HomeMy WebLinkAboutDeed APPLICANT 7/20/2021Lane County Clerk 2020-057941
Lane County Deeds & Records
GRANTOR'S NAME: 10/09/202011:56:03 AM
PaNda S. Munden Living Trust RPR -DEED Lnl=1 GIrr9 CA6HIERm 2pegea
GRANTEE'S NAME: 310.00811.0)$to W$61. $9Z.DD
CyrWa Roza and Judy Harlin
AFTER RECORDING RETURN TO:
Order No.: 60=0106435,1
Cynthia Kam and Judy Harlin, not as tenants In common, but with
Me rights of survivorship
96458 Marwb Rd
IAmx1a, OR 97450
SEND TAX STATEMENTS TO:
Clause Kam and Judy Hardin
94455 Manuals Rol
Mamda, OR 97454
APN: 1530808
(� Map: 18-02-03.11-08000
Vacant Land Springfield OR 97478
SPACE E TMS LINE FOR RECORDER'S USE
STATUTORY WARRANTY DEED
Avalon potatoes, Successor Trustee of the PaMela S. Munden Uving Trost clated February 14, 2000
, Grantor, conveys and warrants to Cynthia Kcaa and Judy Hardin, not as tenants In common, but with the
nights of Survlvwahip, Grantee, the following describetl real property, free and clear of encumbrances except as
iL specifically set forth below, shunted in Me County of lane, State of Oregon:
Lot 5, EASTHAVEN, as platted and recorded In File 75. Sides, 192 and 193, Lune County Oregon Plat
Records, in the City of Springfield County of Lam and State of Oregon.
THE TRUE AND ACTUAL CONSIDERATION FOR THIS CONVEYANCE IS FORTY-ONE THOUSAND AND
z N01100 DOLLARS (541,000.00). (Sea ORS 93.030).
=� Subject lo:
1. Property taxes In an undetermined amount, which are a lien but not yet payable, Including any
assessments colbecled with taxes to be levied for Ore fiscal year 2020-2021.
2. City Liens, if any. in favor of the City of Springfield. None found as of October 6. 2020.
3. Easemen(s) for Me purpose(s) shown below, and rights incidental thereto as delineated or as offered for
dedication, do the map of sad tmctfplab
Purpose: public Wilily
Affects: Weaterly 4 feet and Easterly 7 feet as delineated On said Piss
4. Eanement(s)for the purpose(s) shown below and lights incidental thereto m deIWeWw1 or as offered far
dedication, on the map of said tract/plat;
Purpose: public utility
Affects: variable width along the Northerly boundary as delineated on said Plat
5. Solar protection notation as calumniated on saitl Plat.
6. Covenants, condirions, restrictions and easements but omitting any covenants ou restrictions, 9 any,
including but not limited to Nose based upon race, color, religion, sax, sexual orientation, familial status,
medical status, disability, handicap, national origin, ancestry, source of Income, gender, gentler identity,
gentler expression, medical condition or 9enetid Information, as set form in applicable state or federal
laws, except lo the axiom that said covenant or restriction is permitted by applicable law, as sat forth in the
document
Recording Data:
April 12. 19H
Recording No:
9623915
Amendment(syModificatan(s) of said covenants, coed fans and restrictions
Recording Date:
February 25, 1997
Reconling No:
9712128
BEFORE SIGNING OR ACCEPTING THIS INSTRUMENT, THE PERSON TRANSFERRING FEE TITLE
SHOULD INQUIRE ABOUT THE PERSON'S RIGHTS, IF ANY, UNDER ORS 195.300, 185.301 AND 195.305
TO 195.330 AND SECTIONS 5 TO 11, CHAPTER 424, OREGON LAWS 2007, SECTIONS 2 TO 9 AND 17,
CHAPTER 855, OREGON LAWS 2009, AND SECTIONS 2 TO 7, CHAPTER S. OREGON LAWS 2010. THIS
INSTRUMENT DOES NOT ALLOW USE OF THE PROPERTY DESCRIBED IN THIS INSTRUMENT IN
VIOLATION OF APPLICABLE LAND USE LAWS AND REGULATIONS. BEFORE MINING OR ACCEPTING
THIS INSTRUMENT, THE PERSON ACQUIRING FEE TITLE TO THE PROPERTY SHOULD CHECK WITH
aadr8bxyv,Wannrdlacai
cenceA 1upad 01 tape
STATUTORY WARRANTY DEED
(corltnueU)
THE APPROPRIATE CRY OR COUNTY PLANNING DEPARTMENT TO VERIFY THAT THE UNIT OF LAND
BEING TRANSFERRED IS A LAWFULLY ESTABLISHED LOT OR PARCEL, AS DEFINED IN ORS 92.010 OR
219.010, TO VERIFY THE APPROVED USES OF THE LOT OR PARCEL, TO DETERMINE ANY LIMITS ON
LAWSUITS AGAINST FARMDIO OR FOREST PRACTICES, AS DEFINED IN ORS 30.93% AND TO INQUIRE
ABOUT THE RIGHTS OF NEIGHBORING PROPERTY OWNERS, IF ANY, UNDER OR$ 195.300,195.301 AND
195.305 TO 195.339 AND SECTIONS 5 TO 11, CHAPTER 026, OREGON LAWS 2007, SECTIONS 2 TO 9 AND
17, CHAPTER 855, OREGON LAWS 2008, AND SECTIONS 2 TO 7, CHAPTER 8, OREGON LAWS 2010.
IN WITNESSWHEREOF, the undersigned have execuled MIS document ocuent an the date(s) set forth below
(
DaW: I Q )0 IM
PetrtiaSMmNanW Trust I
BY:( Tmet Ca.SSol �VVSiz—
Vw n R¢Ioka
3uccwassr Truslss
SMte Of
Caan,aT
ThIS lnseument was eck,wwleeged bdoos me on by Avalon Rlalcke, ne Successor
Ti%isI"—f2r Patrk4a S. Man en LMng Tn6t
atary Publc- of0
RYPU LSTAMP
W (.•OnImISeIOn ph,:: G 90NOM M. JOHNSON
NOTAPYpI NNO. nEGON
lI ASION NO. ,..
MY GOMMKSION IXVINFS pUalgr 5, 0@a
MOIaWbyWtA,blleptl
aR019EB.moIrIpYM1R 01.'618 Ppl OWFnr£Ua01®lARW18f}S1MW<9
QFidelith National"litle
mow ofrce
Tri:-____-ao--;
SUMMARY CURRENT VERSION Ortonoi 0, 20:C
VESTING: The Successor Trusteed,) of Patricia S. Munden, deceased, sole Trustee, or her successors in trust, under the
.............
Patricia S. Munden Living Trust, dated February 14, 2000, and any amendments thereto
FILE NUMBER: 60222010443
ADORES : Vacant Land Springfield, OR 97478
PLANT DATE: On.ber 2, 2020, 08'.00 AM
FORM OF POLICY:
AMOUNT PREMIUM
ALTA Owners Policy 2006 $ 41,000.00 5 264.00
Owners Standard
Government Lien Search $ Sao
ESTATE TYPE: A Fee
EXCEPTIONS: rxP rCndm
1. Taxes or assessments which are not shown as existing liens by the records v
2. Any fa Rs, rights, interests or claims, which are not shown by the Public Records but which could be ascertained by an
inspection of the Land .,by making inquiry of persons In possession thereof. v
3. Easements, or claims of easemeap which are not shown by the Public Records: reservations or exceptions In patents or in
Acts authorizing the issuance thereof; water rightsclaims or title to water. v
4. Any encroachment of existing improvements Located on the subject Lard onto adjoining land or of existing improvements
located on adjoining land onto the subject Land v
S. Any lien or right to a lien for services, labor, material, equipment rental or workers compensation heretofore or hereafter
furnished, imposed by law and not shown by the public records. v
6. Property taxes in an undetermined amount, which are a fen but not yet payable v
f. City Liens, If any v
8. Easement v
9. Easement
10. Miscellaneous `a
11. Covenants, conditions, restrictions and easements xa
12. The search did not disclose any open Deeds of Trust of record v
13. A certified copy of a short form death certificate former vestee, must be furnished for recording. v
14 -Any invalidity or defect If the trust referred to herein is Invalid or fails to grant or confer sufficieet powers
NOTES:
A. Property taxes for the fiscal year shown below are paid In full.
CalorCoc
B. The Company is not able to close or insure any transaction involving Land that is associated with cultivation, distribution,
manufacture or sale of marijuana v
C In addition to the standard policy exceptiers, the exceptions enumerated above shall appear on the final 2006 ALTA Policy
.class removed and, to Issuance. v
D. There are no matters agalrst the partypes) shown below which would appear as exceptions to coverage
E There are NO conveyances affecting said Land recorded within 24 months of the date of this repos.
F. No utility search has been made or will be made for water, sewer at storm drainage charges
G- Effecnye January 1, 2008, Oregon law (ORS 314.258) mandates withholding of Oregon income taxes
H. THE FOLLOWING NOTICE IS REQUIRED By STATE LAW
I. Recording Charge (Per Document) is the followir¢
v
J. This map/plat is being furnished as an aid in locating the herein described Land v
K. IMPORTANT INFORMATION REGARDING PROPERTY TAX PAYMENTS: y
THIS INFORMATION IS PROVIDED AS A COURTESY ONLY, NOT INTENDED TO SUPPLEMENT. SUPERCEDE OR EXTEND THE
COVERAGE OF THE UNDERLYING TITLE REPORT. FIDELITY NATIONAL TITLE COMPANY DOES NOT MAKE ANY
REPRESENTATIONS OR WARRANTIES REGARDING THE ACCURACY OR EFFECTIVENESS OF THE INFORMATION CONTAINE
IN THIS DOCUMENT. PLEASE READ THE PRELIMINARY TITLE REPORT FOR FULL DISCLOSURE OF TITLE INFORMATION
RELATED TO THIS PROPERTY, AND IF NECESSARY, CONTACT YOUR TITLE OFFICER FOR ADDITIONAL CLARIFICATION OR
INFORMATION. THIS INFORMATION IS DEEMED RELIABLE BUT IS NOT GUARANTEED.
O TA.3-NuONIY " N. E. 114 N.E.1/4 SEC. 3 T.18S. R.2"
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This orap/plat is being famished as an so in locating the herein described Land in relation to adjoining streets, natural boundaries and other land, and is
•'. % not is survey ofth. land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any. the Company does not
insure dimensions, distances, location of easements, acreage or other matters shown thereon.
DIVISION OF CHIEF DEPUTY CLERK
LANE COUNTY DEM AND RECORDS
AFTER RECORDING, RETURN TD: III jllNlllll IIIINI�IIIIIINIIIIIINI 26 A
Patricia S. Menden, Trustee
778 South 67th Street 00 10158200008 40001
Springfield, Oregon NTS T 760 200060622S 1,23:31 P6 02/16/2068
SEND ALL TAX STATEMENTS TO: No Change
i 0 — TRUE AND ACTUAL CONSIDERATION: None RPR DEED 1 7 CASHIER 01
8.00 11.00 10.00
STATUTORY BARGAIN AND SALE DEED
PATRICIA S. MUNDEN, hereinafter called Grantor, for the consideration hereinafter
stated, does hereby grant, bargain, sell and convey unto PATRICIA S. MUNDEN, sole
TRUSTEE, or her successors in trust, under the PATRICIA S. MUNDEN LIVING TRUST,
dated February 14, 2000, and any amendments thereto, hereinafter called Grantee, and unto
Grantee's successors and assigns, all of that certain property with the tenements, hereditaments
and appurtenances thereunto belonging or in any way appertaining, situated in the county of
Lane, Stare of Oregon, a legal description of which is as follows:
Lot 5, EASTHAVFN, as platted and recorded in File 75, Slides 192 and 193, Lane County
Oregon Plat Records, in Lane County, Oregon.
Said real property has the sheer address of 752 South 67th Street, Springfield, We Caunty, Oregon 97478.
To Have and to Hold the same unto the said Grantee and Grantees' successors and
assigns forever. In construing this deed and where the context so requires, the singular includes
the plural and all grammatical changes shall be implied to make the provisions hereof apply,
equally to individuals and legal entities other than individuals. The Deed is executed to partially
fund a trust of Grantor, and the we and actual consideration stated in terms of dollars is NONE.
THIS INSTRUMENT WILL NOT ALLOW USE OF THE PROPERTY DESCRIBED IN THIS
INSTRUMENT IN VIOLATION OF APPLICABLE LAND USE LAWS AND REGULATIONS. BEFORE
SIGNING OR ACCEPTING THIS INSTRUMENT, THE PERSON ACQUItING FEE TITLE TO THE
PROPERTY SHOULD CHECK WITH THE APPROPRIATE CITY OR COUNTY PLANNING
DEPARTMENT TO VERIFY APPROVED USES AND TO DETERMINE ANY LIMITS ON LAWSUITS
AGAINST FARMING OR FOREST PRACTICES AS DEFINED IN OHS 30.930.
DATED this 14th day of February, 2000.
GRANTOR:
�wiCiLet_ �-,
Patricia S. Munden
STATE OF OREGON 1
as.
County of Lane
The foregoing instrument was acknowledged before me this 14th day of February, 2000,
=SCORey
R EY
GM Re nsto Notary Public for Ore
STATUTORY BARGAIN AND SALE DEED
GlmwtlsNlvS.�Ey
dClih National TiIIC Fidelity National Title - Oregon
800 Willamette Street, Ste 500, Eugene, OR 97401
Preliminary Report
Fidelity National Title - Oregon Escrow Officer: Sondra Johnson
800 Willamette Street, Ste 500, Eugene, OR 97401 Email: sondra.johnson@fnf.com
Phone: 541-683-5422
File No.: 60222010443
Property Address: Vacant Land, Springfield, OR 97478
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Effortless, Efficient, Compliant, and Accessible
Fidelity National Title
w e
Company of Orcgon
PRELIMINARY REPORT
In response to the application for a policy of title insurance referenced herein Fidelity National Title Company
hereby reports that it is prepared to issue, or cause to be issued, as of the specified date, a policy or policies of
title insurance describing the land and the estate or interest hereinafter set forth, insuring against loss which may
be sustained by reason of any defect, lien or encumbrance not shown or referred to as an exception herein or not
excluded from coverage pursuant to the printed Schedules, Conditions and Stipulations or Conditions of said
policy forms.
The printed Exceptions and Exclusions from the coverage of said policy or policies are set forth in Exhibit One.
Copies of the policy forms should be read. They are available from the office which issued this report.
This report (and any supplements or amendments hereto) is issued solely for the purpose of facilitating the
issuance of a policy of title insurance and no liability is assumed hereby.
The policy(s) of title insurance to be issued hereunder will be policy(s) of Fidelity National Title Insurance
Company, afan Florida corporation.
Please read the exceptions shown or referred to herein and the Exceptions and Exclusions set forth in
Exhibit One of this report carefully. The Exceptions and Exclusions are meant to provide you with notice
of matters which are not covered under the terms of the title insurance policy and should be carefully
considered.
It is important to note that this preliminary report is not a written representation as to the condition of title
and may not list all liens, defects and encumbrances affecting title to the land.
This preliminary report is for the exclusive use of the parties to the contemplated transaction, and the Company
does not have any liability to any third parties nor any liability until the full premium is paid and a policy is issued.
Until all necessary documents are placed of record, the Company reserves the right to amend or supplement this
preliminary report.
Countersigned
s: �3-r
Prxxul 10M.20 @ at . PM
O _ "S 1-2(1
0 Fidelity National Title
Company of Oregan
800 Willamette Street, Ste 500, Eugene, OR 97401
(541)683-5422 FAX (541)683-5437
PRELIMINARY REPORT
ESCROW OFFICER: Sondra Johnson ORDER NO.: 60222010443
son dra.johnson@fnf. corn
541-683-5422
TITLE OFFICER: Londa Minyard
TO: Fidelity National Title Company of Oregon
800 Willamette Street, Ste 500
Eugene, OR 97401
ESCROW LICENSE Ni 960500242
OWNER/SELLER: Patricia S. Munden Living Trust
BUYER/BORROWER: Cynthia Koza and Judy Ann Hardin
PROPERTY ADDRESS: Vacant Land, Springfield, OR 97478
EFFECTIVE DATE: October 2, 2020, 08:00 AM
1. THE POLICY AND ENDORSEMENTS TO BE ISSUED AND THE RELATED CHARGES ARE:
AMOUNT PREMIUM
ALTA Owner's Policy 2006 $ 41,000.00 $ 264.00
owners stei
Government Lien Search $ 5.00
2. THE ESTATE OR INTEREST IN THE LAND HEREINAFTER DESCRIBED OR REFERRED TO COVERED
BY THIS REPORT IS:
A Fee
3. TITLE TO SAID ESTATE OR INTEREST AT THE DATE HEREOF IS VESTED IN
The Successor Trustee(s) of Patricia S. Murder, deceased, sole Trustee, or her successors in trust, under
the Patricia S. Munden Living Trust, dated February 14, 2000, and any amendments thereto
4. THE LAND REFERRED TO IN THIS REPORT IS SITUATED IN THE CITY OF SPRINGFIELD, COUNTY OF
LANE, STATE OF OREGON, AND IS DESCRIBED AS FOLLOWS:
SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF
PrNimiwy Repml Printed 10.06.20 @ 01:33 PM
OR.--SPS-110-602Y20t06J3
Order No.: 6022201044,
Amendment(syModifcation(s) of said covenants, conditions and restrictions
Recording Date: February 25, 1997
Recording No: 9712128
12. Please be advised that our search did not disclose any open Deeds of Trust of record. If you should have
knowledge of any outstanding obligation, please contact the Title Department immediately for further
review prior to closing.
13. A certified copy of a short -form death certificate for Patricia S. Munden, former vestee, must be furnished
for recording.
Note: Pursuant to ORS 432.355, as revised by 2014 Oregon Laws, Chapter 60, if the death certificate is
from another stale or the death occurred in Oregon prior to January 1, 2014, a long4onm death certificate
(that is, one containing medical information related to the cause of death) may be recorded.
14. Any invalidity or defect in the title of the vestees in the event that the trust referred to herein is invalid or
fails to grant sufficient powers to the trustee(s) or in the event there is a lack of compliance with the terms
and provisions of the trust instrument.
If title is to be insured in the trustee(s) of a trust (or if their act is to be insured), this Company will require a
copy of said Trust Agreement or a Trust Certification pursuant to ORS Chapter 130.860.
The Company reserves the right to make additional requirements or add additional items or exceptions
after review of the requested documentation.
15. The Proposed Policy Amount(s) must be increased to the full value of the estate or interest being insured,
and any additional premium must be paid at that time. An Owner's policy should reflect the purchase price
or full value of the Land. A Loan Policy should reflect the loan amount or value of the property as
collateral. Proposed Policy Amounts) will be revised and premiums charged consistent therewith when
the final amounts are approved.
ADDITIONAL REQUIREMENTSINOTES:
A. Note: Property taxes for the fiscal year shown below are paid in full.
Fiscal Year.
2019-2020
Amount:
$327.65
Levy Code:
01900
Account No
1539608
Map No.:
18-02-03-11-08000
Prior to close of escrow, please contact the Tax Collector's Office to confirm all amounts owing, including
current fiscal year taxes, supplemental taxes, escaped assessments and any delinquencies.
B. Notice: Please be aware that due to the conflict between federal and state laws concerning the cultivation,
distribution, manufacture or sale of marijuana, the Company is not able to dose or insure any transaction
involving Land that is associated with these activities,
G In addition to the standard policy exceptions, the exceptions enumerated above shall appear on the final
2006 ALTA Policy unless removed prior to issuance.
Preliminary Report Printed 100620®01:36 PM
0R--SPS-1-2&6022201.3
Order No.: 60222010443
D. Note: There are no matters against the party(ies) shown below which would appear as exceptions to
coverage in a title insurance product:
Parties: Cynthia i and Judy Ann Hardin
E. Note: There are NO conveyances affecting said Land recorded within 24 months of the date of this report.
F. Note: No utility search has been made or will be made for water, sewer or storm drainage charges unless
the City/Service District claims them as liens (i.e. foreclosable) and reflects them on its lien docket as of
the date of closing. Buyers should check with the appropriate city bureau or water service district and
obtain a billing cutoff- Such charges must be adjusted outside of escrow.
G. Note: Effective January 1, 2008, Oregon law (ORS 314.258) mandates withholding of Oregon income
taxes from sellers who do not continue to be Oregon residents or qualify for an exemption. Please contact
your Escrow Closer for further information.
H. THE FOLLOWING NOTICE IS REQUIRED BY STATE LAW: YOU WILL BE REVIEWING, APPROVING
AND SIGNING IMPORTANT DOCUMENTS AT CLOSING. LEGAL CONSEQUENCES FOLLOW FROM
THE SELECTION AND USE OF THESE DOCUMENTS. YOU MAY CONSULT AN ATTORNEY ABOUT
THESE DOCUMENTS. YOU SHOULD CONSULT AN ATTORNEY IF YOU HAVE QUESTIONS OR
CONCERNS ABOUT THE TRANSACTION OR ABOUT THE DOCUMENTS. IF YOU WISH TO REVIEW
TRANSACTION DOCUMENTS THAT YOU HAVE NOT SEEN, PLEASE CONTACT THE ESCROW
AGENT.
I. Recording Charge (Per Document) is the following:
County First Page Each Additional Page
Lane $87,00 $5.00
Note: When possible the company will record electronically. An additional charge of $5.00 applies to each
document that is recorded electronically.
Note: Please send any documents for recording to the following address:
Portland Title Group
Atm: Recorder
1433 SW 6th Ave.
Portland, OR. 97201
Note: This map/plat is being furnished as an aid in locating the herein described Land in relation to
adjoining streets, natural boundaries and other land. Except to the extent a policy of title insurance is
expressly modified by endorsement, if any, the Company does not insure dimensions, distances or
acreage shown thereon.
2,erimindry R¢Porl Pnnie 1006.20®01MPM
OR— SPS 1-20-60=10"3
Order No.: 6022201044,
K. NOTE: IMPORTANT INFORMATION REGARDING PROPERTY TAX PAYMENTS:
Fiscal Year: July 1st through June 30th
Taxes become a lien on real property, but are not yet payable: July tat
Taxes become certified and payable (approximately on this date): October 15th
First one third payment of taxes is due: November 15th
Second one third payment of taxes is due: February 15th
Final payment of taxes is due: May 15th
Discounts: If two thirds are paid by November 15th., a 2% discount will apply. If the full amount of
the taxes are paid by November 15th, a 3% discount will apply.
Interest: Interest accrues as of the 15th of each month based on any amount that is unpaid by the
due date. No interest is charged if the minimum amount is paid according to the above mentioned
payment schedule.
Pre mind, R.1i Printed: t0 W 20 @ 0134 PM
OR—SPS,l 201022201 Wq3
EXHIBIT ONE
3006 AMERICAN LAND TITLE ASSOCIATION LOAN POLICY (06-17-06)
EXCLUSIONS FROM COVERAGE
The bllewing matter[ are expressly C."knd from In. mvarage .1 lois Pi and Inc
Company half na pay laza or damage malaallomote lace or expenses that anso by
of:
1 e(a)Am, law. 0 0' governmental regulabpn Qncludlrp but not hompal as
hishorm .1. sort,;Ire ng. studio, pmnTTing or relating to
0 In mupancy.a or ar,symenr of If. land',
Ail lr ch ..a., of any Improvement O.tla on me land:
11 .,den�,� nanoop,i
Cv) envimnmemal "Ohmmim
the effect of a violation of these laws, wdinan[¢c or goy¢ mal
or the
This Exdtusan 11a1 aces not molly or limit In. chert,¢ p,-dCd
i now CdO ared COCA 5.
(tat Any governmental police Mvk- Thom EFluslon 1(a).. not.Wily or time Ire
..e uruvidM.,do, CoveRd Risk 6.
2 begnl6nof 0110.1 domain. The Ockmaion does nor moor, or limit the doDrage
provided under Covered Risk ] he B.
3. Defrom,4em.a umbrance6, adverse Claims, or other mulled
(a) created, sufered.dammed or agreed to by M alwurea Claim anc
(b) not known to the Company, net recorded In the Ruble Recomc at Date M Polity,
but known to Ili. Insured (flumam antl not ai.o.O. in worming Ic Ili^ Company by
me bwmd Clarmam poor to she data the .tures Cement became an Insured
antler this polio;
d resulting m no loss ar damage 1.1be Imured Cement
Id) anacnmg ar rtestae s Mortal em In Dale at Policy mor- Nis does rot moor,
or limit she coverage provided under Covered Risk 11 13. or 14): or
(el resulting In loss or damage that would me .have Orion 5utlaine if the Insured
shimanl had paid vatire fortum lasuretl Mortgage.
4. Vnanf.1-D1111y al toe loan .111.Insuretl uldrohebe-- al the imle, or laitme
.I m Insured A Cpmpb or the appllCuba dpmg-Wsmeea press of IM1e atate where
the Land is situated.
5, Iwalidtly or unenbrasbtlity'm whole ocln part of the had at the lmbred No,.,. ilial
arises oN Of the lmnsacllon in denced by the Insured Montage and re Castle upon
usury or any m noun., credo prmectlon or W1Mn-lending I-
6. Any [him, by motion of the operation N federal product, slate 1,s l,eney o
Imtlar, creoltms tlgM, tawsthat the rea-da tan creating the lien o1 Ne Insnea
MMgage.6
(a) a haudutent mnveyanca anfraumlent harder. or
Ib) a prole andal transfer be any,Dawn nq maki Me Covered Risk 13(b) of this
pony.
T. Any lien m the The tardri estate pins Imaimed by gw ental
autram, and C -1.e u Iffill itg between Do.1Policy and Ae date of remking of
the Inaudd Mwtgase to life Pudic RewNs. This Ealusion does not modify or limit
Me eye...... mal ruchom Covered Risk I I Ib).
The above policy forth may be Issued to afford ammor Standard Coverage or Enhanced Coverage. In addition tithe above
Examsiow fmm Cwerage, the Exceptions from you -mi in a Standard Covers, oolicywill also Induee Me Chuen, Exceptions Iron C -Airy,,
SCHEDULE B -GENERAL EXCEPTIONS FROM COVERAGE
TMs policy does nol'ms- against loss or Ramage and the Company MII nN pay coelcattorneysfeed or enyenses) which anse by reason of.
1. Taxes or ass¢csm¢nla I... are ncl sMwn as exicdng Lebo by Me -e D Y any a. Any mrstabormand, a ombrarte, vlolallon, v ad... c
Iaxin ldmil teat lives boxes er aseecsn sed on real pro aouralf m hand
st of
gar y ped. or by the Publle 11. LgIM1eT O.lM1ye would be tllcdncetl by an accumeadd r -complete leI survey",
R¢coMSw. 1 such g r4barn, in catherto1-1 1show by minefords of as. allno., im Lane em 1 sac cm. sagacrapes Dada mardys N exoher
n, mer i such cords irg4. whether p dol shown by Me remrps of as. agency i and ofe ii improvements
or In. land oMo aploming lane, and encreachmerle colo Me
or by the Public RAmMs. Land elexior C tmpm. labors r notte m adloining rano,
2 F , en Mg, ou ortrulkhoa by n iin, which of the Land he by Me Public RebatesofPers ank in S. MV Mmrmdr due to
M labor of .nal r tradiare or l Compensation
ationMd or fa;
roue de ascenainea by an impecrinn of the Land o' by making rn0uiry o! persons in mor ,.I,C Clue b Me Stackor la pl and
spec m try1 oy aral mearrop lion or wpMefs
possession 1orRM. mmpensaticn. Imposep by lawanp wtshown nyilre Puptic Remrps.
J. Eeerith c, or Claims of ea Ably co but iMwn by Me Pudic Records, r b,11C imd or
xed IS a In patents or In Atl4 aNM1oriaing Ibe issuance [MreM, weRr tlghta. trims
ur lois to wale.
2006 AM ERIDAN IANC TITLE ASSOCIATION OWNER'S POLICY (1746)
EXCLUSIONS FROM COVERAGE
The follawing malters are expressly extlutled not the coverage of MIs policy and the
Company will not pay and rn des, mark. albmeys fees Or erred... that ante by
of
1 B(a)An, law- mommed or gWernmenYal reAUN4m (ntluoing tam not limpet to
bribing and .fund) maMc4ng, regutald, gOMbgtny or relating Io
(I) the ocmpancy, ase. or enioymsm of One Land:
I'LL the cbamc:aaimena ons OrlOcagm .1 pay impmvamem erected an In. lana:
On) Ina proupon,ot land:.
pv)m dmairm pmtemhm.
r Me effacl of any list.., of these Iowa. por:be a wuemm
mMl
regwanons. Tnls Emmsion 11.) aces not ..city .1 lfm0 the Coln.,. pmvafed
anax Covered Rick S.
(b) Any gwernmemal police povrec This Ewluslon Incl does not medry er limit the
courabodge provided under Covered bulk 6
2. solock of eminent tlanaon. Than Lm -1m does nal mmldy, ar limit Ine coverage
obvious under Covered RISE T or B.
3. Decom inns. encumbrances, adwa cllims, o. mercers
(a) arearA.uffered. assumed or agreed or by Me Insured Claimant:
(bl nM known of Me Canaan,, me -e . m Me Publle Records ar Date M li.
but known to the Inswad Claimant and not dizcbseb M writing ra the Company by
the Insuretl Clatmenl or M has, data Me rostrad ...am octane an Insumn
undo, Into pi
or, .moon, M m load mdamaga or me insured dolmens.
1d) Atuming oraroand suheeauenr he Date of Foucy moreover. Mos does hot modify
o, limit the cweraae provided under Covered Risk 9 antl I0). or
(el resumng on toss or damage that wpuod wed nave been rhumb ed h Me Insured
Corona. had Ram valrra Im mor nue,
4. Any ciffim, by ruccurn of ore operdoen of federal bahkmptdy, shoe in ey or
slmuar aedllm5 Mno laws, mal . ttmsacgm steer,, Ma lien a menvwhored
a) ataululenr conce,handay, or fraubulea transfer. or
(b) a p oe numal Iran., for a, reason nd armed In due Covered me. 9 nI lisp
,.,I"
z Any lien on Me mle for res estate Waes or assen ter, s iMP05W by govpnmamal
au0mmy and -.too p auarnmg bawaen are .111 and Ma data drecorMn9 at
the dead or maker [comment of transfer in to Paden Must that vests Tne as
shown is S.wule A,
The above policy farm may be issued to afford either Standard Coverage or Extended Coveage. In add toot b Me ado-
Choose- fient
oveChoos-fmm Ctwnage. the E¢ep.ms from Coverage in a boomed COvenge poloq mol ala Induee. fo.wdnA Exmgbns fmm Does,
SCHEDULES - GENERAL EXCEPTIONS FROM COVERAGE
This Poltcy bees not shoe against loss or damage and the Othrumy.11 rel pay cos., aloe, lees or expenses, which anse by reason ef:
TO,- wl am rot shown as exicdng Ment by the records of any 4. Any e ' aCFmenL umbance. Ndedon, v or adveree o
ngorrtahsnds,nhiJOwn
ilevies takes oass,smenk on dual prgady or by Me Pobloc offectiry MOTolln that wmdtl be dmdocab by an avvd& and complete land survey of
Records: poceeaings by a public.... wboM may saint in taxes or essexmenrs. the Land. The term m@M .all a r Omen. or Creating
s 0I such ancestor, wheMer on -1 shaven by 11. -.me o1 sum saency impmvemen. Iocaled! on we Lanb an. aopmin, land, and emmacbmmas mM that,
or by Me Pobloc RwoNs. Lend of existing improvements heated on adloining land.
2. Facts, rights, In or claims which are not shown by Me Pohk,Re shN comm 5. Any pan forS. labor or minimal hwetofrve or hoeaner furnished or for
obic be eE by a .pec m of IM1e Land m by maklna Imuiry of per ons rn andu rim, on, a, Me Star,of Oregon tad a mployme empan n or woM1efs
Dan ...sieen.Durr.. compensa.om imposab by t%anc ml shown ey me Ppbno Records.
3. Forstmann, or aaomc of eacenal4 nor shown by the Public Records) re
,.pans in pate.. a in Acts anMontln, Me ywuanse thereof, water ugnhs[clalmsor 1.11. to water
Prohnnuar, Report(Exhibit One) Printed 10.00.20gl0L34PM
OR- SPS -1-20,60222010443
+'r IRE SAFE... Inquire before you wire!
WIRE FRAUD ALERT
This Notice is not intended to provide legal or professional advice.
If you have any questions, please consult with a lawyer.
All parties to a real estate transaction are targets for wire fraud and many have lost hundreds of thousands of dollars
because they simply relied on the wire instructions received via email, without further verification. If funds are to be wired
in conjunction with this real estate transaction, we strongly recommend verbal verification of wire instructions
through a known, trusted phone number prior to sending funds.
In addition, the following non-exclusive self-protection strategies are recommended to minimize exposure to possible wire
fraud.
• NEVER RELY on emeria purporting to change wire instructions. Parties to a transaction rarely change wire
instructions in the course of a transaction.
• ALWAYS VERIFY wire instructions, specifically the ABA routing number and account number, by calling the party who
sent the instructions to you. DO NOT use the phone number provided in the email containing the instructions, use
phone numbers you have called before or can otherwise verify. Obtain the number of relevant parties to the
transaction as soon as an escrow account is opened. DO NOT send an email to verify as the email address may
be incorrect or the email may be intercepted by the fraudster.
• USE COMPLEX EMAIL PASSWORDS that employ a combination of mixed case, numbers, and symbols. Make your
passwords greater than eight (8) characters. Also, change your password often and do NOT reuse the same
password for other online accounts.
• USE MULTI -FACTOR AUTHENTICATION for email accounts. Your email provider or IT staff may have specific
instructions on how to implement this feature.
For more information on wire -fraud scams or to report an incident, please refer to the following links:
Federat Bureau of investigation:
hnp //www.fbi.gov
Internet Crime Complaint Center.
http://www.ic3.00v
Wire Fraud Alen
original EeerAveoale s/nizon
Current Date: SIVM17 eozz3om6G3sJ-WIREOOt6 (DSI Rev. lzrflLli)
TM and ®FitleIRY Na(ronal Flnenaie. N3. anWO/an aXiliate. All nga(e re38N3d
FIDELITY NATIONAL FINANCIAL
PRIVACY NOTICE
Effective April 9, 2020
Fidelity National Financial, Inc. and its majorityvwned subsidiary companies (collectively, "FNF," "our; or "we')
respect and are committed to protecting your privacy. This Privacy Notice explains how we collect, use, and
protect personal information, when and to whom we disclose such information, and the choices you have about
the use and disclosure of that information.
A limited number of FNF subsidiaries have their own privacy notices. If a subsidiary has its own privacy notice, the
privacy notice will be available on the subsidiatys website and this Privacy Notice does not apply.
Collection of Personal Information
FNF may collect the following categories of Personal Information:
• contact information (e.g., name, address, phone number, email address);
• demographic information (e.g., date Of birth, gender, marital status);
• identity information (e.g. Social Security Number, driver's license, passport, or other government 10
number);
• financial account information (e.g. loan or bank account information); and
• other personal information necessary to provide products or services to you.
We may collect Personal Information about you from:
• information we receive from you or your agent;
• information about your transactions with FNF, our affiliates, or others; and
• information we receive from consumer reporting agencies and/or governmental entities, either directly
from these entities or through others.
Collection of Browsing Information
FNF automatically collects the following types of Browsing Information when you access an FNF website, online
service, or application (each an ,rNF Websile") from your Internet browser, computer, and/or device:
• Internet Protocol (IP) address and operating system,
• browser version, language, and type;
• domain name system requests; and
• browsing history on the FNF Website, such as date and time of your visit to the FNF Website and visits to
the pages within the FNF Website.
Like most websites, our servers automatically log each visitor to the FNF Website and may collect the Browsing
Information described above. We use Browsing Information for system administration, troubleshooting, fraud
investigation, and to improve our websites. Browsing Information generally does not reveal anything personal
about you, though if you have created a user account for an FNF Website and are logged into that account, the
FNF Website may be able to link certain browsing activity to your user account.
Other Online Specifics
Cookies. When you visit an FNF Website, a "cookie" may be sent to your computer. A cookie is a small piece of
data that is sent to your Internet browser from a web server and stored on your computefs hard drive. Information
gathered using cookies helps us improve your user experience. For example, a cookie can help the website load
properly or can customize the display page based on your browser type and user preferences. You can choose
whether or not to accept cookies by changing your Internet browser settings. Be aware that doing so may impair
or limit some functionality of the FNF Website.
Privacy Statement Pnnie, 1006.4000134PMby MK
ORMW7.tlav OR FUFEOG-015J04]000160YEPO1W 3
Web Beacons. We use web beacons to determine when and how many times a page has been viewed. This
information is used to improve our websites.
Do Not Track. Currently our FNF Websites do not respond to "Do Not Track' features enabled through your
browser.
Links to Other Sites. FNF Websites may contain links to unaffiliated third -party websites. FNF is not responsible
for the privacy practices or content of those websdes. We recommend that you read the privacy policy of every
website you visit.
Use of Personal Information
FNF uses Personal Information for three main purposes:
• To provide products and services to you or in Connection with a transaction involving you.
• To improve our products and services.
• To communicate with you about our, our affiliates', and others' products and services, jointly or
independently.
When Information Is Disclosed
We may disclose your Personal Information and Browsing Information in the following circumstances:
• to enable us to detect or prevent criminal activity, fraud, material misrepresentation, or nondisclosure;
• to nonaffiliated service providers who provide or perform services or functions on our behalf and who
agree to use the information only to provide such services or functions;
• to nonaffiliated third party service providers with whom we perform joint marketing, pursuant to an
agreement with them to jointly market financial products or services to you;
• to law enforcement or authorities in connection with an investigation, or in response to a subpoena or
court order; or
• in the good -faith belief that such disclosure is necessary to comply with legal process or applicable laws,
or to protect the rights, property, or safety of FNF, its customers, or the public.
The law does not require your prior authorization and does not allow you to restrict the disclosures described
above. Additionally, we may disclose your information to third parties for whom you have given us authorization or
consent to make such disclosure. We do not otherwise share your Personal Information or Browsing Information
with nonaffiliated third parties, except as required or permitted by law We may share your Personal Information
with affiliates (other companies owned by FNF) to directly market to you. Please see 'Choices with Your
Information' to learn how to restrict that sharing.
We reserve the right to transfer your Personal Information, Browsing Information, and any other information, in
connection with the sale or other disposition of all or part of the FNF business and/or assets, or in the event of
bankruptcy, reorganization, insolvency, receivership, or an assignment for the benefit of creditors. By submitting
Personal Information and/or Browsing Information to FNF, you expressly agree and consent to the use and/or
transfer of the foregoing information in connection with any of the above described proceedings.
Security of Your Information
We maintain physical, electronic, and procedural safeguards to protect your Personal Information.
Choices With Your Information
If you do not want FNF to share your infomlalion among our affiliates to directly market to you, you may send an
"opt out" request by email, phone, or physical mail as directed at the end of this Privacy Notice. We do not share
your Personal Information with nonaffiliates for their use to direct market to you without your consent.
Whether you submit Personal Information or Browsing Information to FNF is entirely up to you. If you decide not
to submit Personal Information or Browsing Information, FNF may not be able to provide certain services or
products to you.
Pm, statement PnmW 100620 Q 0130 PM by MK
ORD1047 doc OR -Fr -FEUD -01520470001 LU22010f63
Accessing and Correcting Information: Contact Us
If you have questions, would like to correct your Personal Information, or want to opt -out of information sharing for
affiliate marketing, send your requests to privacyQfnf.com, by phone to (888) 934-3354, or by mail to:
Fidelity National Financial, Inc.
601 Riverside Avenue,
Jacksonville, Florida 32204
Attn: Chief Privacy Officer
Privacy slatemenl Pnnled: 10,D3,20 ® 0194 PM by MK
ORO1047,doc OR-FT-FEUG-01520470001-601