HomeMy WebLinkAboutDeed APPLICANT 4/26/2023RECORDING REQUESTED BY:
Western
497 Oakway Road, Suite 340
Eugene, OR 97401
GRANTOR'S NAME:
Danielle Lynn Bautista
GRANTEE'S NAME:
Dustin McCluskey
AFTER RECORDING RETURN TO:
Order No.: W70243740JB
Dustin McCluskey
6244 Fernhill Loop
Springfield, OR 97478
SEND TAX STATEMENTS TO:
Dustin McCluskey
6244 Fernhill Loop
Springfield, OR 97478
Lane County Clerk 2022-043903
Lane County Deeds & Records
10/21/2022 02:24:56 PM
RPR -DEED Cnt=1 Stn=8 CASHIER 12 3pages
$15 00 $11 00 $1000 $61 00 $97.00
APN: 1476983
Map: 17-03-25-24-00402
1638 S Street, Springfield, CR 97477
SPACE ABOVE THIS LINE FOR RECORDER'S USE
STATUTORY WARRANTY DEED
Danielle Lynn Bautista, Grantor, conveys and warrants to Dustin McCluskey, Grantee, the following described
real property, free and clear of encumbrances except as specifically set forth below, situated in the County of
Lane, State of Oregon:
Parcel 2, LAND PARTITION PLAT NO. 92-PO209, filed April 7, 1992. Lane County Oregon Plat Records,
in Lane County, Oregon.
THE TRUE AND ACTUAL CONSIDERATION FOR THIS CONVEYANCE IS THREE HUNDRED FIFTEEN
THOUSAND AND NO/100 DOLLARS ($315,000.00). (See ORS 93.030), which is paid to or by a qualified
intermediary pursuant to an IRC 1031 Tax Deferred Exchange.
Subject to:
SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF
BEFORE SIGNING OR ACCEPTING THIS INSTRUMENT, THE PERSON TRANSFERRING FEE TITLE
SHOULD INQUIRE ABOUT THE PERSON'S RIGHTS, IF ANY, UNDER ORS 195.300, 195.301 AND 195.305
TO 195.336 AND SECTIONS 5 TO 11, CHAPTER 424, OREGON LAWS 2007, SECTIONS 2 TO 9 AND 17,
CHAPTER 855, OREGON LAWS 2009, AND SECTIONS 2 TO 7, CHAPTER 8, OREGON LAWS 2010. THIS
INSTRUMENT DOES NOT ALLOW USE OF THE PROPERTY DESCRIBED IN THIS INSTRUMENT IN
VIOLATION OF APPLICABLE LAND USE LAWS AND REGULATIONS. BEFORE SIGNING OR ACCEPTING
THIS INSTRUMENT, THE PERSON ACQUIRING FEE TITLE TO THE PROPERTY SHOULD CHECK WITH
THE APPROPRIATE CITY OR COUNTY PLANNING DEPARTMENT TO VERIFY THAT THE UNIT OF LAND
BEING TRANSFERRED IS A LAWFULLY ESTABLISHED LOT OR PARCEL, AS DEFINED IN ORS 92.010 OR
215.010, TO VERIFY THE APPROVED USES OF THE LOT OR PARCEL, TO DETERMINE ANY LIMITS ON
LAWSUITS AGAINST FARMING OR FOREST PRACTICES, AS DEFINED IN ORS 30.930, AND TO INQUIRE
ABOUT THE RIGHTS OF NEIGHBORING PROPERTY OWNERS, IF ANY, UNDER ORS 195.300, 195.301 AND
195.305 TO 195.336 AND SECTIONS 5 TO 11, CHAPTER 424, OREGON LAWS 2007, SECTIONS 2 TO 9 AND
17, CHAPTER 855, OREGON LAWS 2009, AND SECTIONS 2 TO 7, CHAPTER 8, OREGON LAWS 2010.
Deed (Statutory Wa,anty)
ORD1293dm/UpEaled 0426.19 Pagei OR-WTE-FFND-02785470066-WT0243740
Produced using RLID (w ..rlid.org) on 04/19/2023 at 11:40 AM
STATUTORY WARRANTY DEED
(continued)
IN WITNESS WHEREOF, the undersigned have executed this document on the date(s) set forth below.
Dated' OCNt \� I r?sor3`�
�lXhynB/ l
Danielle Lynn Bautista �
State of OREGON
County of `a ),N
This instrument was acknowledged before me onCX-�, ��„2S1�� by Danielle Lynn Bautista.
11-0"
ry blic - State of Oregon
My Commission Expires:
Deed (Statutory Warranty)
ORD1293.doc / Updated: 04.26,19
1AXAL STAMPRTLETT BEEBEBLIC � OREGONES A RIL�30 '2024
Page 2
Produced using RLID (www.rlid.org) on 04/19/2023 at 11:40 AM
EXHIBIT "A"
Exceptions
Subject to:
Reservation, including the terms and provisions thereof, as disclosed in deed
Recording Date: June 27, 1944
Recording No.: 137122
Covenants, conditions, restrictions and easements but omitting any covenants or restrictions, if any, including but
not limited to those based upon race, color, religion, sex, sexual orientation, familial status, marital status,
disability, handicap, national origin, ancestry, source of income, gender, gender identity, gender expression,
medical condition or genetic information, as set forth in applicable state or federal laws, except to the extent that
said covenant or restriction is permitted by applicable law, as set forth in the document
Recording Date:
January 11, 1951
Recording No:
30783
And recorded
Recording Date:
February 3, 1953
Recording No:
95953
Easements, conditions, restrictions and notes as delineated on the recorded plat.
Improvement Agreement and Application for Sewer Hookup, including the terms and provisions thereof
Recording Date: May 29, 1992
Recording No.: 92-29199
Dead (statue y W aRanad
ORD12934ocl Updated 042619 Page3 OR-WTE-FFND-02785470066-WT0243740
Produced using RLID (www.rlid.org) on 04/19/2023 at 11:40 AM
Western Ty le&Esuom
Western Title - Oregon
497 Oakway Road, Suite 340, Eugene, OR 97401
Preliminary Report
Western Title - Oregon
497 Oakway Road, Suite 340, Eugene, OR 97401
Property Address: 1638 S Street, Springfield, OR 97477
Escrow Officer: Janelle Beebe
Email: Janelle.Beebe@westemtitle.com
Phone: 541-434-7078
File No.: WT0243740
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Western T..:
PRELIMINARY REPORT
In response to the application for a policy of title insurance referenced herein Western Title & Escrow Company
hereby reports that it is prepared to issue, or cause to be issued, as of the specified date, a policy or policies of
title insurance describing the land and the estate or interest hereinafter set forth, insuring against loss which may
be sustained by reason of any defect, lien or encumbrance not shown or referred to as an exception herein or not
excluded from coverage pursuant to the printed Schedules or Conditions of said policy forms.
The printed Exceptions and Exclusions from the coverage of said policy or policies are set forth in Exhibit One.
Copies of the policy forms should be read. They are available from the office which issued this report.
This report (and any supplements or amendments hereto) is issued solely for the purpose of facilitating the
issuance of a policy of title insurance and no liability is assumed hereby.
The policy(s) of title insurance to be issued hereunder will be policy(s) of Fidelity National Title Insurance
Company, a/an Florida corporation.
Please read the exceptions shown or referred to herein and the Exceptions and Exclusions set forth in
Exhibit One of this report carefully. The Exceptions and Exclusions are meant to provide you with
notice of matters which are not covered under the terms of the title insurance policy and should be
carefully considered.
It is important to note that this preliminary report is not a written representation as to the condition of
title and may not list all liens, defects and encumbrances affecting title to the land.
This preliminary report is for the exclusive use of the parties to the contemplated transaction, and the Company
does not have any liability to any third parties nor any liability until the full premium is paid and a policy is issued.
Until all necessary documents are placed of record, the Company reserves the right to amend or supplement
this preliminary report.
Countersigned
� � ,
Pr mare Report Pante 00.00.22®12:0 W
0R-Fr-FFND-0 M.070089-SPS1-22-Wr@031i0
Western Title&Escrow
497 Oakway Road, Suite 340, Eugene, OR 97401
(541)4853588 FAX(541)485-3597
PRELIMINARY REPORT
ESCROW OFFICER: Janelle Beebe ORDER NO.: Wi0243740
Janelle. Beebe@w sterntitle.com
541-434-7078
TITLE OFFICER: Karla A. Bolden
Email: titleoffcersupport@westerntitle.com
TO: Western Title & Escrow Company
497 Oakway Road, Suite 340
Eugene, OR 97401
ESCROW LICENSE NO.: 200408072
OVMIER/SELLER: Danielle Lynn Bautista
BUYER/BORROWER: Dustin McCluskey
PROPERTY ADDRESS: 1638 S Street, Springfield, OR 97477
EFFECTIVE DATE: September 2, 2022, 05:00 PM
1. THE POLICY AND ENDORSEMENTS TO BE ISSUED AND THE RELATED CHARGES ARE:
AMOUNT
PREMIUM
ALTA Owner's Policy 2021 $ 315,000.00
$
980.00
U i s Slendard
Praposed Insured: Ousdn McCluskey
OTIRO Endorsement No. 110
$
0.00
ALTA Loan Policy 2021 $ 250,000.00
$
348.00
Exl.r LawleYs
Proposed hared:
OT I R 0 209.10-06 - Restri ct ion s, Encroachm ents, Minerals - Current
$
100.00
Violations (ALTA 9.10-06)
OTIRO 222-06- Location (ALTA 22-06)
$
0.00
OTIRO 208.1 - Environmental Protection Lien (ALTA 8.1 - 2021)
$
0.00
Government Lien Search
$
10.00
2. THE ESTATE OR INTEREST IN THE LAND HEREINAFTER DESCRIBED OR REFERRED TO
COVERED
BY THIS REPORT IS:
Fee Simple
3. TITLE TO SAID ESTATE OR INTEREST AT THE DATE HEREOF IS VESTED IN:
Danielle Lynn Bautista
Pr imin r Report Pnntetl: 08.08.22®12:09 PM
0R-Fr-FFND-0 M.470099-SPS1-22-Wr@43100
Order No.: WT0243740
PRELIMINARY REPORT
(continued)
4. THE LAND REFERRED TO IN THIS REPORT IS SITUATED IN THE CITY OF SPRINGFIELD, COUNTY
OF LANE, STATE OF OREGON, AND IS DESCRIBED AS FOLLOWS:
SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF
Pre m are Report Pante 08.08.22 ®12:49 W
OR -F -FFND-0 M.470099-SPS1-22-W QQ4VQ
Order No.: WT0243740
EXHIBIT "N'
Legal Description
Parcel 2, LAND PARTITION PLAT NO. 92-P0209, fled April 7, 1992. Lane County Oregon Plat Records, in Lane
County, Oregon.
Pr im are Report Pante 08.08.22 ®12:49 W
OR-17-FFND-0 M.470099-SPS1-22-Wr@431i0
Order No.: WT0243740
AS OF THE DATE OF THIS REPORT, ITEMS TO BE CONSIDERED AND EXCEPTIONS TO COVERAGE IN
ADDITION TO THE PRINTED EXCEPTIONS AND EXCLUSIONS IN THE POLICY FORM WOULD BE AS
FOLLOWS:
GENERAL EXCEPTIONS:
1. Taxes or assessments which are not shown as existing liens by the records of any taxing authority that
levies taxes or assessments on real property or by the Public Records; proceedings by a public agency
which may result in taxes or assessments, or notices of such proceedings, whether or not shown by the
records of such agency or by the Public Records.
2. Any facts, rights, interests or claim s, which are not shown by the Public Records but which could be
ascertained by an inspection of the Land or by making inquiry of persons in possession thereof.
3. Easements, or claims of easement, which are not shown by the Public Records; reservations or
exceptions in patents or in Ads authorizing the issuance thereof; water rights, claims or title to water.
4. Any encroachment (of existing improvements located on the Land onto adjoining land or of existing
improvements located on adjoining land onto the subject Land), encumbrance, violation, variation or
adverse circumstance affecting the Title that would be disclosed by an accurate and complete land
survey of the subject Land.
5. Any lien or right to a lien for services, labor, material, equipment rental or workers compensation
heretofore or hereafter furnished, imposed by law and not shown by the Public Records.
SPECIFIC ITEMS AND EXCEPTIONS:
6. Property taxes in an undetermined amount, which are a lien but not yet payable, including any
assessments collected with taxes to be levied for the fiscal year 2022-2023.
7. City Liens, if any, of the City of Springfield.
(Please contact the Title Department for a City Lien Search within 30 days of closing)
8. Reservation, including the terms and provisions thereof, as disclosed in deed
Recording Date: June 27, 1944
Recording No.: 137122
9. Covenants, conditions, restrictions and easements but omitting any covenants a restrictions, if any,
including but not limited to those based upon race, color, religion, sex, sexual orientation, familial status,
marital status, disability, handicap, national origin, ancestry, source of income, gender, gender identity,
gender expression, medical condition or genetic information, as set forth in applicable state or federal
laws, except to the extent that said covenant or restriction is permitted by applicable law, as set forth in
the document
Recording Date: January 11, 1951
Recording No: 36783
And recorded
Recording Date: February 3, 1953
Recording No: 95953
Pr imin ryReport Pante tm.l M@12:4 W
OR -F -FFND-0 s5.470089-SPS1-22-Wr@431i0
Order No.: WT0243740
10. Improvement Agreement, including the terms and provisions thereof
Recording Date: April 6, 1992
Recording No.: 92-18480
11. Easements, conditions, restrictions and notes as delineated on the recorded E.
12. Improvement Agreement and Application for Sewer Hookup, including the terms and provisions thereof
Recording Date: May 29, 1992
Recording No.: 92-29199
13. A deed of trust to secure an indebtedness in the amount shown below,
Amount:
$179,450.00
Dated:
December 3, 2018
Trustor/Grantor:
Danielle Lynn Bautista and Edgar Omar Gomez Rios, as tenants by the
entirety
1476983
Trustee:
Cascade Title Co
Beneficiary:
Mortgage Electronic Registration Systems, Inc., as nominee for Oregon
Community Credit Union
MIN:
1012823-0000001835-7
Recording Date:
December 13, 2018
Recording No.:
2018-057184
ADDITIONAL REQUIREMENTS/NOTES:
A. Notice: Please be aware that due to the conflict between federal and state laws concerning the
cultivation, distribution, manufacture or sale of marijuana, the Company is not able to close or insure any
transaction involving Land that is associated with these activities.
B. In addition to the standard policy exceptions, the exceptions enumerated above shall appear on the final
ALTA Policy unless removed prior to issuance.
C. Note: If an Owner's Title Insurance Policy is requested, the State of Oregon requires every ALTA
Owner's Policy (07-01-2021) to include the OTIRO 110 Endorsement as a supplement to the definition of
Insured in said Owner's Policy's Conditions to confirm coverage is the same for an Oregon Registered
Domestic Partner as it is for a Spouse.
D. Note: Property taxes for the fiscal year shown below are paid in full.
Fiscal Year:
2021-2022
Amount:
$2,289.45
Levy Code:
01900
Account No.:
1476983
Map No.:
17-03-25-24-00402
Prior to close of escrow, please contact the Tax Collector's Office to confirm all amounts owing, including
current fiscal year taxes, supplemental taxes, escaped assessments and any delinquencies.
E. Note: There are no matters against the party(ies) shown belowwhich would appear as exceptions to
coverage in a title insurance product:
Parties: Dustin McCluskey
Pr imin ryReport Pante W.W.22®12:49W
0R-17-FFND-0 M.470089-SPS1-22-WTG2437Q
Order No.: WT0243740
Note: The only conveyance(s) affecting said Land, which recorded within 24 months of the date of this
report, are as follows:
Quitclaim Deed
Recording Date: May 23, 2022
Recording No: 2022-023003
G. If requested to issue an extended coverage ALTA loan policy, the following matters must be addressed:
a) The rights of tenants holding under unrecorded leases or tenancies
b) Matters disclosed by a statement as to parties in possession and as to any construction, alterations
or
repairs to the Land within the last 75 days. The Company must be notified in the event that any
funds
are to be used for construction, alterations or repairs.
c) Any facts which would be disclosed by an accurate survey of the Land
H. THE FOLLOWING NOTICE IS REQUIRED BY STATE LAW: YOU WILL BE REVIEWING,
APPROVING AND SIGNING IMPORTANT DOCUMENTS AT CLOSING. LEGAL CONSEQUENCES
FOLLOW FROM THE SELECTION AND USE OF THESE DOCUMENTS. YOU MAY CONSULT AN
ATTORNEY ABOUT THESE DOCUMENTS. YOU SHOULD CONSULT AN ATTORNEY IF YOU HAVE
QUESTIONS OR CONCERNS ABOUT THE TRANSACTION OR ABOUT THE DOCUMENTS. IF YOU
WISH TO REVIEW TRANSACTION DOCUMENTS THAT YOU HAVE NOT SEEN, PLEASE CONTACT
THE ESCROW AGENT.
I. Note: No utility search has been made or will be made for water, sewer or storm drainage charges
unless the City/Service District claims them as liens (i.e. foreclosable) and reflects them on its lien
docket as of the date of closing. Buyers should check with the appropriate city bureau or water service
district and obtain a billing cutoff. Such charges must be adjusted outside of escrow.
J. Note: This map/plat is being furnished as an aid in locating the herein described Land in relation to
adjoining streets, natural boundaries and other land. Except to the extent a policy of title insurance is
expressly modified by endorsement, if any, the Company does not insure dimensions, distances or
acreage shown thereon.
K. Note: Recording charge per document for:
Lane County - $87.00 for the first page, $5.00 for each additional page
E -recording fee is an additional $5.00 per document
Send Recording Packages to:
Western Title & Escrow Company
Attention: Recording
497 Oakway Road, Suite 340
Eugene, OR 97401
Email I an erecordi n gowesternt it Ie. com
Pr imin ryReport Pnntetl: 08.08.22®12:09 PM
OR -F -FFND-0 M.470099-SPS1-22-Wr@43100
EXHIBIT ONE
2521 MAERICAN LANDTITLEASSOCIMION LOAN POLICY (0]-51-2521)
The fallow, marten ate oyresly aclWed tram he coverage of this Pollcy, ad IM1e
a rezJtlng In loss or damage Nat would rat hove been sudLnea 11 cmakeratlm
Company will ad pry last o- damage, assts, ¢Coneysfees, or apemen her adze by
aMdee to quality IM1e Imuced named In BMeaJe A az a bona flake WrcM1attr
mr of
cunbncer had beenInducedn br IM1e Inzutl Wages, d IM1e OdPo
m Date at licy
1®a any lax, cratered, pamq or governmental regulation QndWN9 Nme rtIlto
6 UrcnMc«blllty of the lien at he Insured Mortgage because Node natality or Islas
building and postal that mz cS, rtgJams, prohni w relates to
bad Insured to comply who Valllmble doingbuzlmsz law.
I. the occupancy, use,err ejaymeM olMe IoM;
5. Invalidly or uncenbm«bl pity of IM1e lien of the Insured Wages, that slsez ¢[ Node
ii the character, dimemM¢, or location starry Improvement an he Land,
trarsxtlm eadenced by the Insured Mortgage and is based rpm awry or
i. IM1esubaiNson of lar a
Cmwma Rdectlm lam.
ental rameMslm or prd«Ilon.
8 My data, by r«mr of the operation of fedora Mrknptry, date Iwlyemy, or
b. any governmental fodeilure, polce, regulatory, mndlonal sesualy power
dMhr cedRoa' dgHz law, IM1d IM1e lanzadlm a«tlng Me len of IM1e Indeed
c. IM1e affect of a Nddlon or enbmrnam d any matler exclude! under Excludon i.a.
Mat9age is a:
ori b.
a. Calculate mneyace or fatchomt tramlir;
2. Any Power of eminent domain. Exclusion 2 tices not modify or limit IM1e abveage
b, momade trams udder Me UMbm Vdakade Thousand. Ad; ar
poWQak under CwerM Risk].
c. peMenlial lamer
3. Any dele ,plea, encumbance, adverse daim, or other matter
i. to IM1e edena he Insured Mortgage Is not a framer made as a
a. xated, arlkred,assumed, or agrees to by the Insured Clamant:
comemporambous whange for new value, or
to net Knorr to the Company, not racomen In the Public Records d the Date of
ii brant' reason not aimed! In IM1e Covered Risk 13 b
PNIcy, but Known to he Insured Claimant and nd disclosed in wliling N IM1e
T My claim of a PACA-PSA Tmd. Exclusion ]tloes ml modify or limit the wwmge
CamparrybylM1e Insured Clamant priorbothe date the Insured Claimant became an
pnNaked underCoverea Risk 8.
Imaeakuca lMS Pour,
8. My lien on IM1e Title for real estate laxed or assessments imposed by a
ci mIM9 In no loss marriage to IM1e Insured Claimant:
governmental aNM1orily and created! or dropping between IM1e Dale of Entry and he
ak, sleeping or created sum quem to IM1e Dole of Pdlq (Eycludan 3d does net
dae Nr«wdng m IM1e Insured Mortgage a to Nbllc Records. Exclusm 8 rtes
motlfyalml[[M1e coverage pmNQtl underCweretl RiA ti t3,wt6);a
ndmadfywllmilthecwerryepma &dumG Covered Rio 2b. orilb.
9. Mydiztt mylnthowaMtyal Mea«,gwm Mlage, orad«ge dMe las
arafam Impmmmumm m Me land.
The above Policy ban may be Immd to atom e11M1erS dad Coverage or EYandea Coverage Naddlflmto MeaMme
Exited ons from Coverage, Has Evneptlmz has Coverage In a Slandam Coverage Posy will also Indude the idlowing Evneptlmz Yam Coverage.
SCREW LE B- GENERAL EXCEPTIONS FROM COVERAGE
Thlz Pollcy dam ml Insure spend loss ordamage(and the Camphrywill net payment, attorneys ' kesmepe s)whicharizebyr«mnd
1. Taws or mmwmenls which am nd shown az eAdtl lien by IM1e records of any
hkng whom, that Imes laws or azzmzmedz an chat prtgedy or by IM1e Ali
Records, pamedingz by a pW4c agency MAIM may wait In tars or assessmedz, or
nonan ofzuch passe sings, vAdM1er or rat shorn by Has charts of such agency or by
IM1e Pudic Re«Nz.
2. Facts,ngw, Interests or dawn mch art rat shown by the Public Records bat much
mltl be ascertained by an Inspedlon of IM1e Land or by making Inquiry of pemm In
possession thereN.
3. Easements, or claims m wwmenl, net shown by the Public Records, resenatlmz w
symemons In parents or In Ads whomping the Issuance thered, water nl came or
fit. to water.
<. Any shomprahmery, en unbame, ac dm, wet dm, or adverse c rumdance
of wing IM1e Tale IM1d would be disposed by an —across and complete land survey
of IM1e Land. The lemur "eowimrs' ImiuQz encroachments of emdI
improvements labeled an heLand auto winning It and xmacM1menls rata the
Land of ending Improvements labeled on stand, land
5. My lien fair sMcez, las or material whopol a or bracke er fumisM1ed, or M
conbibullons due to Me State of Oregon for unemployment companzatlan w
wAeYz mmPonmtlm, Inpasetl by lax and net shown by the Public Records.
M21 lMERICMI LMIDTITLEASSOCIATIONOV.NER'SPOLICY (07-01-2021)
The IdloMng .&— .a evdWeak tom the «wage al Mls policy dna Ne Company will
net pry Imz atlamage, abdz, alamy5leez arempemm IM1aI arise by reason of
1. a any law, ordnance, pomp. w governmental reguldicn (including those mining to
call and zaping)that metacts, chgJaks, prohibits, or relates to
I. Meacapancy.um,wajoymedaflM1e Lana:
it Me NvaNa,dmembm wlacdan olanry lmpmvemenl on IM1e las;
III . IM1e zWdme.r Nlmak: a
iv enm a menhl remedlNlanarprdectlan:
b. an gmemmmtalfmfefilum,polce,chgaabrµarndlonalsecualy Power
the elect oavioldlonormbmementddrymal rexcludeduserE usinl.a.
orl. b.
Exclusion t tices nth modify or has he coverage provided under Covered Rlsk 5 or 8
2. A, Power of emlmd akemaN. Eydudm 2 tices not mach, or limit IM1e «veage
provided under Cmrcfod Rlsc T.
3. Any defect, Ilea, encunbace, adverse tloes, or one matter
created, sulechQ assumed or ryrtod to by the Insured Claimant,
to net known to Me Company, rat recorded In Me Public Records d the Dale of
Edey, but Room to he Im uchak Claimant and M disclosed In wiling to the
Company by the Insured Claimant pia to the data the Insured Claimant became an
Insured under this policy,
c. resulling In no loss or damage to IM1e Instead Cldmam;
d effects, or xaktl subsequent to the Date of Policy (Ext union 3 it does rat
modify w limit Me coverage prom 6e6 under Covered Risk, or 10), or
e chnsultlng In law or damage that would not have been sustained if aon-lawosuMdent N qudlly IM1e Insured named In SCM1edule A as a bona He a shaker
bad been given M he Take at the Dale of Pat,
6 Any daim, by r«ran of Me operation of kakers b plana , aide 'msdvency or
smiler vaailoer dgHz law, that the transaction metal Me Title as dawn In
Schedule A Is a:
a. h icculent cnveyace or headaed mamkrw
b. -,deble laralo nGf Me Upibm Vaccine Transactions Ad, or
preferenllal bnzkr
to IM1e wheat Me Instrument of lander ceding IM1e title az dawn In
Schedule A Iz mt a bamfer mode m a comem Wren«m exchange br new
value, or
ii brary olhor mama rat dated h Covered Risk 9.b.
5. My claim ata PACA-PSA Tlvd EYusan 5 does not modify orlimb the mveage
paNakeduMe-Coveredlita 8.
8 Alai an IM1e Title for had estate dm massessments imposed or collected by
governmental auNoaty that becomes dm and payable aver the Date of Policy.
Emlusion 6 tices nd modify or Ilmil Me coverage pmmded uncle-Cwere6 Risk 2.b.
T Any discrepancy In the guar ily of he a«, wome wall or acreage of the Land
or of any improvement to the Land.
The above Policy form may be issued to afford either Spandau Coverage or Expended Coverage In adimm to Me above
Em from Coeage, the Eweptlmz bra Caveage In a Standard Caveage color wll also induce me Mlawllg Eweptlmz Yom Caveage.
SCHEW LE B- GENERAL EXCEPTIONS FROM COVERAGE
This Policy does ml insure As nM Ins or damage (and IM1e Company will net pay cads, attorneys kes or apparel much ease by r«ran N
1. Taws w mxszmenm which one nY shown az eAdtl hens by IM1e records of any
laking aulM1aity that levies laws or —seasonal an chat probably or by the Public
Rewords; pamadings by a public agency much may wait In pars orazzmzmems, or
acdcm ofzuch proceedings, whether or rat sM1mn by Has pec adz of such agency or by
IM1e Room Records.
2. Faces, rigHS Interests or claim s Mich art rat shown by the P611c R«vh but which
could be ascertained by an Inspection of Me land or by madng wary of persons In
possession thereof
3. Easements, or claims o «semen, net shown by the Pubm Rec rdz: resenellons or
cemons In patents or In Patz ruNalLrg the smme tlachaf, water rights, claims or
6 My endeacM1ment, encumbrance, add, wade, or adverse prournstance
aiW IM1e The that would be disposed by an —draw and complete land survey
of IM1e Land. The is. "e amdmert" fic uaez enm«M1mems of endbg
Impmvemenlz Imaad an Ne Land nto edldniy IoM, antl erncmacM1menls Dula Me
Land of ending Impravemedz «sed can edca nda lantl.
5. Any Ilea ns due to, labs c of Cra horttobrt or M1famished, on r
orkcontresons due bo the Side yl Qegen for unemploymentaythelmmpncis w
workers momPo�tlm, impowa br lax and net yam br Na wdla R«adz.
Preliminary Report (Exhibit One) Printed 0&0,.22®12,18PM
OR-FTPFN Offi]S5.4]0056-SPS1-22-VVT02kcD`Q
fib. [oa .,
Wtliminay RWat(E ibit One) Printed MW.22®12:C M
OR- ffMD 72 .470 SPS1-22-�02037Q
EXHIBIT ONE
2000 MIERICAN LAND TITLE ASSOCIATION LOAN POLICY (01611
EXCLUSIONS FROM COVERAGE
The blbxAg matters are expressly excluded from he arcade of this policy and he
Camluuny wlI M pay Ian or damage, costs, at.. hers or oyersez that aan by
1®m 01
(a) My law, aNda ce or gossmmertai reglatlm (including bid rod limited to
bull ala mical reslrefing negotiating, sampltlrg wrddlrg to
(I) the occupancy, ms, or enjoyment off. Wtl;
(11) the character, dimensions or lac dm of any Improvement acceded on Me
lana:
(tip the aubalwuon of land or
(M en4ronm rml prdedlon:
or the sect d any Natation d these lava, oNlnances or government
regulations_ This Exclusion 1(a) does not modify or limit the cwase prWaea
under Cossrea Risk 5.
(b) Any gwernmerml police power_ This Exclusion 1(b) tion nor madfy «limit the
wage proNaea under Cokera t Risk 6.
2. Rights of emined domain. This Exclusion does not modify or limit the wye2ge
provided under Cokerea Risk ] «8.
3. Dwos,liens, encum bran as adwase claims, or other matters
(a) created suffered, assumed or agreed b by Me Insisted Claimant;
(b) not known to the Compmry, rod recorded In he Public Ravaz at Date of Pi
bN known to the Insured Claimant and rod disclosed In whing to the Opposes,
by the Insured Claimant prior to the date the Insured Claimant become an
Insured naermis policy,
(c) resflim, In nor fon araamrye to Ibe Irwrea Claimant;
(d) washing or created a6nyueM to Odle N Fell (hw.ever, this does nor modify
or limit the rowers, podded under Covered Rms 11, 13, or 14), or
(e) rearltlrg In Ion or damage the would ml hove been arffi mind if the Insured
Clatma thaa lila vdue M Ne Insured Mortgage.
6 UrcnMceai dobe lienal Ne lrwretl Mortgage because dine inability orfailure
of an Insured to mml.Vy wind Me applicable adngdelnew lays of the gale where
Me Lana is situated.
5. hostility «unrnMcodllh In wfiole or In ped of he Ile- of the Insured Mortgage
Md antes out office transaction scowl by the Insured Mortgage and Is based
upon usury or any consumer credit pnteeds «trJhlrtlendng law.
8. Any claim, by will of the operation of %heat bankraget date Inolssnoy or
similar credit«s rights laws, that the barmctlon creating Me lien of the dsuretl
Mortgage, is
(a) a fraudulent comeyance orfaWJentlrai or
(b)apwe rembl transkr for any rearm not dated In the Covered Rusk 13(b)ofadz
policy.
T My Lion on the Title for real estate tam or assessmenk imposed by gwemmentd
authority ad created or aLLaMdg betveen Dale of Policy and the date dremNlrg
of the Insured Mortgage In the Public Records. This Exclusion does rod modify or
limit Me coverage provided underOaerea Risk 1l(b)_
The above policy form may be Issued to aRON ellher8 do dConew, or E#ended Coverage. In addition to Me ahoss
Em Wsims from Coverage, the Exceptions from Cmreage In a Standard Coverage palsy will also Ind We the following Evneptlmz Yom Coverage.
SCHEDULE B- GENERAL EXCEPTIONS FROM COVERAGE
This policy tion nl insure against less or damage (and the Company will nat pay costs, a6omey; %ez oroyenses) which arise by reason of
1. Taxes or mmsementa which are not shown as mating liens by the records d any 6 My encroachment, an umbance, Notatin, ova dm, or adeicas circumstance
Irving vtivlty that ledez mass or assessments on real proieayerr by the Public af%drg the The the would be promised by an accurate and complete land survey
Rebates: pnoeedrgs by a public agency which may remit In Imes or assessments, of the Land The termewcbment iasudez encracarchni of existing
or Mmes dsurh proceedings, wbdber or not shown by the bec«as d such agency Improvements hated on hels l arta shooting It and encroachments onto the
or by the Facts Records. Land of mating Imprwemedz Imded an Mons, lad.
2. Facts, light Interests or claims whld am nor shown by the Public Records bN 5. Any lion far s s, IoM or material resistance or heo w famished,o far
Mich cond be ascertained by an inspection the Land or by making inquiry of mbliar
nibus due bre the 8dte of Oregon for unewpor me t conpenntien or
peaem in possession thereof wuAer4 compenmtiar, proposal by bw and rod shown by he Ndlc Recoraz.
3. Easemnk, or claims d casemnL nd shown by the Public Records, rem Wilde
or assesons in patents or in Acts cannabis, the issuance therm( water rights,
perp. or line to water.
2006 AMERICAN LAND TITLE ASSOCIATION OWNER'S POLICY (06-17-06)
EXCLUSIONS FROM COVERAGE
The following matters are openly excluded tram the coverage of this policy and the
Company will the pay Ian or damage, costs, a6«neyi kers or esyereez that arise by
1Wen d:
(a) My law, ateMance, or governmental begulnkno (including bar rod limited to
bull and rami ng) restricting, regabhng, promising or rawig to
(p the occupancy, use, or enjoyment of the Lana,
(II) the chamber, dimensions or location of any Imprwemed acceded an Me
lad:
(W) the s bat immon onana; or
(IN environmental promi
or he sect d any polbar of these laws, oNlnances or gaverrmerew
megaliths This Exduses 1(a) den w modify or limb the cowers, provided
under Covered Risk 5.
(b) My governmerbl p]In power Thlz Explosion 1(b) does nor motllty or Iland the
verage pmNdea under Covered Rms 8.
2. Rights of eminent pounds Thlz EYuzbn con not matlih or limit the coverage
provided under Cwced Risk ] or 8.
3. Detects, liens, encum brancez, adverse claims, or ether matters
(a) created suffered assumed or agreed b by the Insured Claimant;
(6) hot known to the Companythe cecrdea in the Public Records I Date of Policy,
but known b Ibe Inucea Claimant and mol disclosed In wliling to Ibe Company
by Ibe deuced Claimant prior to he date the Insured Claimant became an
Insured under his pancy:
(c) renmrg In no fon or damage to the Insured Claimant:
(a) d string or created subsegued to Dole of Policy docks, nils &aa not modify
or limit Ibe became, provided under Cowered Risk 9 and 10): or
(e) remltlrg In Ian or damage that would rot bass ben sustained if the Insured
Cuaimarlhaa Ixmvaiuek the Tire.
My claim, by reaInn of Ibe ager den of %aerai barkraget side 'madvenby or
dMhr small now laws, tivt Me transaction tteatlrg Me lien of the Insured
Mortgage, Is
(a) a fauddnl conveyance wRaWJenttrarsb, or
(b) a praleredlal larval M any r®mn not zdtea In Ibe Cornea Risk 9 of this
policy.
My lin an the Title for and will tam or —meanings imposed by gown-mnlal
aloofly and created or ddchdg bs^een Dale of Polley are the date of racoNing
of Me diked or other instrument of do r in the Public Records the vests Title as
sbew'm Schedule A.
TheaW picybnmaybeInmatoafbraelmer8 dar dCassrageerr Edenaea Coverage. InadditionmMeaMss
Exbdarz from Coverage, the Expectable has Coverage In a Standard! Coverage W Ilcy wll also Imum the following Emgtlarz Yom Coverage.
SCH EDU LE B- GEN ERAL EXCEPTION S FROM COVERAGE
Thm policy does act worm agents law or damage (and the Company willrod pay cods, wona YAces oropirica ) which arise by real d:
1. Tankers or azmspwnw Mlch are rod slwwn as mating liens by the records of any 6 My encromachment, amumbanoe, collector, wd dar, or aevom dramdarce
and, school that levies taxi or -newness on real prepeay or by Ibe cable alkdng the The the would be dxlesed by an axurde and complete land survey
Records: phaco - z by a Wdlc agency when may result in takes or as%amentz, of the Lantl. The termeachment" Iwdemeasurememeasurementsuz measurements of wrong
or comes d such proxedirgq whether or ad sown by Ibe reczaz d such a3 an, Improvements In eat on the Land onto adjoining It and xnxFments eta the
or by Ibe Facts Records Land of ending Imprwemeds In used on adjow, It
2. Fads, right fiches or dams when am not shown by the Public Records bat 5. My lion f« aerobe, IoM or material wham re or Lowell surprised, or M
Mich cola be amadlnoa by an Inspection of the Land or by making Inquiry of comrlpullns due to are State of CYegen M unewpor met cmpmmtlm or
permre In pros ..a doca l worker's compeluntle, Irrpama by law and rod shown by he Rudlc Records.
3. Easements, or daimz deemeL rod shown by Ibe Public Record, nese Wilde
or aoe0. In patents or In Acts aufficus g the Issuance there( water rights,
daimz or title to water.
Preliminary Report (Exhibit One) Printed 01100.22®12oll
OR-FT-FFN D02]85.4]0U56-SPS1-22-VVT02437Q
IRE SAFE- Inquire before you wire!
WIRE FRAUD ALERT
This Notice is not intended to protide legal or professional advice.
If you have any questions, please consult with a lawyer.
All parties to a real estate transaction are targets for wire fraud and many have lost hundreds of thousands of dollars
because they simply relied on the wire instructions received via email, without further verification. If funds are to be
wired in conjunction with this real estate transaction, we strongly recommend verbal verification of wire
instructions through a known, trusted phone number prior to sending funds.
In addition, the following non-exclusive self-protection strategies are recommended to minimize exposure to possible
wire fraud.
• NEVER RELY on emails purporting to change wire instructions. Parties to a transaction rarely change wire
instructions in the course of a transaction.
• ALWAYS VERIFY wire instructions, specifically the ABA routing number and account number, by calling the party
who sent the instructions to you. DO NOT use the phone number provided in the email containing the instructions,
use phone numbers you have called before or can otherwise verify. Obtain the number of relevant parties to the
transaction as soon as an escrow account is opened. DO NOT send an email to verify as the email address
may be incorrect or the email may be intercepted by the fraudster.
• USE COMPLEX EMAIL PASSWORDS that employ a combination of mixed case, numbers, and symbols. Make
your passwords greater than eight (8) characters. Also, change your password often and do NOT reuse the same
password for other online accounts.
• USE MULTI -FACTOR AUTHENTICATION for email accounts. Your email provider or IT staff may have specific
instructions on howto implement this feature.
For more information on wire -fraud scams or to report an incident, please refer to the following links:
Federal Bureau of Investigation: Internet Crime Complaint Center.,
tdtp://www.ibi.Ooy tttp.11www.IC3.Ooy
Wire Rand Alar
Onginal Efiali a Daze: 511112117
CunaR Vaaim Daze 511112117 N?024374NB- VARE0016(DSI Rei. 12107117)1
TM aW® Rd Nly lCatiwal Financial, Inc. an&w an affiliate. All rigks reserved
FIDELITY NATIONAL FINANCIAL
PRIVACY NOTICE
Effective August 1, 2021
Fidelity National Financial, Inc. and its majority-owned subsidiary companies (collectively, "FNF," "our," or 'We")
respect and are committed to protecting your privacy. This Privacy Notice explains how we collect, use, and
protect personal information, when and to whom we disclose such information, and the choices you have about
the use and disclosure of that information.
A limited number of FNF subsidiaries have their own privacy notices. If a subsidiary has its own privacy notice,
the privacy notice will be available on the subsidiary's website and this Privacy Notice does not apply.
Collection of Personal Information
FNF may collect the following categories of Personal Information:
• contact information (e.g., name, address, phone number, email address);
• demographic information (e.g., date of birth, gender, marital status);
• identity information (e.g. Social Security Number, driver's license, passport, or other government ID number);
• financial account information (e.g. loan or bank account inform ation); and
• other personal information necessary to provide products or services to you.
We may collect Personal Information about you from:
• information we receive from you or your agent;
• information about your transactions with FNF, our affiliates, or others; and
• information we receive from consumer reporting agencies and/or governmental entities, either directly from
these entities or through others.
Collection of Browsing Information
FNF automatically collects the following types of Browsing Information when you access an FNF website, online
service, or application (each an "FNF Website") from your Internet browser, computer, and/or device:
• Internet Protocol (IP) address and operating system;
• browser version, language, and type;
• domain name system requests; and
• browsing history on the FNF Website, such as date and time of your visit to the FNF Website and visits to
the pages within the FNF Website.
Like most websites, our servers automatically log each visitor to the FNF Website and may collect the Browsing
Information described above. We use Browsing Information for system administration, troubleshooting, fraud
investigation, and to improve our websites. Browsing Information generally does not reveal anything personal
about you, though if you have created a user account for an FNF Website and are logged into that account, the
FNF Website may be able to link certain browsing activity to your user account.
Other Online Specifics
Cookies. When you visit an FNF Website, a "cookie" may be sent to your computer. A cookie is a small piece
of data that is sent to your Internet browser from a web server and stored on your computer's hard drive.
Information gathered using cookies helps us improve your user experience. For example, a cookie can help the
website load properly or can customize the display page based on your browser type and user preferences. You
can choose whether or not to accept cookies by changing your Internet browser settings. Be aware that doing so
may impair or limit some functionality of the FNF Website.
Nm yaaen Printed 0&00.22®12:C Mby
ORD1007.d. OR-WrE-FMMV85.4]0086-Wr0203]40
Web Beacons. We use web beacons to determine when and how many times a page has been viewed. This
information is used to improve our websites.
Do Not Track. Currently our FNF Websites do not respond to "Do Not Track' features enabled through your
browser.
Links to Other Sites. FNF Websites may contain links to unaffiliated third -p arty websites. FNF is not responsible
for the privacy practices a content of those websites. We recommend that you read the privacy policy of every
website you visit.
Use of Personal Information
FNF uses Personal Information for three main purposes:
• To provide products and services to you or in connection with a transaction involving you.
• To improve our products and services.
• To communicate with you about our, our affiliates', and others' products and services, jointly or
independently.
When Information Is Disclosed
We may disclose your Personal Information and Browsing Information in the following circumstances:
• to enable us to detect or prevent criminal activity, fraud, material misrepresentation, or nondisclosure;
• to nonaffiliated service providers who provide or perform services or functions on our behalf and who agree
to use the information only to provide such services or functions;
• to nonaffiliated third party service providers with whom we perform joint marketing, pursuant to an
agreement with them tojointly market financial products or services to you;
• to law enforcement or authorities in connection with an investigation, or in response to a subpoena or court
order; or
• in the good -faith belief that such disclosure is necessary to comply with legal process or applicable laws, or
to protect the rights, property, or safety of FNF, its customers, or the public.
The law does not require your prior authorization and does not allow you to restrict the disclosures described
above. Additionally, we may disclose your information to third parties for whom you have given us authorization
or consent to make such disclosure. We do not otherwise share your Personal Information or Browsing
Information with nonaffiliated third parties, except as required or permitted by law. We may share your Personal
Information with affiliates (other companies owned by FNF) to directly market to you. Please we "Choices with
Your Information" to learn howto restrict that sharing.
We reserve the right to transfer your Personal Information, Browsing Information, and any other information, in
connection with the sale or other disposition of all or part of the FNF business and/or assets, or in the event of
bankruptcy, reorganization, insolvency, receivership, or an assignment for the benefit of creditors. By submitting
Personal Information and/or Browsing Information to FNF, you expressly agree and consent to the use and/or
transfer of the foregoing information in connection with any of the above described proceedings.
Security of Your Information
We maintain physical, electronic, and procedural safeguards to protect your Personal Information.
Choices With Your Information
If you do not want FNF to share your information among our affiliates to directly market to you, you may send an
..opt out" request as directed at the end of this Privacy Notice. We do not share your Personal Information with
nonaffliates for their use to direct market to you without your consent.
Whether you submit Personal Information or Browsing Information to FNF is entirely up to you. If you decide not
to submit Personal Information or Browsing Information, FNF may not be able to provide certain services or
products to you.
Nm Yaaen Printed 0&00.22®12:M Mby
ORD1007.d. OR-WrE-FMMV85.4]0086-Wr0208]40
For California Residents: We will not share your Personal Information or Browsing Information with nonaffiliated
third parties, except as permitted by California law. For additional information about your California privacy
rights, please visit the "California Privacy" link on our website (https://fnf.com/pages/californiaprivacy.aspx) or
call (888) 413-1748.
For Nevada Residents: You may be placed on our internal Do Not Call List by calling (888)714-2710 or by
contacting us via the information set forth at the end of this Privacy Notice. Nevada law requires that we also
provide you with the following contact information: Bureau of Consumer Protection, Office of the Nevada
Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; Phone number: (702) 486-3132;
email: BCPINFOQag.state.nv.us.
For Oregon Residents: We will not share your Personal Information or Browsing Information with nonaffiliated
third parties for marketing purposes, except after you have been informed by us of such sharing and had an
opportunity to indicate that you do not want a disclosure made for marketing purposes.
For Vermont Residents: We will not disclose information about your creditworthiness to our affiliates and will not
disclose your personal information, financial information, credit report, or health information to nonaffiliated third
parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those
disclosures.
Information From Children
The FNF Websites are not intended or designed to attract persons under the age of eighteen (18). We do not
collect Personal Information from any person that we know to be under the age of thirteen (13) without
permission from a parent or guardian.
International Users
FNF's headquarters is located within the United States. If you reside outside the United States and choose to
provide Personal Information or Browsing Information to us, please note that we may transfer that information
outside of your country of residence. By providing FNF with your Personal Information and/or Browsing
Information, you consent to our collection, transfer, and use of such information in accordance with this Privacy
Notice.
FNF Website Services for Mortgage Loans
Certain FNF companies provide services to mortgage loan servicers, including hosting websites that collect
customer information on behalf of mortgage loan servicers (the "Service Websites"). The Service Websites may
contain links to both this Privacy Notice and the mortgage loan servicer or lender's privacy notice. The sections
of this Privacy Notice titled When Information is Disclosed, Choices with Your Information, and Accessing and
Correcting Information do not apply to the Service Websites. The mortgage loan servicer or lender's privacy
notice governs use, disclosure, and access to your Personal Information. FNF does not share Personal
Information collected through the Service Websites, except as required or authorized by contract with the
mortgage loan servicer a lender, or as required by law or in the good-faith belief that such disclosure is
necessary: to comply with a legal process or applicable law, to enforce this Privacy Notice, or to protect the
rights, property, or safety of FNF or the public.
Your Consent To This Privacy Notice; Notice Changes
By submitting Personal Information and/or Browsing Information to FNF, you consent to the collection and use of
the information in accordance with this Privacy Notice. We may change this Privacy Notice at any time. The
Privacy Notice's effective date will show the last date changes were made. If you provide information to us
following any change of the Privacy Notice, that signifies your assent to and acceptance of the changes to the
Privacy Notice.
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ORD1047.d. OR-WrE-FMMV85.470086-Wr0203740
Accessing and Correcting Information; Contact Us
If you have questions, would like to correct your Personal Information, or want to opt -out of information sharing
for affiliate marketing, visit FN F's Opt Out Page or contact us by phone at (888) 714-2710 or by mail to:
Fidelity National Financial, Inc.
601 Riverside Avenue,
Jacksonville, Florida 32204
Attn: Chief Privacy Officer
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ORWN A. OR-WrE-FMMV85.470086-Wr0203740