,995.00
1992
INTERSTATE
UTILITY TRAILER
1JKTDL203NA200018
DPW
$1,000.00
$8,000.00
2013
MIRAGE
XTERRA CARGO TRAILER
5M3BE1421D1055794
DPW
$1,000.00
$5,000.00
2006
MIRAGE
XTERRA CARGO TRAILER
5M3BE142X61022277
DPW
$1,000.00
$2,400.00
2005
FORD
RANGER
1FTZR45E45PA63111
DPW
$1,000.00
$17,206.00
2007
CHEVROLET
EXPRESS G1500
1GNFG15TO71193292
DPW
$1,000.00
$18,969.00
2001
SUBARU
FORESTER
JF1SF63551G735797
DPW
$1,000.00
$17,837.00
2008
CHEVROLET
TRAILBLAZER
1GNDS13S482137299
DPW
$1,000.00
$0.00
2002
SUBARU
FORESTER
JF1SF63552H712094
DPW
$1,000.00
$19,938.00
2005
DODGE
DAKOTA QUADCAB
1D7HW28K25S242051
DPW
$1,000.00
$16,377.00
2005
FORD
E150
1FTRE14W15HB13221
DPW
$1,000.00
$14,689.00
2010
FORD
ESCAPE
1FMCU9C7XAKC96905
DPW
$1,000.00
$18,759.00
2014
FORD
FUSION (HYBRID)
3FA6P0001ER179309
DPW
$1,000.00
$24,679.00
2017
FORD
TRANSIT CONNECT XL VAN
NMOLE7E7XH1334505
DPW
$1,000.00
$22,207.00
2018
CHEVROLET
EQUINOX
2GNAXREV9J6218401
DPW
$1,000.00
$22,250.00
2018
CHEVROLET
EQUINOX
2GNAXREV2J6261106
DPW
$1,000.00
$22,351.00
2018
CHEVROLET
COLORADO
1GCHTBEN8J1209640
DPW
$1,000.00
$27,699.00
2018
FORD
TRANSIT CONNECT XLT VAN
NM0AS8F78J1347490
DPW
$1,000.00
$23,687.00
2019
CARGO MATE
TRAILER
5NHUEH427KB471080
DPW
$1,000.00
$4,482.00
2018
FORD
TRANSIT CONNECT XLT VAN
NM0AS8F72J1373180
DPW
$1,000.00
$23,687.00
2020
FRREIGHTLINE
M2 106 STREET SWEEPER
1FVACXFC9LHKM5606
DPW
$1,000.00
$300,000.00
This proposal is based upon the exposures made known to the Agency by you and contains only a general
description of the coverage(s) and does not constitute a policy/contract. For complete policy information,
including exclusions, limitations, and conditions, please refer to your policy.
In the event of difference, the policy will prevail.
BROWN & BROWN
Attachment 1, Page 51 of 54 51 of 54
2020
CHEVROLET
EQUINOX
2GNAXSEV7L6155132
DPW
$1,000.00
$23,800.00
2020
CHEVROLET
EQUINOX
2GNAXSEVOL6157952
DPW
$1,000.00
$23,191.00
2020
CHEVROLET
EQUINOX
2GNAXSEV4L6158053
DPW
$1,000.00
$23,191.00
2019
FI EIGHTLINE
M2 106 BOOM TRUCK
3ALACXFC8KDKT4942
DPW
$1,000.00
$150,312.00
2020
CHEVROLET
COLORADO
1GCHTBEN4L1152517
DPW
$1,000.00
$28,810.00
2020
CHEVROLET
COLORADO
1GCHTBEN3L1150855
DPW
$1,000.00
$26,810.00
2020
CHEVROLET
COLORADO
1 GCHTBEN3L1 185749
DPW
$1,000.00
$26,390.00
2020
CHEVROLET
COLORADO
1GCHTBEN6L1185759
DPW
$1,000.00
$26,390.00
2020
FORD
F350
1FTRF3B6XLEC63659
DPW
$1,000.00
$31,317.00
2020
FORD
F350
1FTRF3B68LEC63661
DPW
$1,000.00
$31,317.00
2020
FORD
F350
1 FTRF3B66LEC63660
DPW
$1,000.00
$31,317.00
2020
FORD
F350
1 FD8X3F64LED09534
DPW
$1,000.00
$43,041.00
2020
FORD
F550
1FDUF5HNXLED39770
DPW
$1,000.00
$55,159.00
2020
FORD
F550
1FDUF5HN1LED39771
DPW
$1,000.00
$50,292.00
2020
FORD
F550
1FDUF5HN3LED39772
DPW
$1,000.00
$50,292.00
2020
FORD
F550
1FDUF5HN5LED39773
DPW
$1,000.00
$48,912.00
2020
FORD
F550
1FDUF5HN7LED39774
DPW
$1,000.00
$48,912.00
2021
CHEVROLET
COLORADO
1 GCHTBEA2M1 114282
DPW
$1,000.00
$25,941.00
2021
FRREIGHTLINE
108SD DUMP TRUCK
1FVAG5FE9MHMJ8522
DPW
$1,000.00
$130,041.00
2021
RREIGHTLINE
108SD DUMP TRUCK
1FVAG5FEOMHMJ8523
DPW
$1,000.00
$130,041.00
2021
CHEVROLET
EQUINOX LS
2GNAXSEV7M6142527
DPW
$1,000.00
$23,953.00
2022
EAGLE
4345-T 6X12 TRAILER
184BU1214NCO36285
DPW
$1,000.00
$4,248.00
2021
FORD
F150
1FTFW1E80MFC36972
DPW
$1,000.00
$33,562.00
2021
FORD
F150
1 FTFW1 E82MFC36973
DPW
$1,000.00
$33,562.00
2022
FRREIGHTLINE
ELGIN BROOM BEAR SWEEPER
3ALACXFEONDNK3822
DPW
$1,000.00
$229,078.00
2022
FRREIGHTLINE
ELGIN BROOM BEAR SWEEPER
1FVACXFE9NHNM2332
DPW
$1,000.00
$229,078.00
2022
FORD
F350
1FTRF3B69NED61326
DPW
$1,000.00
$31,472.00
2022
CHEVROLET
COLORADO
1GCHTBEA2N1224055
DPW
$1,000.00
$25,550.00
This proposal is based upon the exposures made known to the Agency by you and contains only a general
description of the coverage(s) and does not constitute a policy/contract. For complete policy information,
including exclusions, limitations, and conditions, please refer to your policy.
In the event of difference, the policy will prevail.
BROWN & BROWN
Attachment 1, Page 52 of 54 52 of 54
2022
CHEVROLET
COLORADO
1GCHTBEAON1236849
DPW
$1,000.00
$25,550.00
2022
FORD
TRANSIT T-150 CARGO VAN
1 FTYE1 CG1 NKA59542
DPW
$1,000.00
$43,779.00
2022
CHEVROLET
EQUINOX
3GNAXSEVXNS185276
DPW
$1,000.00
$23,442.00
2023
FI EIGHTLINE
VACTOR 2100 SEWER CLEANER
3ALAG3FE1PDNX4035
DPW
$1,000.00
$434,790.00
2022
FORD
F250
1FD7X2B68NEG18812
BLDG MAINT
$1,000.00
$66,556.00
2022
FORD
F250
1FD7X2B61NEG18814
BLDG MAINT
$1,000.00
$69,556.00
2023
CHEVROLET
EXPRESS G3500 CARGO VAN
1GCZGGFP7P1109799
DPW
$1,000.00
$43,931.00
2023
FORD
TRANSIT T-150 CARGO VAN
1FTYE1Y84PKA72466
DPW
$1,000.00
$53,225.00
2023
FORD
TRANSIT 350 CARGO VAN
1 FTBW1XG2PKA57184
LANDSCAPE
$1,000.00
$57,672.00
2023
FORD
TRANSIT 150 CARGO VAN
1FTYE1CG3PKA57195
WASTEWATER
$1,000.00
$51,728.00
2023
FORD
F350
1FDRF3FN5PEC10435
WASTEWATER
$1,000.00
$62,837.00
2022
Eugene Fire
Vehicles 2
VARIOUS
VARIOUS
FLS
$10,000.00
$0.00
Total Insured
$14,467,629.00
Values:
This proposal is based upon the exposures made known to the Agency by you and contains only a general
description of the coverage(s) and does not constitute a policy/contract. For complete policy information,
including exclusions, limitations, and conditions, please refer to your policy.
In the event of difference, the policy will prevail.
BROWN & BROWN
Attachment 1, Page 53 of 54 53 of 54
Brown & Brown
Attachment 1, Page 54 of 54