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Home My WebLink AboutDeed APPLICANT 4/27/2021r a STATUTORY WARRANTY DEED Avalon Ruzicka, Successor Trustee of the Pal S. Munden Living Trust dated February 14, 2000 Granter, conveys and warrants to Cynthia Kon and Judy Hardin, not as tenants In common, but with the rights of sur rivoraNlp, Grantee, the following described real property, free and clear of encumbrances except as specifically sat Farm below, situated in the County of Lane, Slate of Oregon' Lot 5, EASTHAVEN, as plaited and recorded in File 75, Slides 192 and 193, Lane County Oregon Plat Records, in the City of Springfield County of Lane and Stale of Oregon. THE TRUE AND ACTUAL CONSIDERATION FOR THIS CONVEYANCE 15 FORTY-ONE THOUSAND AND NOl DOLLARS ($41,000.00). (See ORS 93030). Subject to: 1. Property taxes in an undetermined amount, which are a lien but not yet payable, including any assessments wheeled with taxes to be levied for the fiscal year 20202021. 2. City Liens, if any, in favor of the City of Springfield None found as of October 6, 2020. 3. Easements)for the purposes) shown below and rights incidental thereto as delineated or as offered for dedication, on the map of said tmcUplat: Purpose: publk utility Affects: Westerly 4 feet and Easterly T feet as delineated on said Plat 4. Easement(s)for the purposes) shown below and rights incidental thereto as delineated or as offered for dtut,ol on, on the map of saitl trac9plal: Purpose: public utility Affects: variable width along the Northerly boundary as delineated on said Plat 5. Solar protection notation es delineated on said Plat. e. Covenants, conditionsrestrictions and easements but omitting any covenants or restrictions, if any, including but not limited to Nose based upon race, color, religion, sex, sexual orientation, familial statue, marital staffs, disability, handicap, national origin, ancestry, source of income, gentler, gentler identity, gender expression, medical condition or genetic information, as set forth in applicable state or federal laws, except to the extent that said covenant or restriction is permitted by applicable law, as set forth in the document Recording Date: Lane County Clerh 2020-057941 Recording No: Lane County Deeds 8 Records GRANTOR'S NAME : 10/091202011:56.03 AM Patrice 3. Munden umng Host Recording No: 9712128 RPR erra CH -15N -a CASHFu Do 21 $92.00 GRANTEE'S NAME: 51000$11.00 $10.00 58100 Cynthia Kon and Judy Hardin AFTER RECORDING RETURN TO: Order No.: 60222010443 -SJ Cynthia Kale and Judy HaMin, not as tenants in common, but with the rights of sursvotship 94458 Marcola Rd Marcola, OR 97454 SEND TA% STATEMENTS TO: Cynthia Kan and Judy Hardin 94458 Marmle Rd Monocle. OR 97454 APN: 1539608 Mep:18-0203-11-00000 Vacant Land. Springraid. OR 97418 SPACE MOVE THIS LINE FOR RECORDER'S USE STATUTORY WARRANTY DEED Avalon Ruzicka, Successor Trustee of the Pal S. Munden Living Trust dated February 14, 2000 Granter, conveys and warrants to Cynthia Kon and Judy Hardin, not as tenants In common, but with the rights of sur rivoraNlp, Grantee, the following described real property, free and clear of encumbrances except as specifically sat Farm below, situated in the County of Lane, Slate of Oregon' Lot 5, EASTHAVEN, as plaited and recorded in File 75, Slides 192 and 193, Lane County Oregon Plat Records, in the City of Springfield County of Lane and Stale of Oregon. THE TRUE AND ACTUAL CONSIDERATION FOR THIS CONVEYANCE 15 FORTY-ONE THOUSAND AND NOl DOLLARS ($41,000.00). (See ORS 93030). Subject to: 1. Property taxes in an undetermined amount, which are a lien but not yet payable, including any assessments wheeled with taxes to be levied for the fiscal year 20202021. 2. City Liens, if any, in favor of the City of Springfield None found as of October 6, 2020. 3. Easements)for the purposes) shown below and rights incidental thereto as delineated or as offered for dedication, on the map of said tmcUplat: Purpose: publk utility Affects: Westerly 4 feet and Easterly T feet as delineated on said Plat 4. Easement(s)for the purposes) shown below and rights incidental thereto as delineated or as offered for dtut,ol on, on the map of saitl trac9plal: Purpose: public utility Affects: variable width along the Northerly boundary as delineated on said Plat 5. Solar protection notation es delineated on said Plat. e. Covenants, conditionsrestrictions and easements but omitting any covenants or restrictions, if any, including but not limited to Nose based upon race, color, religion, sex, sexual orientation, familial statue, marital staffs, disability, handicap, national origin, ancestry, source of income, gentler, gentler identity, gender expression, medical condition or genetic information, as set forth in applicable state or federal laws, except to the extent that said covenant or restriction is permitted by applicable law, as set forth in the document Recording Date: April 12, 1996 Recording No: 9623915 Amendments)(Modiflcation(s) of said covenants, conditions and restrictions Recording Date. February 25, 1997 Recording No: 9712128 BEFORE SIGNING OR ACCEPTING THIS INSTRUMENT, THE PERSON TRANSFERRING FEE TITLE SHOULD INQUIRE ABOUT THE PERSON'S RIGHTS, IF ANY, UNDER ORS 195.300, 195.301 AND 195.305 TO 195.335 AND SECTIONS 5 TO 11, CHAPTER 424, OREGON LAWS 2007, SECTIONS 2 TO 9 AND 17, CHAPTER 855, OREGON LAWS 2009, AND SECTIONS 2 TO 7, CHAPTER 8, OREGON LAWS 2010. THIS INSTRUMENT DOES NOT ALLOW USE OF THE PROPERTY DESCRIBED IN THIS INSTRUMENT IN VIOLATION OF APPLICABLE LAND USE LAWS AND REGULATIONS. BEFORE SIGNING OR ACCEPTING THIS INSTRUMENT. THE PERSON ACQUIRING FEE TITLE TO THE PROPERTY SHOULD CHECK WITH .e rslaMerywusu. )Lepel STATUTORY WARRANTY DEED (continued) THE APPROPRIATE CITY OR COUNTY PLANNING DEPARTMENT TO VERIFY THAT THE UNIT OF LAND BEING TRANSFERRED IS A LAWFULLY ESTABLISHED LOT OR PARCEL, AS DEFINED IN ORS 92.010 OR 21S.D10, TO VERIFY THE APPROVED USES OF THE LOT OR PARCEL, TO DETERMINE ANY LIMITS ON LAWSUITS AGAINST FARMING OR FOREST PRACTICES, AS DEFINED IN ORS 30.830, AND TO INQUIRE ABOUT THE RIGHTS OF NEIGHBORING PROPERTY OWNERS, IF ANY, UNDER ORS 195.301), 195.301 AND 195.305 TO 195.338 AND SECTIONS 5 TO 11, CHAPTER 424, OREGON LAWS 2007, SECTIONS 2 TO 9 AND 17, CHAPTER 855, OREGON LAWS 2009, AND SECTIONS 2 TO 7, CHAPTER 8, OREGON LAWS 2010. IN WITNESS( WHEREOF, the undersigned! heve executed this document on the dare(s) set forth below Dates: U I DSI 'L9T/O Pa S, Tru 1{„ �T- BY. Ruccos fir/L• �J� ':JV Lcx.5So1 \VVS `.1Val[N ..r Tr e SIICCebeOr TNSFBB Swed Countyoe—_ This instrument was acknowledged belons me on (T--4 -ZfJ 2y1 by Avalon Ruzicka, es Successor Tmslee far PeNcia S. Mun en LIWng Trust. Y otary Public- a a0 OFF A-STANH My Commission pines: OIn1 71j- ma'PUBUC M..loaxsG NOiA.EEON NO A"O" COMM!a51ES NO %W88 IdY COMMISSION EXpIflF$AUGUST S, 31Y13 orases.1u Leri Lrx ORo1339.Occl Vptlaktl'. 0036.18 ppe3 OHI .National Title 9w_Offi<er: Title x: ;;L2J'oh.: SUMMARY CURRENT VERSION "I -I 02 IDI] VESTING- T9e Successor-rusteeys Or Patric a 5Mondeo,deceased, sole Ti car, or bar s.scessoi s in tryst under the Patdua 5 Menden Living Trust, dated February 14, 2000, and arty amendmcntc Thereto FILE NUMBER: 60222010443 ADDRESS Vaean; Land, Springfield, OR 97476 PLANT DATE: October 2, 2020. 08 00 AM FORM OF POLICY AMOUNT PRCMIUM ALTA Owner s Pi 2006 A 4100000 5 264.00 Cannot ISlandlo 5overnment Den search $ 5.00 ESTATE TYPE: A Fee EXCEPTIONS: Cann ewes T )Axes or assessments w,Icfi ate no- shown a5 existing lons ey be records V 2 Any factsnight ......rests or cli which are not shown by the Public Records but which cold be ascertained by an inspection of the Land or by making (nearby of person In possessionthereof v 3 Easements, or ddr— of baseman, which are not shown by the Public Records reservations or rl paten¢ or in Al authoruing Che isSuanre thereof: water rights cialms or title :o water. se 4. Any encroachment of exBnng l mprov encs located on foe subject Lard onto acjoining land or of exisa'ng harprovements located on adjoining land onto the smject Land v 5. Any fiell or right to a Oen for sevices, labor, material, equipment rental or workers cornpeoaadon heretofore be hereafter furnished, Imposed by law and no: shown by true public records. x 6. Property taxes In an undetermined anount, which are a Ilan but ,of t payable v 7. City Ders,'.f any 6. Easement v 9. Easement v T0. Miscellaneous `� 1I Covenants,conditions, restrictions and easements 12. The search did not dlsdose any open Deeds of Trus, of record. 13. A certified copy or ashort-forcereal cerfficate for mer vestee, must be furnished for reverding. y 14. Any invalidity or defect ifthetrList referred to herein, is Invalid or fads :o count or cont, suffidem;r owes v NOTES: Color roc A. Property taxes farTo fiscal year shown below are paid in in v B. The _Iai Is hatable N, close «msme any rcansaaion nvo.ving, and that is associated with cultivation, o,arI button, manufacture or sale of marijuana v C In addition to the standard pal ry exceptions, the exceptions enamelzled above shall appear on the final 2006 ALTA Policy unless removed prior to Issuance_ se D_`here arenp matters against the parrpleg shown belowwhicb would appear as eeceptlons to coverage �. E. There are NO conveyances affecting said Land recorded e rin 24 months of the date of this report. v E No utility search has been made, will be made ferwater, sewer or smrm drainage charges N, G. Effective January 1, 20M, Oregon levTORS 314,2SBf Mandates withieldlag of Oregon Income taxes v H_ THE FOLLOWING NOTICE S REQUIRED BY SIAfE LAW I. Recording Charge (Per Domnient) is the follgwinr. J This map/plat is being furnished as an aid In local, the herein described Land .� K IMPORTANT IN FORMA IT OR RLOA RD I NG PROPERIY IAX PAYMENTS'. y THIS INFORMATION IS PROVIDED AS A COURTESY ONLY, NOT INTENDED TO SUPPLEMENT, SUPERCEDE OR EMEND THE COVERAGE OF THE UNDERLYING TITLE REPORT. FIDELITY NATIONAL TITLE COMPANY DOES NOT MARE ANY REPRESENTATIONS OR WARRANTIES REGARDING THE ACCURACY OR EFFECTIVENESS OF THE INFORMATION CONTAIN IN TH 15 DOCUMENT. PLEASE READ THE PRELIMINARY TITLE REPORT FOR FULL DISCLOSURE OF TITLE INFORMATION RELATED TO THIS PROPERTY, AND IF NECESSARY, CONTACT YOUR TITLE OFFICER FOR ADDITIONAL CLARIFICATION OR INFORMATION. THIS INFORMATION IS DEEMED RELIABLE BUT IS NOT GUARANTEED. °`Ax.- 'unN1nN° N.E.114 N.E.114 SEC. 3118S. R.21 .r>�.� ^vnNT Lane County SEE eaM 110�+44 set 'uC9 t eS: .... ., r - as �sd. 3'J hiN 5tPt _ _- C LO-..... , '+ U. - 'w Ca yy, 19-0 . �'. _IdC 7210 _IB.aC plcgp jni 1. AsA :L]r��-. .. it ' ;.r .5:.- n]C .'crl i do s AV\P ae 5. .fir- -ex 1 1:[310 - s t agp�r:pF ,R of iw ;iUc. r`L Pl d6 t 1. -� f This mapiplat is being famished as an aid In locating the prem described Land n relation to adjoining streets, natural boundaries and other land, aid is note survey of the land depleted. Except to the extent a policy of title insurance Is expressly modified by endorsement, II any, the Company does net insure dimensions, distances, location of easemerts, acreage e, other maCers shown therenn. DIVISION OF CHIEF DEPUTY CLERK LANE COUNTY DEEDS AND RECORDS AFTER RECORDING, RETURN TO: IIIIIIIIIII'II IIIIIIIIII IIIII�IIIIIIIIII 2B Be 778Patricia South 7th Street Tnrs[ee 778 South , 67th Street 0001813820000822000 Springfield, Oregon 97476-4760 SEND ALL TAX STATEMENTS TO: No Change 20 7 CASHIER 01 00009220 Ip02/16/2010 1 0 — TRUE AND ACTUAL CONSIDERATION: None 5.00 fRPR DEE ED 110.00 STATUTORY BARGAIN AND SALE DEED PATRICIA S. MUNDEN, hereinafter called Grantor, for the consideration hereinafter stated, does hereby grant, bargain, sell and convey unto PATRICIA S. MUNDEN, sole TRUSTEE, or her successors in trust, under the PATRICIA S. MUNDEN LIVING TRUST, dated February 14, 2000, and any amendments thereto, hereinafter called Grantee, and unto Grantee's successors and assigns, all of that certain property with the tenements, hereditaments and appurtenances thereunto belonging or in any way appertaining, situated in the county of Lane, State of Oregon, a legal description of which is as follows: Lot 5, EASTHAVEN, as platted and recorded in File 75, Slides 192 and 193, Lane County Oregon Plat Records, in Lane County, Oregon. Said real property has the street address of 752 South 67ih Street, Springfield, Lane County, Oregon 97478, To Have and to Hold the same unto the said Grantee and Grantees' successors and assigns forever. In construing this deed and where the context so requires, the singular includes the plural and all grammatical changes shall be implied to make the provisions hereof apply, equally to individuals and legal entities other than individuals. The Deed is executed to partially fund a tmst of Grantor, and the true and actual consideration stated in terms of dollars is NONE. THIS INSTRUMENT WILL NOT ALLOW USE OF THE PROPERTY DESCRIBED IN THIS INSTRUMENT IN VIOLATION OF APPLICABLE LAND USE LAWS AND REGULATIONS. BEFORE SIGNING OR ACCEPTING THIS INSTRUMENT, THE PERSON ACQUIRING FEE TITLE TO THE PROPERTY SHOULD CHECK WITH THE APPROPRIATE CITY OR COUNTY PLANNING DEPARTMENT TO VERIFY APPROVED USES AND TO DETERMINE ANy LIMITS ON LAWSUITS AGAINST FARMING OR FOREST PRACTICES AS DEFINED IN ORS 30.930. DATED this 14th day of February, 2000. GRANTOR: 1 Patricia S. Muncien STATE OF OREGON ) ss. County of Lane ) The foregoing instrument was acknowledged before me this 14th day of February, 2000, eFFIC415EN R. SCOTT COREY NDiMYFRL'COnEGd1 W 67Y S --C1 E1PWES IQ NIlO Notary Public for OregprS STATUTORY BARGAIN AND SALE DEED Y/mu,hMlu5.am1 delih National Title Fidelity National Title - Oregon 800 Willamette Street, Ste 500, Eugene, OR 97401 Preliminary Report Fidelity National Title - Oreaon Escrow Officer: Sondra Johnson 800 Willamette Street, Ste 500, Eugene, OR 97401 Entail: sondra.johnsonG)fnf.com Phone: 541-683-5422 File No.: 60222010443 Property Address: Vacant Land, Springfield, OR 97478 Introducing Live LOOK LIvel-OOK title docwnent delivery system's designed to provide 24/7 real-time access to all lnforrretion related to a title Insurance transaction. Access title reports, exception documents, an easy-to-use surmrary page, and more, at your fingertips and your convenience. To view your new, Fidelity National Title Live LOOK report Click Here Effortless, Efficient, Compliant, and Accessible 0 Fidelity National Title Company of Orcgan PRELIMINARY REPORT In response to the applicator for e policy of title insurance referenced herein Fidelity National Title Company hereby reports that it is prepared to issue, or cause to be issued as of the specified dale, a policy or policies of title insurance describing the land and the estate or interest hereinafter set forth, insuring against loss which may be sustained by reason of any defect, lien or encumbrance not shown or referred to as an exception herein or not excluded from coverage pursuant to the printed Schedules, Conditions and Stipulations or Conditions of said policy forms. The printed Exceptions and Exclusions from the coverage of said policy or policies are set forth in Exhibit One. Copies of the policy forms should be read. They are available from the office which issued this report. This report (and any supplements or amendments hereto) is issued solely for the purpose of facilitating the issuance of a policy of title insurance and no liability Is assumed hereby. The policy(s) of title insurance to be issued hereunder will be policy(s) of Fidelity National Title Insurance Company, also Florida corporation. Please read the exceptions shown or referred to herein and the Exceptions and Exclusions set forth in Exhibit One of this report carefully. The Exceptions and Exclusions are meant to provide you with notice of matters which are not covered under the terms of the title insurance policy and should be carefully considered. It is important to note that this preliminary report is not a written representation as to the condition of title and may not list all liens, defects and encumbrances affecting title to the land. This preliminary report is for the exclusive use of the parties to the contemplated transaction, and the Company does not have any liability to any third parties nor any liability until the full premium is paid and a policy is issued. Until all necessary documents are placed of record, the Company reserves the right to amend or supplement this preliminary report. Countersigned �� To... ar:mee. iuoe ze rd oras am oR--SPS -1 20�0222010eaa Fidelity National Title Company of Oregon 800 Willamette Street, Ste 500. Eugene, OR 97401 (541)683-5422 FAX (541)fi83-5437 PRELIMINARY REPORT ESCROW OFFICER: Sandra Johnson ORDER NO.: 6 02 2 2 01 0443 senors johnson@fnfcom 541-683-5422 TITLE OFFICER: Londa Minyard TO: Fidelity National Title Company of Oregon 800 Willamette Street, Ste 500 Eugene, OR 97401 ESCROW LICENSE NO.: 960500242 OWNERISELLER: Patricia S. Munden Living Trust BUYERIBORROWER: Cynthia Kozo and Judy Ann Hardin PROPERTY ADDRESS: Vacant Land, Springfield, OR 97478 EFFECTIVE DATE: October 2, 2020, 08:00 AM 1. THE POLICY AND ENDORSEMENTS TO BE ISSUED AND THE RELATED CHARGES ARE: AMOUNT PREMIUM ALTA Owner's Policy 2006 $ 41,000.00 $ 264.00 owners sumdurd Government Lien Search $ 5.00 2, THE ESTATE OR INTEREST IN THE LAND HEREINAFTER DESCRIBED OR REFERRED TO COVERED BY THIS REPORT IS'. A Fee 3, TITLE TO SAID ESTATE OR INTEREST AT THE DATE HEREOF IS VESTED IN'. The Successor Trustee(s) of Patricia S. Murder, deceased, sole Trustee, or her successors in trust, under the Patricia S. Munden Living Trust, dated February 14, 2000, and any amendments thereto 4. THE LAND REFERRED TO IN THIS REPORT IS SITUATED IN THE CITY OF SPRINGFIELD, COUNTY OF LANE, STATE OF OREGON, AND IS DESCRIBED AS FOLLOWS: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF Greliminary Rapoe P—,d 10.06.20@0`.331M OR -5P5-1 20L0222010443 Order No.: 6022201044, Amendment(s)/Modification(s) of said covenants, conditions and restrictions Recording Date: February 25, 1997 RecOrdin2o: 9712128 12. Please be advised that our search did not disclose any open Deeds of Trust of record. If you should have knowledge of any outstanding obligation, please contact the Title Department immediately forfurther review innorto closing. 13. A certified copy of a short -form death certificate for Patricia S. Munden, former vested, must be furnished for recording. Note: Pursuant to ORS 432.355, as revised by 2014 Oregon Laws, Chapter 60, if the death certificate is from another state or the death occurred in Oregon prior to January 1, 2014, a long -form death certificate (that is, one containing medical information related to the cause of death) may be recorded. 14. Any invalidity or defect in the title of the vestess in the event that the trust referred to herein Is invalid or fails to grant sufficient powers to the trustee(s) or in the event there is a lack of compliance with the terms and provisions of the trust instrument. If title is to be insured in the trustees) of a trust (or if their act is to be insured), this Company will require a copy of said Trust Agreement or a Trust Certification pursuant to ORS Chapter 130.860. The Company reserves the right to make additional requirements or add additional items or exceptions after review of the requested documentation. 15. The Proposed Policy Ameunt(s) must be increased to the full value of the estate or interest being Insured, and any additional premium must be paid at that time. An Owner's policy should reflect the purchase price or full value of the Land. A Loan Policy should reflect the loan amount or value of the property as collateral. Proposed Policy Aniount(s) will be revised and premiums charged consistent therewith when the final amounts are approved. ADDITIONAL REODIREMENTSINOTES: A. Note: Property taxes for the fiscal year strewn below are paid in full. Fiscal Year'. 2019-2020 Amount $327.65 Levy Code: 01900 AccountNo— 1539608 Map No.: 18-02-03-11-08000 Prior to close of escrow, please contact the Tax Collector's Office to confirm all amounts owing, including current fiscal year taxes, supplemental taxes, escaped assessments and any delinquencies - B. Notice: Please be aware that due to the conflict between federal and state laws concerning the cultivation, distribution, manufacture or sale of marijuana. the Company is not able to close or insure any transaction Involving Land that is associated with these activities. C. In addition to the standard policy exceptions, the exceptions enumerated above shall appear on the final 2006 ALTA Policy unless removed prior to issuance. PreWrmary Repan P[Med'. 10 06 20 is 0184 PM OR--Res-120-6022201U 3 Order No.: 60222010443 D. Note'. There are no matters against the party(ies) shown below which would appear as exceptions to coverage in a title insurance product: Parties'. Cynthia Ross and Judy Ann Hardin E. Note: There are NO conveyances affecting said Land recorded within 24 months of the date of this report. F. Note: No utility search has been made or will be made for water, sewer or storm drainage charges unless the City/Service District claims them as liens J.e- foreclosable) and reflects them on its lien docket as of the date of closing. Buyers should check with the appropriate city bureau or water service district and obtain a billing cutoff Such charges must be adjusted outside of escrow. G. Note: Effective January 1, 2008, Oregon law (ORS 314.258) mandates withholding of Oregon income taxes from sellers who do not continue to be Oregon residents or qualify for an exemption. Please contact your Escrow Closer for further information. H. THE FOLLOWING NOTICE IS REQUIRED BY STATE LAW: YOU WILL BE REVIEWING, APPROVING AND SIGNING IMPORTANT DOCUMENTS AT CLOSING. LEGAL CONSEQUENCES FOLLOW FROM THE SELECTION AND USE OF THESE DOCUMENTS. YOU MAY CONSULT AN ATTORNEY ABOUT THESE DOCUMENTS. YOU SHOULD CONSULT AN ATTORNEY IF YOU HAVE QUESTIONS OR CONCERNS ABOUT THE TRANSACTION OR ABOUT THE DOCUMENTS. IF YOU WISH TO REVIEW TRANSACTION DOCUMENTS THAT YOU HAVE NOT SEEN, PLEASE CONTACT THE ESCROW AGENT. I. Recording Charge (Per Document) is the following: County First Page Each Additional Page Lane $87,00 $5.00 Note. When possible the company will record electronically. An additional charge of $5.00 applies to each document that is renamed electronically. Note: Please send any documents for recording to the following address_ Portland Title Group Artie Recorder 1433 SW 6th Ave. Portland, OR. 97201 Note This map/plat is being furnished as an aid in locating the herein described Land in relation to adjoining streets, natural boundaries and other land. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the Company does not insure dimensions, distances or acreage shown thereon. Preliminary ftePoR Piin ed 19.0E 20 oQ 01'. 34 PM of—SPSA 10-6022IDio`i3 Order No.'. 6022201044, NOTE: IMPORTANT INFORMATION REGARDING PROPERTY TAX PAYMENTS: Fiscal Year: July list through June 30th Texas become a lien on real property.. but are not yet payable: July 1st Taxes become certified and payable (approximately on this date)_ October 15th First one third payment of taxes is due'. November 15th Second one third payment of taxes is due'. February 15th Final payment of taxes is due: May 15th Discounts: If two thirds are paid by November 15th, a 2% discount will apply. If the full amount of the taxes are paid by November 15th, a 3% discount will apply. Interest: Interest accrues as of the 151h of each month based on any amount that is unpaid by the due date. No interest is charged if the minimum amount is paid according to the above mentioned payment schedule. Pln'd 10.05.40 is 0134 PM OR --- SPS -: 20-60444010443 EXHIBIT ONE 2006 AMERICAN LAND TITLE ASSOCIATION LOAN POLICY (06-17-06) EXCLUSIONS FROM COVERAGE Tna ro%owing matle6 are evPes, mduaeo Imo Ina mvemge Is Is Polley Dnp Is Cafrostal wed I bai lis aI a nags Sls. ......eqs lees a nsIF., aI "I- ev 1 lel Any law go 0 - Lal amiam ardma n I"iso in 9 _ g Ang.V m,O ITT,,, e.2 Li) The sucLie—analacentIofIn, trn In— if a/ pmvemanl.rebid on Inn lona: fill I11 a..L amsn, o! laa,, u al Pro.er6o�: or n. effort of any vou,I Those laws Ord i - or govemmema 'All 10 1, v ols E off mem, I If ) lady nal 10toIf coram ge Prov And a e, env ran bel S IalAny gav alpri nUrieE¢ Ion 11u1 arae no. mWuyo Wut m_ rage annual, ue., Orrea sk1 2 Rights of m oro ra Tha IsC]usm I do,,, nal m nm, The ..eve age 3. Lcoaaee uneel�rentered Rlsr ) m 3. 2for aaves or 0 her - OFcealed.seaere deo on colors 1, reeCo ,bin one ap-Y fit col in The bellso g Iff,sD Pbuy bol laran To 11.I Td Ia-IIt drsatl,n Fr, o Any oy "Amaral no, .pane Bale Ine TO-1_Trial an, de_ama a.. mane, ,,t o, ince �., 11)oc ordain to fill mauled Clan I1) Aliaanmg or olealeo aubrepue ofRisk 11 l et this ores sal mmny rosep Ovra stlOrder 1.1 -,'Covered he,.cry, m14).w le1?e Ing In a IHI and nr M1ave teen zus2i eo 11the waureo rztl re it wane to n ureaMonage Unum", lllm srer .,a,e or Ina naelRIF failed vtlllilyoM1 Oaeea[e r r e n ",ITT' o will Ine appllcaole coing-0uslnass lam of the 51aN where ctytounrl for ieeo,coal,viinl or in pad a9ne For Aline Insured ofich nmol -J d by he hyl an gove or h s beach upro mary of any .... mslproec en F nJending aw o A nre, Sy el IM1e a at IIIlending bsrkmplys solvency To x. i Oghls IAnd. mel IF Imnsa.son n.loth, me for of the Insured Merngaaees of n'rauculenrmnveyanceclra,rul,rll,,af,r, dr Imo —I ri ur,r ear d, rawfor nP. sGwn m ue coremd Rick Art Ten 11, I garcmal authorg b.town, I at III,, dol tl III I well 1 III Irscrel Modgaaa = the 11111d Records Try Exc us en area at acral, ar Ian In. comaga omvm,I I- C- Ol Rah 11[1, Tile calls OFF, brom uatlb aRON aIIne, fee ntla'e Cr.2ge or I ager. Ill ,a Fiat in he eMve Erbusrns N,m CoveragePO Esc -aeons from Coverage in a52naareIove.Ppa pdid, wlll TOO mduee Is m idea, cuprms form L., SCHEDULE B - GENERAL EXCEPTIONS FROM COVERAGE This policy ones not Imva 3, by Ines A ohmage fano lie Company mill col pay Lsslsellorneys lees orespe—I oil am arise dy reason rt. 1- Tmae or assessmenB which ora Far mrso, es aaaung areas by'np owes of any C. Any en pmorard, v adverse circumstance n. o 11111 rmy.Ph-lY[bar levelslego11a teres or., limemsoa res pope-a,tyn. I. fly ne TimG lormul be membaGoseoabyaracarz yougmafine lead s -I of aolu,[, ga evlly, a eevr nlrn ley ra rna ,r r la eaenmaba al apdna g ulnar or cell wave by'he n acotes ousuer eyeoq p al n rudohmrl g o.° enc -n sere onevIne PubiceremNa in, xis labor msa.aepa add, Farele o. and z. From be ights atereds 1, Toman .1 try Loan ey mo hill'sR .1prouawnldl S gay istarr sere.o the lfficr w onnual empro furnished or or 1)r -Oil be oe na van Inacanlor of ma rano f vlag Inrary ill varsnna m e Ina sb,a m Tile- ' - the a n n n, workers fors-ear,narerfe err varaee,.Immaee Alla as anw�n_y IneFeil ee�oea. I1) 2 Eaa of as rYAe Pub -Ree p . 5 or A F In91ne - t wale iPM1I ianre p ' o¢ille to wafer. 2006 AMERICAN LAND TITLE ASSOCIATION OWNER'S POUOY (064]-06) EXCLUSIONS FROM COVERAGE The lollowing maYu rea9V onbded !r a rr ey bend [he Company will 1. pay IOw L�dome,. roll-Illomeys' leen m eryenaesnlat fron oy of e (a) Any lav -January, or grarnmental regulation Pn Ing I Il Mielel is building an, nng) whelarg pg, laling, p'o.blgo Totaling to IQ 1 enJaym Ifb,bol IT n n. ayd or Irafor o! 1 p v,,m,n a. o<.n Imland, s)maFmtd,, ion Pflana: or (III h n Glp le r mel effect i any at 1I - r gpvemmtrial loletlon Ini .Awa 1 MIT the p under nde -TMs trplus n 1r1 tloea col mneJy n Jmll IM1e coverage pmvAetl anygaCoveredR o s. hl Any gave:aarrel under powef. ma Excmaraa 1 It I do,, nn. mpeny or Ilmn he uhrogral pvvleae under c o rad Rick -r 6. 2 Right ill am .RIs 0oluslon doaz nd rinMh n Iia. -Ile cmemge PORT, here Lpveree R�sM ] m B. 3 e)obaced, umbra agreed Ari so 1)M,. latual (a)crval azLn sed. aaa�mae oramreaa:o hr 11�a1 u._eoriental, L) .,I the campanv. mi rncened me Public PwPnnnv aras al obi al , door mmoo �o the oma aI'd "I all in Iloe pley eo combat pnm W tile dale the Insured Clene 1 bbecamean Insured de silica',, — or marageothe nv.etl call d) d gasins ueC crime In elm mom ly brood" aema L v ram cnst9and lid.a III m Img Negmage raid not hale ripen Fill d me Insured Charge a Fatly I1) m �q OF :1. Ttlle. Anylml he .1 111 n 'bad of banRmplgi s i o m,Arwmlls, buy,lawsllelrn. lansaplor vacting he Ileo v of ineInsured Mpngnge,is lelanand_enln rramnae or renumbernaler.A nnpl laryor IDI ay ream, or staled in Ie .oaered Ries 9 ill I 7 Any dr, On L1 T to for real s - aneI1) setl bye ental nmgebween Cale b III and the dam of mm,d,,g of .neural sh- I lV rl ax ¢d o' it meal of 1 stn In Ile Public Records IM1eI vsls Title as bAwn.o Smavnln A The abmafmmyfilm mos on other snealfool ed, to Flamed cov acme. andf oma id Eemal form ori-orge. try lo,r losfrom„ected a6bnnum COveage pal c, w,IT TIFF .mdc in, Too, aF... plains from C✓ riga- SCHEDULE B- GENERAL EXCEPTIONS FROM COVERAGE Thaolll do¢ call roue dgerig inn A combine (and In, Cmmommy will ml pay msrs, attorneys rely -eep_se=-)wrich Ane h, -am I —m- .1 IbacconlyIT earn 3` or b Ibe any out, ins ammlYhan lav roped bvIF. Fmna l,g oncbyEyes 1, For mmalllend xu rve v of Records, Ipie ng¢n whichmagre - acne mlpdes aul existing Am mccose of cm Duo ma. e e of o , t'. recmb. n ,e c. enla a e In,. Land O Ado ga. a, a Dere acbmon.a nip me er by the Funds, Remms Lnn afro led0 1rin9 bad 2 Four, rghr5 r clarrost xr,h or, or ghborm by Re fordam Fl Of r hereafter lwnisnal ale, o neaby r'. OI,,Lard r , Mns garyn pemcnsn sour eIOregon f eyme —center pod mPrsabc,. foa�C ev llal andnclsnmmbvmo Pecial... no 3. Eaaemened or claims Of easemealFor we by lila Public Recurbs re . opland 0 fol or an Acro aural IM1er Mua,. moral ,for right, cfa.ms Prelimmary Rea cn 1Exnlbll Ona) Climes: Ig.gfi 20 ® 01:30 PM OR -SPS -1 20 6022201 I R E SAFE. Inquire before you wire! WIRE FRAUD ALERT This Notice is not rounded to provide legal or professional advice. If you have any questions, please consult with a lawyer. All parties to a real estate transaction are targets for wire fraud and many have lost hundreds of thousands of dollars because they simply relied on the wire instructions received via email, without further verification. If funds are to be wired in conjunction with this real estate transaction, we strongly recommend verbal verification of wire instructions through a known, trusted phone number prior to sending funds. In addition, the following non-exclusive self-protection strategies are recommended to minimize exposure to possible wire fraud. • NEVER RELY on Doubts purporting to change wire instruc&ons. Parties to a transaction rarely change wire instructions in the course of a transaction. • ALWAYS VERIFY wire instructions., specifically the ABA routing number and account number, by calling the party who sent the instructions to you. DO NOT use the phone number provided in the email containing the instructions, use phone numbers you have called before or can otherwise verify. Obtain the number of relevant parties to the transaction as soon as an escrow account is opened. DO NOT send an email to verify as the email address may be incorrect or the email may be intercepted by the fraudster. • USE COMPLEX EMAIL PASSWORDS that employ a combination of mixed case, numbersand symbols. Make your passwords greater than eight (8) characters. Also, charge your password often and do NOT reuse the same password for other online accounts. • USE MULTI -FACTOR AUTHENTICATION for email accounts. Your email provider or I T staff may have specific instructions on how to implement this feature. For more information on wire -fraud scams or to report an incident, please refer to the following links Federal Bureau of Investigation: hullzLrwww fbi-nav Internet Crime Complaint Center: http://www.ic3. 9av wire Fraud Alan oriunel Eeatlme halo 51111204 ounanwera-Dale 51111017 IO2z2i oaas wREoOe De1Rev. 1sai l 11,.,,I1,1e,orp.-1 Panclal. In,. ati an alfsa,e. I" It, re'.nmaJ FIDELITY NATIONAL FINANCIAL PRIVACY NOTICE Effective April 9, 2020 Fidelity National Financial, Inc. and its majority-owned subsidiary companies (collectively, "FNF," "our," or "we") respect and are committed to protecting your privacy. This Privacy Notice explains how we collect, use, and protect personal information, when and to whorn we disclose such information, and the choices you have about the use and disclosure of that information. A limited number of FNF subsidiaries have their own privacy notices. If a subsidiary has its own privacy notice, the privacy notice will be available on the subsidiary's website and this Privacy Notice Does not apply. Collection of Personal Information FNF may collect the following categories of Personal Information' • contact information (e.g., name, address, phone number, email address); • demographic information (a. g., date of birth, gender, marital status); • identity information (e. g. Social Security Number, driver's license, passport, or other government ID number); • financial account information he g. loan or bank account information); and • other personal information necessary to provide products or services to you. We may collect Personal Information about you from: • information we receive from you or your agent; • information about your transactions with FNF, our affiliates, or others, and • Information we receive from consumer reporting agencies and/or governmental entities. either directly from these entities or through others. Collection of Browsing Information FNF automatically collects the following types of Browsing Information when you access an FNF website, online service, or application (each an "FNF Website") from your Internet browser, computer, and/or device: • Internet Protocol (IP) address and operating system; • browser version, language, and type; • domain name system requests; and • browsing history on the FNF Website, such as date and time of your visit to the FNF Website and visits to the pages within the FNF Website. Like most websitesour servers automatically log each visitor to the FNF Website and may collect the Browsing Information described above. We use Browsing Information for system administration, troubleshooting, fraud investigation, and to improve our websites. Browsing Information generally does not reveal anything personal about you, though if you have created a user account for an FNF Website and are lagged into that account, the FNF Website may be able to link certain browsing activity to your user account. Other Online Specifics Cookies. When you visit an FNF Website, a "cookie" may be sent to your computer_ A cookie is a small piece of data that is sent to your Internet brnwser from a web server and stored on your computer's hard drive. Information gathered using cookies helps us improve your user experience. For example, a cookie can help the website load properly or can customize the display page based on your browser type and user preferences. You can choose whether or not to accept cookies by changing your Internet browser settings. Be aware that doing so may impair or limit some functionality of the FNF W ebslte- Privacy Statement Pr,,:,d 10.06 20 a 01'.34 PN. by MK ORD 104700 OR FT-FEUG-01520,470001 60222010443 Web Beacons. We use web beacons to determine when and haw many times a page has been viewed. This information is used to improve our websites. Do Not Track. Currently our FNF Websites do not respond to "Do Not Track" features enabled through your browser. Links to Other Sites. FNF Websites may contain links to unaffiliated third -party websites. FNF is not responsible for the privacy practices or content of those websites. We recommend that you read the privacy policy of every website you visit. Use of Personal Information FNF uses Personal Information for three main purposes: • To provide products and services to you or in connection with a transaction involving you. • To improve our products and services. • To communicate with you about our, our affiliates', and othersproducts and services, jointly or independently. When Information Is Disclosed We may disclose your Personal Information and Browsing Information in the following circumstances: • to enable us to detect or prevent criminal activity, fraud, material misrepresentation, or nondisclosure; • to nonaffiliated service providers who provide or perform services or functions on our behalf and who agree to use the information only to provide such services or functions'.. • to nonaffiliated third party service providers wl*h whom we perform joint marketing, pursuant to an agreement with them to jointly market financial products or services to you: • to law enforcement or authorities in connection with an investigation, or in response to a subpoena or court order; or • in the good -faith belief that such disclosure is necessary to comply with legal process or applicable laws, or to protect the rightsproperty, or safety of FNF, its customers, or the public. The law does not require your prior authorization and does not allow you to restrict the disclosures described above. Additionally, we may disclose your information to third parties for whom you have given us authorization or consent to make such disclosure. We do not otherwise share your Personal Information or Browsing Information with nonaffiliated third parties.. except as required or permitted by law. We may share your Personal Information with affiliates (other companies owned by FNF) to .directly market to you, Please see "Choices with Your Information' to learn how to restrict that sharing. We reserve the right to transfer your Personal Information, Browsing Information, and any other information, in connection with the sale or other disposition of all or part of the FNF business and/or assets, or in the event of bankruptcy, reorganization, insolvency.. receivership, or an assignment for the benefit of creditors. By submitting Personal Information and/or Browsing Information to FNF, you expressly agree and consent to the use and/or transfer of the foregoing information in connection with any of the above described proceedings. Security of Your Information We maintain physical, electronic. and procedural safeguards to protect your Personal Information. Choices With Your Information If you do not want FNF to share your information among our affiliates to directly market to you, you may send an ..apt out" request by email, phone, or physical mail as directed at the end of this Privacy Notice. We do not share your Personal Information with nonafftllates for cheer use to direct market to you without your consent. Whether you submit Personal Information or Browsing Information to FNF is entirely up to you. If you decide not to submit Personal Information or Browsing Information, FNF may not be able to provide certain services or products to you. Priv, sten Pdnled. 11 05 20 A 01311. or Ma OR01047 dcc 11.11.1EOG-01520.410001Uoa2zo1o113 Accessing and Correcting Information Contact Us If you have questions, would like to correct your Personal Information, or want to opt -out of Information sharing for affiliate marketing, send your requests to privacy@fnfcom, by phone to (888) 934-3354, or by mail to Fidelity National Financia!, Inc. 601 Riverside Avenue, Jacksonville, Florida 32204 Attie Chief Privacy Officer Privacy 5'4'01x01 Primed 100620 Q 01i PM by MN odmcd7 or. on-Fr-F6uG 01520 470001 60222010443