HomeMy WebLinkAboutReceipt Planner 5/25/2023 (2)0 Fidelity National Title
Company of Oregon
PRELIMINARY REPORT
In response to the application for a policy of title insurance referenced herein Fidelity National Title Company
hereby reports that it is prepared to issue, or cause to be issued, as of the specified date, a policy or policies of
title insurance describing the land and the estate or interest hereinafter set forth, insuring against loss which may
be sustained by reason of any defect, lien or encumbrance not shown or referred to as an exception herein or not
excluded from coverage pursuant to the printed Schedules or Conditions of said policy forms.
The printed Exceptions and Exclusions from the coverage of said policy or policies are set forth in Exhibit One.
Copies of the policyfonns should be read. They are available from the offcewhich issued this report.
This report (and any supplements or amendments hereto) is issued solely for the purpose of facilitating the
issuance of a policy of title insurance and no liability is assumed hereby.
The policy(s) of title insurance to be issued hereunder will be policy(s) of Fidelity National Title Insurance
Company, a/an Florida corporation.
Please read the exceptions shown or referred to herein and the Exceptions and Exclusions set forth in
Exhibit One of this report carefully. The Exceptions and Exclusions are meant to provide you with notice
of matters which are not covered under the terms of the title insurance policy and should be carefully
considered.
It is important to note that this preliminary report is not a written representation as to the condition of title
and may not list all liens, defects and encumbrances affecting title to the land.
This preliminary report is for the exclusive use of the parties to the contemplated transaction, and the Company
does not have any liability to any third parties nor any liability until the full premium is paid and a policy is issued.
Until all necessary documents are placed of record, the Company reserves the right to amend or supplement this
preliminary report.
Countersigned
Randy Leeper
P dein ryReport Pnn[ 00.12.23®08:08AM
OR—SPS1-2380222301593
ESCROW OFFICER:
TITLE OFFICER:
0-,,,„ Fidelity National Title
= Cnmpm y of Olcgoe
3007 North Delta Hwy., Ste 206, Eugene, OR 97408
(541)3453660 FAX (541)345-3678
PRELIMINARY REPORT
Kristie Bonar
kristie. b onar@fnf. com
541-345-3660
Londa Minyard
ORDER NO.: 60222301563
Supplement 2 - Added item 11
TO: Fidelity National Title Company of Oregon
3007 North Delta Hwy., Ste 206
Eugene, OR 97408
ESCROW LICENSE NO.: 200 50 31 48
OWNER/SELLER: Robert C. Eckerson
BUYER/BORROWER: Wonderwall Ventures LLC, an Oregon limited liability company
PROPERTY ADDRESS: 475 35th Street, Springfield, OR 97478
EFFECTIVE DATE: April 3, 2023, 08:00 AM
1. THE POLICY AND ENDORSEMENTS TO BE ISSUED AND THE RELATED CHARGES ARE:
ALTA Owner's Policy 2021
Owrar s Sta dwd 1S 1 Term Rete)
OTI RO Endorsement No. 110
Government Lien Search
AMOUNT PREMIUM
$ 330,000.00 $ 758.00
$ 0.00
$ 10.00
2. THE ESTATE OR INTEREST IN THE LAND HEREINAFTER DESCRIBED OR REFERRED TO COVERED
BY THIS REPORT IS:
A Fee
3. TITLE TO SAID ESTATE OR INTEREST AT THE DATE HEREOF IS VESTED IN:
Robert C. Eckerson
4. THE LAND REFERRED TO IN THIS REPORT IS SITUATED IN THE CITY OF SPRINGFIELD, COUNTY OF
LANE, STATE OF OREGON, AND IS DESCRIBED AS FOLLOWS:
SEE EXHIBIT "A" ATTACHED HERETO AND MADE PART HEREOF
P dein ryReport Pnn[ 00.12.23®00:00AM
OR—SPS1-2380222301593
Order Na.: 60222301563
Supplement 2- Added item 11
EXHIBIT "A"
Legal Description
Beginning at a point 281 feet South of the Northeast corner of Block 1, PACKER SUBDIVISION, as platted and
recorded in Book 11, Page 25, Lane County Oregon Plat Records, in Lane County, Oregon; running thence West
parallel with the North line of said Block 1 a distance of 279.3 feet; thence South parallel with the East line of Block
1 a distance of 74 feet; thence East parallel with the North line of Block 1 a distance of 279.3 feet; thence North
along the East line of Block 1 a distance of 74 feet to the Point of Beginning, in Lane County, Oregon.
EXCEPTING THEREFROM that portion, if any, lying within the limits of 35th Street.
Prelim nre Report PnnNd! 00.12.23®08:08AM
OR—SPS1-2380222301593
Order Na.: 60222301563
Supplement 2- Added item 11
AS OF THE DATE OF THIS REPORT, ITEMS TO BE CONSIDERED AND EXCEPTIONS TO COVERAGE IN
ADDITION TO THE PRINTED EXCEPTIONS AND EXCLUSIONS IN THE POLICY FORM WOULD BE AS
FOLLOWS:
GENERAL EXCEPTIONS:
1. Taxes or assessments which are not shown as existing liens by the records of any taxing authority that
levies taxes or assessments on real property or by the Public Records; proceedings by a public agency
which may result in taxes or assessments, or notices of such proceedings, whether or not shown by the
records of such agency or by the Public Records.
2. Any fads, rights, interests or claims, which are not shown by the Public Records but which could be
ascertained by an inspection of the Land or by making inquiry of persons in possession thereof.
3. Easements, or claims of easement, which are not shown by the Public Records; reservations or
exceptions in patents or in Acts authorizing the issuance thereof; water rights, claims or title to water.
4. Any encroachment (of existing improvements located on the Land onto adjoining land or of existing
improvements located on adjoining land onto the subject Land), encumbrance, violation, variation or
adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey
of the subject Land.
5. Any lien or right to a lien for services, labor, material, equipment rental or workers compensation
heretofore or hereafter furnished, imposed by law and not shown by the Public Records.
SPECIFIC ITEMS AND EXCEPTIONS:
6. City Liens, if any, in favor of the City of Springfield. None found as of April 7, 2023.
7. Easement(s) for the purpose(s) shown below and rights incidental thereto, as granted in a document:
Granted to:
The City of Springfield, a municipal corporation, in Lane County, Oregon
Purpose:
as stated in said easement
Recording Date:
March 14, 1963
Recording No:
3049
and
Southerly 7 feet as described in said easement
Recording Date:
March 14, 1963
Recording No:
3050
and
Recording Date:
March 14, 1963
Recording No:
3051
Affects:
Easterly 14 feet as described in said easement
Easement(s) for the purpose(s) shown below and rights incidental thereto, as granted in a document:
Granted to:
The City of Springfield, a municipal corporation, in Lane County, Oregon
Purpose:
as stated in said easement
Recording Date:
October 5, 1967
Recording No:
608
Affects:
Southerly 7 feet as described in said easement
P dein ryReport Pnntetl: 00.12.23®08:08AM
OR—SPS1-2380222301593
10.
11
A.
El
C.
R
Order Na.: 60222301563
Supplement 2- Added item 11
Easement(s) for the purpose(s) shown below and rights incidental thereto, as granted in a document:
Granted to:
The City of Springfield, a municipal corporation, in Lane County, Oregon
Purpose:
as stated in said easement
Recording Date:
August 17, 1979
Recording No:
7949411
Affects:
Westerly 5 feet as described in said easement
A deed of trust to secure an indebtedness in the amount shown below,
Amount:
$178,000.00
Dated:
February 17, 2021
Trustor/Grantor:
Robert C. Eckerson
Trustee:
Western Title & Escrow Company
Beneficiary:
Northwest Community Credit Union
Loan No.:
2020042693
Recording Date:
February 22, 2021
Recording No:
2021-011815
Possible encroachments as set forth on the aerial photo from the Regional Land Information Database of
Lane County. The existing improvements from tax lots 11506, 11507 and 11508 appear to encroach over
the North lot line of the subject property; our existing improvements appear to encroach over our North
and South lot lines.
This Company will require a survey of the Land by a professional surveyor, and this exception may be
eliminated or limited as a result thereof.
ADDITIONAL REQUIREMENTS/NOTES:
Note: Property taxes for the fiscal year shown below are paid in full.
Fiscal Year:
2022-2023
Amount:
$2,021.30
Levy Code:
01900
Account No.:
0120632
Map No.:
17-02-31-24-11800
Prior to close of escrow, please contact the Tax Collector's Office to confirm all amounts owing, including
current fiscal year taxes, supplemental taxes, escaped assessments and any delinquencies.
Notice: Please be aware that due to the conflict between federal and state laws concerning the cultivation,
distribution, processing, manufacture, sale, dispensing or use of marijuana and psilocybin, the Company is
not able to close or insure any transaction involving Land associated with these activities.
In addition to the standard policy exceptions, the exceptions enumerated above shall appear on the final
ALTA Policy unless removed prior to issuance.
Note: The State of Oregon requires every ALTA Owner's Policy (07-01-2021) to include the OTIRO 110
Endorsement as a supplement to the definition of Insured in said Owner's Policy's Conditions to confirm
coverage is the same for an Oregon Registered Domestic Partner as it is for a Spouse.
P dein ryReport Pnntetl: 00.12.23®08:08AM
OR—SPS1-2380222301593
Order Na.: 60222301563
Supplement 2- Added item 11
E. [Intentionally Deleted]
F. Note: There are no matters against the party(ies) shown belowwhich would appear as exceptions to
coverage in a title insurance product:
Parties: Wonderwall Ventures LLC, an Oregon limited liability company
G. Note: There are NO conveyances affecting said Land recorded within 24 months of the date of this report.
H. Note: No utility search has been made or will be made for water, sewer or storm drainage charges unless
the City/Service District claims them as liens (i.e. foreclosable) and reflects them on its lien docket as of
the date of closing. Buyers should check with the appropriate city bureau orwater service district and
obtain a billing cutoff. Such charges must be adjusted outside of escrow.
I. Note: Effective January 1, 2008, Oregon law (ORS 314.258) mandates withholding of Oregon income
taxes from sellers who do not continue to be Oregon residents or qualify for an exemption. Please contact
your Escrow Closer for further information.
J. THE FOLLOWING NOTICE IS REQUIRED BY STATE LAW: YOU WILL BE REVIEWING, APPROVING
AND SIGNING IMPORTANT DOCUMENTS AT CLOSING. LEGAL CONSEQUENCES FOLLOW FROM
THE SELECTION AND USE OF THESE DOCUMENTS. YOU MAY CONSULT AN ATTORNEYABOUT
THESE DOCUMENTS. YOU SHOULD CONSULT AN ATTORNEY IF YOU HAVE QUESTIONS OR
CONCERNS ABOUT THE TRANSACTION OR ABOUT THE DOCUMENTS. IF YOU WISH TO REVIEW
TRANSACTION DOCUMENTS THAT YOU HAVE NOT SEEN, PLEASE CONTACT THE ESCROW
AGENT.
K. Recording Charge (Per Document) is the following:
County First Page Each Additional Page
Lane $87.00 $5.00
Note: When possible the company will record electronically. An additional charge of $5.00 applies to each
document that is recorded electronically.
Note: Please send any documents for recording to the following address:
Portland Title Group
Attn: Recorder
1433 SW 6th Ave.
Portland, OR. 97201
Note: This map/plat is being furnished as an aid in locating the herein described Land in relation to
adjoining streets, natural boundaries and other land. Except to the extent a policy of title insurance is
expressly modified by endorsement, if any, the Company does not insure dimensions, distances or
acreage shown thereon.
P dein ryReport Pnntetl: 00.12.23@WHAM
OR—SPS1-2380222301593
Order Na.: 60222301563
Supplement 2- Added item 11
M. NOTE: IMPORTANT INFORMATION REGARDING PROPERTY TAX PAYMENTS:
Fiscal Year: July 1st through June 30th
Taxes become a lien on real property, but are not yet payable: July 1st
Taxes become certified and payable (approximately on this date): October 15th
First one third payment of taxes is due: November 15th
Second one third payment of taxes is due: February 15th
Final payment of taxes is due: May 15th
Discounts: If two thirds are paid by November 15th, a 2% discount will apply. If the full amount of
the taxes are paid by November 15th, a 3% discount will apply.
Interest: Interest accrues as of the 15th of each month based on any amount that is unpaid by the
due date. No interest is charged if the minimum amount is paid according to the above mentioned
payment schedule.
P dein ryReport Pnntetl: 00.12.23®08:08AM
OR—SPS1-2380222301593
EXHIBIT ONE
2021 AMERICAN LAND TITLE ASSOCIATION LOAN POLICY (07-01-2021)
EXCLUSIONS FROM COVERAGE
The Idlowel malkrz art eryrtz9y eYuaea from the mveraJe d hoz ani and III
a reaclar, In loss or damage that would not M1ase been sustained Ilcnrddefdln
Consider, WII rout lay loss or damage, mYz, atlomeyslees, oz oyes«z fruit ultt by
arl5dert[oquallly the Insure! named In Schedule as a bona gzcM1aerw
aon d:
acunbacer M1aa been given brlM1e Insured Mortgage at the Dale of Pdlry.
1, a any bw, orcharce, permit, or grnmmemal regulation radial tlx¢e a latlng to
6 UrcnMckmi dlM1e lien of tla Insured Mortgage because W the inability or hilum
boultllrg and =IN) legal promors, or re a la:
olan Farctl a cka y Win applicable dalrg-business law.
I. Meoxrpacy,use,werjoymentallM1e Land,
5. Imtlltl[y arnenbrce blllty allM1e Ileo allM1e lirsuretl Mortgage lM1d arises oN allM1e
II. Me dalada, tllmerdnz,alacetln olamy lmprwemem on lime LaiM;
bnm Manmabyl lnmred MapWaMlsbazetluponusuryorCmmmer
In. MesLLtlhovondlaW;a
Frd«tln law.
Iv, emirnmenhal remeciatlnwpdedon.
8 My daim, by man of the operaion of kQal bamaupcy, side inedvency, or
b, arrygovemmemal brtelNe, pci regulatory, or dlonal security power
similar cealat fli law, that the proposal cr®tlrg the Ilan of the Incurred
o theelbclofaviolabonormbmmenl clrny mdlerexclutletl under Excluzian 1 -car
MMg2e is a:
1 b
a.fvtlulen[wmeyace orimutlulemtransfer;
2. My power d eummener domain. Exclusion 2 does ml modify or limit the coverage
b, wltlble barmlar under the Unibrm Voidable Tranimplo sActa
poAtleauMel-Cweretl Rlsk].
c, pedimental barcler:
3. My defeat, list, encumbance, raver« daim, or dimer matter
L to the extend he bzretl Mortgage is not a IarMer made az a
a. xdea,vllereq mommuecto-erg«dhoo,thelrrsysd dna m;
wn[mpaawruzeYuirge Mnem-lim;or
b, m[Knaxn to lime Compairy, mtremrtlea In lime Public Ravtlzal Ne Ddeollpi
II. M an, reason Mffi[ea In he CrnrM Risk 13b
bid Known to the Insures CldmaR and that dttlatta In Making to the Company by
T My daim of a PACA-PSA TruzL EYrdan ]tices no modify or limp the mvaage
the Insured Claimam prior b lime tide he Inspired! Claimam became an Insured under
pmUdetl rMa Covered Rms 8.
raiz pdicY;
8. AM nen n the The formal hide lazes or assessments imposed bya govarmema
wiling In no Toes or damage to he Insured Claimant,
adMity and c®[ed or attaching between the Date W Pday and the dek d
tl. attaching or created subzegrdd to the Date of Policy (Exclusion 3 E. do«mtmocify
nexprookI of Ne Insured Malgage in the Public Records. Exclusion8a«zndmotlfy
or limit time coverage pradaed under Oovered Risk 11, 13, or 14);a
wllmittal mvaegeprodded underCompend Risk 2 b. w1lb.
9. Mytlmeparry In lime giamilY dNe area, sgrare bda¢,amxv®ge dNe lands
olamlmwovemntto the Land.
The tern polar lam marbe lesu H b alba dMastaMN Cavaa3e a 6taded cwaage In aaaitln m time aMce
Exdaziansbm crnage.IM1e Exmptlans mm cavaage In a slandartl cavaage panav WII mea Irrduae IM1e fouoW ig Exceplians ram Co�emge.
SCNEDULE B -GENERAL EXCEPTIONS FROM COVERAGE
Thlzpolcyaaez mtlnsure a3InY lam a damage (ad Ne Cmparywfll M paymYs, albmeys' f«zarapens«) vMT al« by ream al
1. Taxes arassenma. vblT are ml shown az aibng liens by lime mecums of any rifer
6 Any namcFmem, ncurnbmce, profits , wddan, or Mverse circumstance
atMdty fruit labez takes a asossments on rear pcpaty or by he Public Records,
afkdng lime Title tld would be MYattd byan xwde and complete land surrey of
proceedings by a public agency which may result In takes a as4zaneM; or rvticez of
the Land The term amdmem" hoducez ercnachmnls d misting
mr pmceeducts,w hendsiwwnbytM1 rs dsdsuchaWmywbyl Fl tic
Impavemems located an he land oma adialmng land, and encroachments onto the
Records.
Land of euraig imps—ems located on poll Ina.
2. Facts, rights, Imaestz a darmz which are not slam by the Public Records but wri
5. Any Ilan for services, labor or maternal M1embbe or M1eredler furnished, or for
could be attedarrca by n Inspection d the Lad a by making inquiry of persons In
contrbNlons due to the State d Oregon for unemployment compensation or workers
pos-..a (Meal
cam mosdlop Imposed by law and not shown by the Public Records.
3. Easmemz, or dames of ®tenial M sham by be Room Records rese Wions or
ceptlans In para. ar In Adz aothem irg be Imawe IM1ereol, vats tactics, claims or
till. to wafa.
2021 AMEMCM LAN D TITLE ASSOCIATION OWNER'S POU CY(OT-01-2021)
EXCLUSIONS FROM COVERAGE
The IdIOW rg minters are exdMea from the coverage of hoz policy and be Company will
a. dbchtng or created subsequent to he Date of Policy (Exdusion 3 it does m[
m[per, loo adamage, . dbrcys'fees or eryn«z tat matt by reams N
eMllyorhunt he coverage pmmmulander Covered Risk g or 10), or
1,a any law, aMnnmm
ce, part or goremeal regulation (including hose reating b l
e arltlrg in loss or damage that would not maim M1ave been sustained if cons
bdlaLg and xnI,) tluitrehld; ,data., anchors, or harmalo:
sufficient, to quality the Insured named In ScM1 Hate A az a bona fide purchaser
I. MeoxupacY.ure,werjoYent.1cha L�dmpmveme
M den given for Ne Title h Date of Pat,
aa. Me dalada, almerdnzwlacetln ora m slime Lantl;
6 My dale, by reason of the operation of ledaar ndmuu pcY. slate insdvemYa
III.
similar dedabz' rights law, IM1d be maactln vandrg tla Title as drom in
Iv, emirmmeahal remecil mpdedon,
Sdaauhe Mza:
b, any9ovemmemal bdelNe,polaregJalory, or national security prover
, raraWn[mneyancemmMulembaala,am
a tla effect of a vidatlon a enforcement of any matter excluded under Excluzian la. or
b, wldbhe barmla under the Uniform Voidable Transactions Acta
1b
c. pedimental banskr
&dusian 1 does not in body or limit the coverage provided under Cohered Risk 5 a 8,
L to he exam the Indmmenl d transfer vezlbg tla Title as Aoxn in
2. My power d eminem aaear. Exclusion 2 tices not modify or limit the coverage
SdaaWeAazml a Imnsfermade ass cnlemparaaouzeYvrgebrcw
paWtled under Covered Risk T
chatter
3. Myaefed,lien, encumbmrce, adverse daim, ordM1er matter
II, Bary dbemt®tis ml slated lnOweend Rlskgb.
created, .mane g assum.d a agreed to bytla Fmrea Claimant,
5. My daim of a PACA-PSA Trust Encudan 5 tices no maMly a limit the mvaage
b. not known to the Company lot recrdea In tla Pri Recade at he Dale of Pri
prodded uMa Covered! Rms 8.
but Known to the Insured Clarent and cot MYattd In marl to the Company by
8 My lien n tla Till. far hear eztde tam a assessmnh Imposed a mllecbtl by a
the Insure! Claimam prior b tla tide he Insured Carl became an Insured under
govoanatal aNM1Mly that becomes rue and payable the tla Data of Pri
MIs policy,
IXaudn 8 tloes not modify printed be coverage pmNdea undehCo»ed Pose 2b.
c recoiling In no loss brtlamage to he Insured Claiming,
]. My cmepanry In time capacity office area, square bdage, orar®ge dNe lands
alamam,—..nI to time Lna.
The bore pdim farm maybe issued b aMa dMa SdMN Cavaa3e a EataMed Coverage b addiion a IM1e aMtle
Exdrddahm Coverage, the Exceptions fee Coverage Ina StaMN Coverage pans, Wil arm'mmude the following Excepborm ram Comemge.
SCHEDULE B -GENERAL EXCEPTIONS FROM COVERAGE
TM1Is polcy tices ml Insure a3arnY lam a damage (and Ne Cmpnywfll M paynYz,atlomeys' f«sorexperaez) wlvch mise by reazwr d:
1. Tines or assessmemz wfilch are mtsiam az exlbng liens bylM1e rectums alny bang
<. Any namcFmem, ncurnbtnce, violation, wNarlon, or ativer« dhdmdm
apornty tha11Mez takes aas«sunnb an rear pcpaty or by be Public Records,
affecting lime Title tld would be disclosed byan accurate and complete land aneyol
proceedings by a public agency which may rezdt In takes a as4zaneM; or rvticez of
the Land The term encroachment Incudes a achmnb d edsmg
suchpmceedkgz,wbeberwnat shown bythe ravazalsuchagercyabybe Public
Impavmatz located on he Land onto spacing land, and namdznemz onto the
Reforms.
Land of axztlrg impo+em.ms located on Hjdrdrg Ina.
2. Facts, sights, Imaestz or claims which are not shown by tla Public Records sit wri
5. Any lien for «arms, labor or maternal merebbe or M1ereaha frmsiatl, or for
could be azcHalnH by an Inspection d the Lad a by makkg lrgdry alpamns In
cnbbutlans due to the Slate d Oregon for namphaynat mope tin w waMeYz
pozsesion thereof .
cmpen IIon, Imposed by l ams and act shown by the Pki Records.
3. Easmems, or claims d easmem, M siam by tla Pri Recaaz; rettrvMans a
sompfions In patents or In Acts optimal bel mace lM1ereol, vats NgM dareserr
We to water.
Pre iminary Repot (Exhibit One) Printed: 00.12.23 ®08:08 PM
OR—SPS1-23A0222301583
EXHIBIT ONE
2556 AMERICM LAND TITLE ASSOCIATION LOAN POLICY (56-1746)
EXCLUSIONS FROM COVERAGE
Tice following mailers are apresly wanted tram he mvakage of his policy and the
Company will not pay loss or dam We, casts, wornet'stees «eryal NY aatt by
mson d:
1 a(a) Am law, «tllnance or governmental mgu cion financing but rat limited to
building and zoning) rezlaotlhg, rega atlhg, proMbids, or belatlng to
If IM1e occupancy, use prepayment office Land,
(II) mice N ddhorm o tl01or arlacdlon of any Impravemeitl aecletl on IM1e IoM;
OIN mice mernaiaiondIoM;a
ON emnrmmenml anyprobei
be IM1e effns T of any Nn 1d) o shot laws, r limit rhes or gwanmatlal
�ylada� This 6clmlon 1(a) ams ml motllty « limit the cwelage praNtlea
aegC governmental
Po4 5.
(b) �gevmmenll polce power The dauslon l(b)ticesnot motllty or limit he
rage progado win This
ea B.
2. Rights at emlrcrt domain TM1Iz Rv'ahhslm aides rat mMity or that IM1e mvaage
ptosed under Crnhea ; .a ]arra.
3. (aleck Ilens,ehcdnMmeMarx claims, b aatlef maters
(a)notkno known to
assumed «agrees to in the adopted Claim ant
(b) not known Ie IM1e Demand Cl ml rec«Qa'm he sed i Ravtlz at Ode m any by
but known to IM1e Clement
to
the and lid aiYoa Inrnact to theCompanyan Insured! by
the Insured policy, prior to me ode me Inahhea etamat become an mated
untlerlM1ls policy;
(c) reahltlrg In m lazzoraamage to the Inmred (Caimed;
(a) which, or seated subsquenl to Data of Pdl cy dwal his does rat matlty
«limit IM1e coverage proWaea unser Cwaetl Rl sk 11,13, or 14), or
(a) Immrg In Idea or damage rib[ wads not Ihakm been Widened it the Imvea
Chad. M1aa paid aloe forms, traded Mortgage.
6 UrcnMcodllmy of lisp of Insured Mortgage bemutt NmM1e inability or below
of W traded by mmgy win the cpglmde dalig-buanea laws of he date words
he War is slashed
5. Imtlltlty or uanMm blllmy In whom or In part ofts, lisp al he Insured Mortgage NY
aattz out of he barhmctlan MaspcM by the Fvea Mortgage and a backed rpsp
uaryw any consdnerttetlt p owctlsp orhWlrtlenirg law.
& AM data, by watch of IM1e apwa on N fedatl formal state Irhrlamy or
similar crctltaz' runs law; tivt he barhsactlan cress, IM1e If- of IM1e traded
Mortgage, lz
(a) a frauaulenl conveyance or Indicator hamlet, or
(b) a prelaarm al manager M any wrap ml ended! In he Owered Risk 13(b) of his
policy.
]. Any lien on he Title for read easate Imes« assessments lm posed by gwernmabl
summary and created or wad—firs, between Ode of Policy and IM1e dale of remralrg N
IM1e Insured Mortgage In IM1e Public Rec«tls. This Excluston noes lid matlfy or limit
the cowrage pruvltletl under Cowhand Rick 11Lo
Thi pdoyf«m maybe issued to at«asilha SIaMaNCaerage« 6lenaea Cokw e. In addition to IM1e aMw
Ehrdhul«a In«n Careage, the Eviceadonz from C adage In a Standard! C adage policy vett also include the following Evicepliens torn Caarage.
SCHEDULE B -GENERAL EXCEPTIONS FROM COVERAGE
Thlzpolcyaaez mtinewe Wants lox or damage hand he Compahywfll had IaymYz, whmays' fees or apenses) which ance by Mason W:
1. Taws or ax rax which and ml shown as etiding hsps by IM1e records of any <. Any encroachmans, andommat ce, vidatlon, aridlon, or ad— prommuccance
akin aW ty tivt lows mass or madmmatls on real prcgaly«by the Rapid alleding the Title that would be decide! hymn accurate and crnplele land surbeyof
Recams, promedlrgz by a Wdw agmry which may rawll in nixes or assessmeorz the Lantl. Tice term amdmed' troubles emroachments W wall
ormtl«z of. peceetlngs wlhet. or not shown by IM1e Mczas of such Wendy Impavanadz medical an he rand add MIaIMng land, and encroachments aka IM1e
or by IM1e RNIc Remroz. Lend ofalstlrg am,..Imama as Mldmrg lana.
2. Facts, rights, i4ee or dams which are not shown by IM1e Food Remoras as which 5. Any lien for xMm; labor or mdeaal M1eMwfore w middle furnished, or M
could be ascammrca by an Inspection W the Land or by making lhal of peaom In conctodkounce clue to the gate N Oregon Mhnanplo3mat mmpervdan err.*sea
possemion thereof cpm pensdlon, ImpmM bylaw and rat slcwn by he RNIc Remdz.
3. Easements, «a Imz al easement, net shown by the Public Ravaz; Mzaa armor
cepllom In patspm or In Ads aNM1otzing the Issuance Namf water flgw, claims
«line to water.
2556 AMERICAN LAN D TITLE ASSOCIATION OWNER'S POLICY (MI
EXCLUSIONS FROM COVERAGE
Tice following matters are wassail swamped from the nova tea, of his pblicy and IM1e
Company will rat lay law w damage, cads, attorneys fees or water— Nat arm by
mason of
1- (a) Any law, a imrm or governmental regulation (ndWng but rat limited to
poll and xmI,) reMctlrg, Wompig, arch ted g arnmtlrg to
PI IM1e mahaahmy. u:, weya3mert afore Lena;
OI) IM1e Wx[er, tllmerd«awlac tlan diary Impravmeor eredea m IM1e land;
OIN micedish;m
ON eenrmmtnown- iof any position
err IM1e nsaffectT of arty wet dm of Mese laws, rNlnamea w gakzmhertat
mala ove This eek 5 t(a) ams rat meaity « limit the cwers7e proUtletl
unaetCmreMtl al 5.
(b) Alrygovmrovide udder power The IXduslon 1(b)ticesnot mMllywIlml[Ne
magepmvitletl din This
En Pock8.
2. Rights a rete erect domain This Exauatm saes not modify « limit this mver�e
prwiDefirch, untlerOweretl ncen ] or 9.
3. (a)cresllens,emum assume atlrerx dalmz,«dnermdlea
(a) created, suffered, assumed or Walked to by the Insured Claim ant,
(b) had brawn m IM1e Company, M MmNed In IM1e Public Records d Dale W Policy,
bJ spoken to he dared Claimant ad rat abYazed In writing to the company by
he darMa awnad prior to he dale IM1e Imurea claimant became an Insures
dMer Nlzpdwy,
(c) Mmltlrg In m laxor damage to IM1e Inmred claimant,
(a) atmor, or ceded subsequent to Date of Purley Mower, er, this does ml motllty
orllmlt IM1e coverage provided underewaetl Risk 9 and 10), or
(a) Msultlrg In box or damage that would ml bra been sustained it the Insures
Cmmad had paid atm what Dam.
AM data, by watch of IM1e rpeatlm N fedaat formal dice 'madvemy or
similar xdhorl rights laws chat he barhxctlan cress, the Ilea of the Insured!
Modgage is
(a) a Inaraulml conveyance orfraWJe s bander, or
(b) a preferential transfer for any reason rat stated In he Cowed Risk 9 of his
Any lien on he Title for real estate Imas or asussmsptz Imgwd by governmental
aJlwsly and sealed ordladvig between Dde of Pollcyand mw dale d recording W
the tleetl or other instrument of transfer in he Public Records IM1d wads Title as
drown In SCM1edule A.
The has pdoyf«m maybe issued to sibs6ffie ndMCoverage« 6mnaea cmrerage InaerationmmeaWx
ExdW«aInm Comage, the Exceadonz from C adage Ina Slarcarer Coverage policy vett also include the following Excepliens toe Cooperage.
SCHEDULE B -GENERAL EXCEPTIONS FROM COVERAGE
This polcyaaez mtlnsde Wants lax or damage (and he Cmpahywfll M IaymYz, attorneys' fees or appeases) which atce by March al
1. Tazes err rawexmspw wfilM and mtsMvm az etlding liras by IM1e recvaz al shy <. Any encroacM1mek, encumbrance, balsam, aridion, or adverse circumsWce
rating aW ty tivt leAez takes or axeamertls on real property «by the Public alleaing the Title that would be awaxd byan accurate and complete land surbeyof
Recams, promedkgz by a Wdw Well which may result In Imes or asseszmeorz, the Land Tice term amcFmerC' Induces enchourchuments W asstlng
or mtlmz of such pacessall whether car rat known by IM1e records of such Wendy M pram mks located on he rand add adjoining land, and encroachments onto IM1e
or by IM1e RNIC Records . Lana W apes,W Ira provemdoes meawa an adjdmrg lana.
2. From,rights, loraedz ar datmz MIM are ml anown by IM1e Public Records bN which S. Any lien for xrvices labor or mdeaal M1eMmMe or w—ftw furnished, or fed
could be ascarmlrca by anlnew-ron of the Land or by making Inquiry of pirsem In oncautions due to the gate N OregenM unemployment comperh Tian or woAees
possession thereof cm pensdden, imposed by lm and rat slcwn by he public Remcz.
3. Easements, or dams N easement, net shown by IM1e Public Ravaz; mz tions or
ack-ohns, In patens or In Ads aNM1oczing IM1e Issuance Namf water cgtz, dams
or the to wale.
Preliminary RWW(Exhibit One) Panted 00.12.23®09:09AM
OR—SPS1-23,0222301553
RESAFE,, Inquire before you wire!
WIRE FRAUD ALERT
This Notice is not intended to provide legal or professional advice.
If you have any questions, please consult with a lawyer.
All parties to a real estate transaction are targets for wire fraud and many have lost hundreds of thousands of dollars
because they simply relied on the wire instructions received via email, without further verification. If funds are to be wired
in conjunction with this real estate transaction, we strongly recommend verbal verification of wire instructions
through a known, trusted phone number prior to sending funds.
In addition, the following non-exclusive self-protection strategies are recommended to minimize exposure to possible wire
fraud.
• NEVER RELY on emails purporting to change wire instructions. Parties to a transaction rarely change wire
instructions in the course of a transaction.
• ALWAYS VERIFY wire instructions, specifically the ABA routing number and account number, by calling the party who
sent the instructions to you. DO NOT use the phone number provided in the email containing the instructions, use
phone numbers you have called before or can otherwise verify. Obtain the number of relevant parties to the
transaction as soon as an escrow account is opened. DO NOT send an email to verify as the email address may
be incorrect or the email may be intercepted by the fraudster.
• USE COMPLEX EMAIL PASSWORDS that employ a combination of mixed case, numbers, and symbols. Make your
passwords greater than eight (8) characters. Also, change your password often and do NOT reuse the same
password for other online accounts.
• USE MULTI -FACTOR AUTHENTICATION for email accounts. Your email provider or IT staff may have specific
instructions on howto implement this feature.
For more information on wire -fraud scams or to report an incident, please refer to the following links:
Federal Bureau of Investigation: Internet Crime Complaint Center.,
thio//www.fbi.cov http://www.ic3.00v
W. F ffil Alec
Cnginal ERecM1ve Daze: 611112017
Cuneit Vavan Daze: 611112017 60222W1%6 KB- WRE0016(DSI Rei. 12/07117)i
TM eM ® FNeNty Naziwiel Finennal, Ire. an&w an affiliate. All ryNs mseved
FIDELITY NATIONAL FINANCIAL
PRIVACY NOTICE
Effective January 1, 2023
Fidelity National Financial, Inc. and its majority-owned subsidiary companies (collectively, "FNF," "our," or 'We")
respect and are committed to protecting your privacy. This Privacy Notice explains how we collect, use, and
protect personal information, when and to whom we disclose such information, and the choices you have about
the use and disclosure of that information.
A limited number of FNF subsidiaries have their own privacy notices. If a subsidiary has its own privacy notice, the
privacy notice will be available on the subsidiary's website and this Privacy Notice does not apply.
Collection of Personal Information
FNF may collect the following categories of Personal Information:
• contact information (e.g., name, address, phone number, email address);
• demographic information (e.g., date of birth, gender, marital status);
• identity information (e.g. Social Security Number, driver's license, passport, or other government ID number);
• financial account information (e.g. loan or bank account information); and
• other personal information necessary to provide products or services to you.
We may collect Personal Information about you from:
• information we receive from you or your agent;
• information about your transactions with FNF, our affiliates, or others; and
• information we receive from consumer reporting agencies and/or governmental entities, either directly from
these entities or through others.
Collection of Browsing Information
FNF automatically collects the following types of Browsing Information when you access an FNF website, online
service, or application (each an "FNF Website") from your Internet browser, computer, and/or device:
• Internet Protocol (IP) address and operating system;
• browser version, language, and type;
• domain name system requests; and
• browsing history on the FNF Website, such as date and time of your visit to the FNF Website and visits to the
pages within the FNF Website.
Like most websites, our servers automatically log each visitor to the FNF Website and may collect the Browsing
Information described above. We use Browsing Information for system administration, troubleshooting, fraud
investigation, and to improve our websites. Browsing Information generally does not reveal anything personal
about you, though if you have created a user account for an FNF Website and are logged into that account, the
FNF Website may be able to link certain browsing activity to your user account.
Other Online Specifics
Cookies. When you visit an FNF Website, a "cookie" may be sent to your computer. A cookie is a small piece of
data that is sent to your Internet browser from a web server and stored on your computer's hard drive. Information
gathered using cookies helps us improve your user experience. For example, a cookie can help the website load
properly or can customize the display page based on your browser type and user preferences. You can choose
whether or not to accept cookies by changing your Internet browser settings. Be aware that doing so may impair
or limit some functionality of the FNF Website.
Web Beacons. We use web beacons to determine when and how many times a page has been viewed. This
information is used to improve ourwebsites.
Do Not Track. Currently our FNF Websites do not respond to "Do Not Track" features enabled through your
browser.
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Links to Other Sites. FNF Websites may contain links to unaffiliated third -party websites. FNF is not responsible
for the privacy practices or content of those websites. We recommend that you read the privacy policy of every
website you visit.
Use of Personal Information
FNF uses Personal Information forthree main purposes:
• To provide products and services to you or in connection with a transaction involving you.
• To improve our products and services.
• To communicate with you about our, our affiliates', and others' products and services, jointly or independently.
When Information Is Disclosed
We may disclose your Personal Information and Browsing Information in the following circumstances:
• to enable us to detect or prevent criminal activity, fraud, material misrepresentation, or nondisclosure;
• to affiliated or nonaffiliated service providers who provide or perform services or functions on our behalf and
who agree to use the information only to provide such services or functions;
• to affiliated or nonaffiliated third parties with whom we perform joint marketing, pursuant to an agreement with
them to jointly market financial products or services to you;
• to law enforcement or authorities in connection with an investigation, or in response to a subpoena or court
order; or
• in the good -faith belief that such disclosure is necessary to comply with legal process or applicable laws, or to
protect the rights, property, or safety of FNF, its customers, or the public.
The law does not require your prior authorization and does not allow you to restrict the disclosures described
above. Additionally, we may disclose your information to third parties for whom you have given us authorization or
consent to make such disclosure. We do not otherwise share your Personal Information or Browsing Information
with nonaffiliated third parties, except as required or permitted by law.
We reserve the right to transfer your Personal Information, Browsing Information, and any other information, in
connection with the sale or other disposition of all or part of the FNF business and/or assets, or in the event of
bankruptcy, reorganization, insolvency, receivership, or an assignment for the bereft of creditors. By submitting
Personal Information and/or Browsing Information to FNF, you expressly agree and consent to the use and/or
transfer of the foregoing information in connection with any of the above described proceedings.
Security of Your Information
We maintain physical, electronic, and procedural safeguards to protect your Personal Information.
Choices With Your Information
Whether you submit Personal Information or Browsing Information to FNF is entirely up to you. If you decide not
to submit Personal Information or Browsing Information, FNF may not be able to provide certain services or
products to you.
For California Residents: We will not share your Personal Information or Browsing Information with nonaffiliated
third parties, except as permitted by California law. For additional information about your California privacy rights,
please visit the "California Privacy" link on our website (https:/Ifnf.com/pages/californiapriyacy.aspx) or call
(888) 413-1748.
For Nevada Residents: We are providing this notice pursuant to state law. You may be placed on our internal Do
Not Call List by calling FNF Privacy at (888) 714-2710 or by contacting us via the information set forth at the end of
this Privacy Notice. For further information concerning Nevada's telephone solicitation law, you may contact:
Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900,
Las Vegas, NV 89101; Phone number: (702) 486-3132; email: aginquiries@ag.state.nv.us.
For Oregon Residents: We will not share your Personal Information or Browsing Information with nonaffiliated
third parties for marketing purposes, except after you have been informed by us of such sharing and had an
opportunity to indicate that you do not want a disclosure made for marketing purposes.
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ORD1007A. OR+ -FEUD-01520.47000380222301583
For Vermont Residents: We will not disclose information about your creditworthiness to our affiliates and will not
disclose your personal information, financial information, credit report, or health information to nonaffiliated third
parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those
disclosures.
For Viroinia Residents: For additional information about your Virginia privacy rights, please email privacy@fnf.com
or call (888) 714-2710.
Information From Children
The FNF Websites are not intended or designed to attract persons under the age of eighteen (18). We do not
collect Personal Information from any person that we know to be under the age of thirteen (13) without permission
from a parent or guardian.
International Users
FNF's headquarters is located within the United States. If you reside outside the United States and choose to
provide Personal Information or Browsing Information to us, please note that we may transfer that information
outside of your country of residence. By providing FNF with your Personal Information and/or Browsing
Information, you consent to our collection, transfer, and use of such information in accordance with this Privacy
Notice.
FNF Website Services for Mortgage Loans
Certain FNF companies provide services to mortgage loan servicers, including hosting websites that collect
customer information on behalf of mortgage loan servicers (the "Service Websites"). The Service Websites may
contain links to both this Privacy Notice and the mortgage loan servicer or lender's privacy notice. The sections of
this Privacy Notice titled When Information is Disclosed, Choices with Your Information, and Accessing and
Correcting Information do not apply to the Service Websites. The mortgage loan servicer or lender's privacy
notice governs use, disclosure, and access to your Personal Information. FNF does not share Personal
Information collected through the Service Websites, except as required or authorized by contract with the
mortgage loan servicer or lender, or as required by law or in the good -faith belief that such disclosure is
necessary: to comply with a legal process or applicable law, to enforce this Privacy Notice, or to protect the rights,
property, or safety of FNF or the public.
Your Consent To This Privacy Notice; Notice Changes
By submitting Personal Information and/or Browsing Information to FNF, you consent to the collection and use of
the information in accordance with this Privacy Notice. We may change this Privacy Notice at any time. The
Privacy Notice's effective date will show the last date changes were made. If you provide information to us
following any change of the Privacy Notice, that signifies your assent to and acceptance of the changes to the
Privacy Notice.
Accessino and Correctino Information; Contact Us
If you have questions or would like to correct your Personal Information, visit FNF's Privacy Inquiry Website or
contact us by phone at (888) 714-2710, by email at privacy@fnf.com, or by mail to:
Fidelity National Financial, Inc.
601 Riverside Avenue,
Jacksonville, Florida 32204
Attn: Chief Privacy Officer
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