HomeMy WebLinkAboutDeed APPLICANT 12/15/2020RECORDING REQUESTED BY:
Fidelity National Title
AND WHEN RECORDED MAIL TO:
Until a change is requested,
all tax statements shall be sent
to the following address:
Bruce H2MOVlt2
Anita Hamovitz
5409 Ivy Street
Springfield, OR 97478
Escrow No,: OR-1DD32-LD
Lane County Clerk 2020-043426
Lane County Deeds 8 Records
08/07/2020 01:57:52 PM
RPR-DEEC Cnl=l Stn -8 CASHIER 04 3pages $97.00
$15.00 $11 00 $10.00 $e1 00
This area reserved for County Recorder
SPECIAL WARRANTY DEED
(OREGON)
U.S. Bank Trust, NA., as Trustee for LSF9 Master Participation Trust, Grantor, conveys and specially
warrants to Bruce J. Hamovitz and Anita J. Hamovim Husband and Wife as Tenants By the Entirety
"1 Grantee, the following described real property free of encumbrances created or suffered by the Grantor
(1� except as specifically set forth herein:
The following real property situated in Lane County, Oregon.
SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF.
�( Property commonly known as: 5409 Ivy Street, Springfield, OR 97478
This property is free of all encumbrances created, EXCEPT: Exceptions to the covenants described in ORS 93.a55(2)
.� The true consideration for this conveyance is $295,000.00
The Grantor for itself and for its successors in interest does by these presents expressly limit the covenants of the
deed to those herein expressed, and excludes all covenants arising or to arise by statutory or other implication, and
l _ does hereby warrant and will defend the title to the property against all persons who may lawfully claim the same
by, through or under the Grantor.
BEFORE SIGNING OR ACCEPTING THIS INSTRUMENT, THE PERSON TRANSFERRING FEE TITLE SHOULD
INQUIRE ABOUT THE PERSON'S RIGHTS, IF ANY, UNDER QRS 195.300, 195.301 AND 195.305 TO 195.336
tl� AND SECTIONS 5 TO 11, OF CHAPTER 424, OREGON LAWS 2007, AND SECTIONS 2 T09 AND 17, CHAPTER
855, OREGON LAWS 2009, AND SECTIONS 2 TO 7, CHAPTER 8, OREGON LAWS 2010. THIS INSTRUMENT DOES
NOT ALLOW THE USE OF THE PROPERTY DESCRIBED IN THIS INSTRUMENT IN VIOLATION OF
APPLICABLE LAND USE LAWS AND REGULATIONS. BEFORE SIGNING OR ACCEPTING THIS INSTRUMENT,
THE PERSON ACQUIRING FEE TITLE TO THE PROPERTY SHOULD CHECK WITH THE APPROPRIATE CITY
OR COUN 7Y PLANNING DEPARTMENT TO VERIFY THAT THE UNIT OF LAND BEING TRANSFERRED i5 A
LAWFULLY ESTABLISHED LOT OR PARCEL, AS DEFINED IN ORS 92.010 OR 215.010 TO VERIFY THE
APPROVED USES OF THE LOT OR PARCEL, TO DETERMINE ANY LIMITS ON LAWSUITS AGAINST
FARMING OR FOREST PRACTICES, AS DEFINED IN ORS 30.930 AND TO INQUIRE ABOUT THE RIGHTS OF
NEIGHBORING PROPERTY OWNERS, IF ANY, UNDER ORS 195.300, 195.301 AND 195.305 TO 195.336 AND
SECTIONS 5 TO 11, OF CHAPTER 424, UNDER OREGON LAWS 2007, AND SECTIONS 2 TO 9 AND 17,
CHAPTER 855, OREGON LAWS 2009, AND SECTIONS 2 TO 7, CHAPTER 8, OREGON LAWS 2010.
Page 11 of 2
RECORDING REQUESTED BY:
Fidelity National Title
AND WHEN RECORDED MAIL TO:
Until a change is requested,
all tax statements shall be sent
to the following address:
Bruce Hamovitz
Anita Hamovitz
5409 Ivy Street
Springfield, OR 97478
Escrow No_: ORA =12-LD
Tax ID:1248630
This area reserved for County Recorder
SPECIAL WARRANTY DEED
(OREGON)
U.S. Bank Trust, NA., as Trustee for LSFS Master Participation Trust, Grantor, conveys and specially
warrants to Bruce J. Hamovitz and Anita J. Hamovitz, Husband and Wife as Tenants By the Entirety
V1 Grantee, the following described real property free of encumbrances created or suffered by the Grantor
q except as specifically set forth herein:
r- The following real property situated in Lane County, Oregon:
SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF.
�( Property commonly known as: 5409 Ivy Street, Springfield, OR 97478
l u This property is free of all encumbrances created, EXCEPT. Exceptions to the covenants described in ORS 93.855(2)
O
� The true consideration for this conveyance is $295,000.00
q The Grantor for itself and for its successors in interest does by these presents expressly limit the covenants of the
deed to those herein expressed, and excludes all covenants arising or to arise by statutory or other implication, and
does hereby warrant and will defend the title to the property against all persons who may lawfully claim the same
by, through or under the Grantor.
BEFORE SIGNING OR ACCEPTING THIS INSTRUMENT, THE PERSON TRANSFERRING FEE TITLE SHOULD
1 INQUIRE ABOUT THE PERSON'S RIGHTS, IF ANY, UNDER ORS 195.300, 195.301 AND 195.305 TO 195.336
4t. AND SECTIONS 5 TO 11, OF CHAPTER 424, OREGON LAWS 2007, AND SECTIONS 2 TO AND 17, CHAPTER
855, OREGON LAWS 2009, AND SECTIONS 2 TO 7, CHAPTER 8, OREGON LAWS 2010. THIS INSTRUMENT DOES
NOT ALLOW THE USE OF THE PROPERTY DESCRIBED IN THIS INSTRUMENT IN VIOLATION OF
APPLICABLE LAND USE LAWS AND REGULATIONS, BEFORE SIGNING OR ACCEPTING THIS INSTRUMENT,
THE PERSON ACQUIRING FEE TITLE TO THE PROPERTY SHOULD CHECK WITH THE APPROPRIATE CITY
OR COUNTY PLANNING DEPARTMENT TO VERIFY THAT THE UNIT OF LAND BEING TRANSFERRED IS A
LAWFULLY ESTABLISHED LOT OR PARCEL, AS DEFINED IN ORS 92.010 OR 215.010 TO VERIFY THE
APPROVED USES OF THE LOT OR PARCEL, TO DETERMINE ANY LIMITS ON LAWSUITS AGAINST
FARMING OR FOREST PRACTICES, AS DEFINED IN ORS 30.930 AND TO INQUIRE ABOUT THE RIGHTS OF
NEIGHBORING PROPERTY OWNERS, IF ANY, UNDER ORS 195.300, 195.301 AND 195.305 TO 195.336 AND
SECTIONS 5 TO 11, OF CHAPTER 424, UNDER OREGON LAWS 2007, AND SECTIONS 2 TO 9 AND 17,
CHAPTER 855, OREGON LAWS 2009, AND SECTIONS 2 TO 7, CHAPTER 8, OREGON LAWS 2010.
Page 1 of 2
Dated: f1U`U5'r4,46?ow
U.S. Bank Trust, N.A., as Trustee for LSF9
Master Participation Trust, by Hudson Homes
Management, LLC, as attorney In fact
94
Name: ' Sally Walker
4uthaized signator
Title:
State of _�RCfA5
County of TAI RRti�
on i}UGUS-T 4 ..?Ol,O before me, ,T`N'//1�,5 Ogl_RA! 90'4r% it Notary Public
personally appeared Sally Walker Aufhoezed S4wtr
who proved to me on the basis of satisfactory evidence to be the person(s) whose names) is/are subscribed to
the within instrument and acknowledged to me that he/she/they executed the same in his/hentheir authorized
capacity(ies), and that by his/her/their signature(s) on the instrument the person(s), or the entity upon behalf of
which the person(s) acted, executed the instrument.
I certify under PENALTY OF PERJURY under the laws of the State of TEXT that the
foregoing paragraph is true and coned
WITNESS my hand d official seal. auz
Signat�R OAa rl (Seal)or Texri57 �24a
Page 2 of 2
BXHIBIT "A"
Legal Description
A parcel of land lying in the Northeast 1/4 of Section 4, Township 18 South, Range 2 West of the Willamette
Mendian, and being further descrihed as follows:
Commencing at the intersection of South 55th Place with the centerline of M/ Street; and run thence North 88
degrees 00' West along the centerline of said M' Street and its Westerly extension, 460.33 feet; thence Nnnh 40
degrees 34' 00" West, 38.03 feet to the Point of Beginning of the parcel herein described; from the Point of
Beginning run thence South 40 degrees 34' 00" East, 85.00 feet; thence South 49 degrees MOT West, 120.00
feet; thence North 40 degrees 34' 00" West, 85.00 feet; thence North 49 degrees 26' 00" East, 120.00 feet to the
Point of Beginning, in Lane County, Oregon.
0 Fidelity National Title
(Company otOregon
PRELIMINARY REPORT
In response to the application for a policy of title insurance referenced herein Fidelity National Title Company of
Oregon hereby reports that it is prepared to issue, or cause to be issued, as of the specified date, a policy or
policies of title insurance describing the land and the estate or interest hereinafter set forth, insuring against loss
which may be sustained by reason of any defect, lien or encumbrance not shown or referred to as an exception
herein or not excluded from coverage pursuant to the printed Schedules, Conditions and Stipulations or Conditions
of said policyforms.
The printed Exceptions and Exclusions from the coverage of said policy or policies are set forth in Exhibit One.
Copies of the policyfonns should be read. They are available from the office which issued this report.
This report (and any supplements or amendments hereto) is issued solely for the purpose of facilitating the
issuance of a policy of title insurance and no liability is assumed hereby.
The policy(s) of title insurance to be issued hereunder will be policy(s) of Fidelity National Title Insurance
Company, a/an Florida corporation.
Please read the exceptions shown or referred to herein and the Exceptions and Exclusions set forth in
Exhibit One of this report carefully. The Exceptions and Exclusions are meant to provide you with notice
of matters which are not covered under the terms of the title insurance policy and should be carefully
considered.
It is important to note that this preliminary report is not a written representation as to the condition of title
and may not list all liens, defects and encumbrances affecting title to the land.
This preliminary report is for the exclusive use of the parties to the contemplated transaction, and the Company
does not have any liability to any third parties nor any liability until the full premium is paid and a policy is issued.
Until all necessary documents are placed of record, the Company reserves the right to amend or supplement this
preliminary report.
Countersigned
Q�
P dein ryReport Pnn[ 0].21.20®OB:20 AM
OR-Fr-FBJC 1520.4710 SPS -1-26 8 02 21&1]125
Fidelity National Title
CompanyofOregon
800 Willamette Street, Ste 500, Eugene, OR 97401
(541)6835422 FAX (541)683-5437
PRELIMINARY REPORT
TITLE OFFICER: Londa Minyard
ORDER NO.: 60221807125
CUSTOMER NO.: 180567188
Supplement 7 - Buyers, amount &
update
TO: Servicel-ink
TM Doc
1400 Cherrington Parkway
Coraopolis, PA 15108
OWNER/SELLER: U.S. Bank Trust, N.A., as Trustee for LSF9 Master Participation Trust
BUYER/BORROWER: Bruce Ham ovitz and Anita Ham ovitz
PROPERTY ADDRESS: 5409 Ivy Street, Springfield, OR 97478
EFFECTIVE DATE: July 17, 2020, 08:00 AM
1. THE POLICY AND ENDORSEMENTS TO BE ISSUED AND THE RELATED CHARGES ARE:
ALTA Owner's Policy 2006
Owrnr s Ste dwd (Short Term R&e)
Government Lien Search
AMOUNT PREMIUM
$ 295,000.00 $ 703.00
$ 5.00
2. THE ESTATE OR INTEREST IN THE LAND HEREINAFTER DESCRIBED OR REFERRED TO COVERED
BY THIS REPORT IS:
A Fee
3. TITLE TO SAID ESTATE OR INTEREST AT THE DATE HEREOF IS VESTED IN:
U.S. Bank Trust, N.A., as Trustee for LSF9 Master Participation Trust
4. THE LAND REFERRED TO IN THIS REPORT IS SITUATED IN THE CITY OF SPRINGFIELD, COUNTY OF
LANE, STATE OF OREGON, AND IS DESCRIBED AS FOLLOWS:
SEE EXHIBIT "A" ATTACHED HERETO AND MADE APART HEREOF
P dmnre Report Pnnt 07.21.20®00:20 AM
OR-Fr-FEUO01520.4710 SPS -1-26 8 02 21&17125
Order No.: 60221807125
Supplement 7- Buyers, amount & update
EXHIBIT "A"
Legal Description
A parcel of land lying in the Northeast 1/4 of Section 4, Township 18 South, Range 2 West of the Willamette
Meridian, and being further described as follows:
Commencing at the intersection of South 55th Place with the centerline of Ivy Street; and run thence North 88
degrees 00' West along the centerline of said Ivy Street and its Westerly extension, 460.33 feet; thence North 40
degrees 34' 00" West, 38.03 feet to the Point of Beginning of the parcel herein described; from the Point of
Beginning run thence South 40 degrees 34' 00" East, 85.00 feet; thence South 49 degrees 26' 00" West, 120.00
feet; thence North 40 degrees 34' 00" West, 85.00 feet; thence North 49 degrees 26' 00" East, 120.00 feet to the
Point of Beginning, in Lane County, Oregon.
Preliminary Report Pnnt 07.21.20®08:20 AM
OR-Fr-FEUO01520.47102SSPS-1-2680221&17125
Order No.: 60221807125
Supplement 7- Buyers, amount & update
AS OF THE DATE OF THIS REPORT, ITEMS TO BE CONSIDERED AND EXCEPTIONS TO COVERAGE IN
ADDITION TO THE PRINTED EXCEPTIONS AND EXCLUSIONS IN THE POLICY FORM WOULD BE AS
FOLLOWS:
GENERAL EXCEPTIONS:
1. Taxes or assessments which are not shown as existing liens by the records of any taxing authority that
levies taxes or assessments on real property or by the Public Records; proceedings by a public agency
which may result in taxes or assessments, or notices of such proceedings, whether or not shown by the
records of such agency or by the Public Records.
2. Any fads, rights, interests or claims, which are not shown by the Public Records but which could be
ascertained by an inspection of the Land or by making inquiry of persons in possession thereof.
3. Easements, or claims of easement, which are not shown by the Public Records; reservations or
exceptions in patents or in Acts authorizing the issuance thereof; water rights, claims or title to water.
4. Any encroachment (of existing improvements located on the Land onto adjoining land or of existing
improvements located on adjoining land onto the subject Land), encumbrance, violation, variation or
adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey
of the subject Land.
5. Any lien or right to a lien for services, labor, material, equipment rental or workers compensation
heretofore or hereafter furnished, imposed by law and not shown by the Public Records.
SPECIFIC ITEMS AND EXCEPTIONS:
6. City Liens, if any, in favor of the City of Springfield. None found as of July 21, 2020.
7. [Intentionally Deleted]
8. [Intentionally Deleted]
9. [Intentionally Deleted]
10. [Intentionally Deleted]
11. [Intentionally Deleted]
12. [Intentionally Deleted]
13. If requested to issue an extended coverage ALTA loan policy, the following matters must be addressed:
a) The rights of tenants holding under unrecorded leases or tenancies
b) Matters disclosed by a statement as to parties in possession and as to any construction, alterations or
repairs to the Land within the last 75 days. The Company must be notified in the event that any funds
are to be used for construction, alterations or repairs.
c) Any facts which would be disclosed by an accurate survey of the Land
14. [Intentionally Deleted]
15. Note: The vestee shown in this report acquired title through a foreclosure. The Company will require
information about those occupying the property and details concerning the rights of any tenant.
16. Property taxes in an undetermined amount, which are a lien but not yet payable, including any
assessments collected with taxes to be levied for the fiscal year 2020-2021.
Preliminary Report Pnnt 07.21.20®08:20 AM
OR-Fr-FEUO01520.47102SSPS-1-2680221&17125
Order No.: 60221807125
Supplement 7- Buyers, amount & update
ADDITIONAL REQUIREMENTS/NOTES:
A. Note: Property taxes for the fiscal year shown below are paid in full.
Fiscal Year:
2019-2020
Amount:
$4,361.13
Levy Code:
01900
Account No.:
1248630
Map No.:
18-02-04-00-00300
Prior to close of escrow, please contact the Tax Collector's Office to confirm all amounts owing, including
current fiscal year taxes, supplemental taxes, escaped assessments and any delinquencies.
B. Note: There are no matters against the party(ies) shown belowwhich would appear as exceptions to
coverage in a title insurance product:
Parties: Bruce Hamovitz and Anita Hamovitz
C. Notice: Please be aware that due to the conflict between federal and state laws concerning the cultivation,
distribution, manufacture or sale of marijuana, the Company is not able to close or insure any transaction
involving Land that is associated with these activities.
D. In addition to the standard policy exceptions, the exceptions enumerated above shall appear on the final
2006 ALTA Policy unless removed prior to issuance.
E. Note: Effective January 1, 2008, Oregon law (ORS 314.258) mandates withholding of Oregon income
taxes from sellers who do not continue to be Oregon residents or qualify for an exemption. Please contact
your Escrow Closer for further information.
F. THE FOLLOWING NOTICE IS REQUIRED BY STATE LAW: YOU WILL BE REVIEWING, APPROVING
AND SIGNING IMPORTANT DOCUMENTS AT CLOSING. LEGAL CONSEQUENCES FOLLOW FROM
THE SELECTION AND USE OF THESE DOCUMENTS. YOU MAY CONSULT AN ATTORNEYABOUT
THESE DOCUMENTS. YOU SHOULD CONSULT AN ATTORNEY IF YOU HAVE QUESTIONS OR
CONCERNS ABOUT THE TRANSACTION OR ABOUT THE DOCUMENTS. IF YOU WISH TO REVIEW
TRANSACTION DOCUMENTS THAT YOU HAVE NOT SEEN, PLEASE CONTACT THE ESCROW
AGENT.
G. Recording Charge (Per Document) is the following:
County
Lane
First Page
$87.00
Each Additional Page
$5.00
Note: When possible the company will record electronically. An additional charge of $5.00 applies to each
document that is recorded electronically.
Please email your release to the following email address:
MVLaneCounty@titlegroup.fntg.com
Note: Please send any documents for recording to the following address:
Portland Title Group
Attn: Recorder
1433 SW 6th Ave.
Portland, OR. 97201
Preliminary Report Pnnt 07.21.20®08:20 AM
OR-Fr-FEUO01520.47102SSPS-1-2680221&17125
Order No.: 60221807125
Supplement 7- Buyers, amount & update
H. Note: This map/plat is being furnished as an aid in locating the herein described Land in relation to
adjoining streets, natural boundaries and other land. Except to the extent a policy of title insurance is
expressly modified by endorsement, if any, the Company does not insure dimensions, distances or
acreage shown thereon.
Note: There are NO conveyances affecting said Land recorded within 24 months of the date of this report,
except for the Shenffs Deed recorded June 3, 2019.
Preliminary Report Pnnt 07.21.20®08:20 AM
OR-Fr-FEUO01520.47102SSPS-1-2680221&17125
EXHIBIT ONE
2000 AMERICAN LAND TITLE ASSOCIATION LOAN POLICY (00-17-06)
EXCLUSIONS FROM COVERAGE
The bllown, matters we damsel aautled M1am he coverage N his po ley and IM1e
Cumpam, WII rat lay I— w damage, mYz, dl«net'slees or elyaaez Nat adds by
sono
1. (a) Arty law, dtllmme a go/aranerdd regulation (IndWing but cot limited to
building and xmI,) match g, regulatlng, morning or relatiig to
OI he occrpaaY.us,megaymem of lM1e Lantl;
QI) IM1e dvlaNa, tllmerd«aar location d airy Impmvemed ereclM an IM1e IoM;
QII) m a zrMlwdon dlaM: «
ON thirmaandl any v n;
pa Ila es T of airy vin lronl(a) o theme modiflaws,y
«limit the
or govni rthemal
breathed
unces «2 This &elmlon 1(a) tices not motllty « IImI11M1e cwerrye pmNtletl
mtlegCw»etl talc 5.
(b)Alar
mWcrowe polce powerThisRic 6duslm 1(b)ticesnot matllh lir limit he
amage pmWQtlunin This etl Rick 6.
2. Rights W e nett domain. This Elusion does not modify «limit IM1e covera,e
provides untl, emm tlRisk]or6.
3. Detects,Iiens,encunMnce;a rWordaims,«Nnspmatters
(a) creates, nsuffered,the assumes or Worked to by TM1e Insures Claimant
yards
(b) not known to IM1e Camlarry, cot recorded In he Public Ravtlz at Date W Pdlcy,
batknown to the Imvea Claimam ma ml disclosed In xrltlng to IM1e Company by
the Imurea the
ppm to IM1e date the Innes Claimaa became an Insures
unlarthreptaki
(c) poultry In no loss orbital b IM1e Irzrea Claimant,
(a) a tacHng or created sWx4mt b Dale of Policy makeever, his dna ria[ motlh
mllmlt icoverage amagetlrntlerCw act avid, b,t3,ucib);m
(e) Channels In loss «dams r Mat cal ml age macro aaGlrctl II IM1e Imvetl
Clatmab M1atl paid value the IIrwetl Moagage.
6 UrcnMsured to comply
wNthe Insureappica a doinge bemutt aws of a edged hllure
of lir Insured m comply v^N IM1e apglmde doing-bualnes laws N he 9ak wfare
the Walz situates
Invalidly
5. areas mat
Inwinds antropal oftheIlanofa In ndiMartgaae Nat
a of aI ora lamacreci ertlmcM by IM1e Insures M«Igage and Iz based rpm
assay,datar a,
Mmmasonunner of dtpndctlit or fied. taing law.
8 Arry calm, by r®car al dallaws
halt he of leaaat coming the slate f dal dray m
similar pe, is agdz law; tivt he barrmctlan creNlig IM1e Ilea al IM1e Iwzea
Mdga3e lz
(a) a ficauclusmall A nveymm ahaeason treader, a
(b) a peMmtlat barakr M arty reason cot fides In he Covered! Rusk 13(b) of had
pallcy.
1 Arry Manan he
Titlerheads epares _ zmmhmpaxtlbyg
aMat a®ordbat DgeofPouaraMetldNmwMili d
dal arrretl Maag In dal %hic Records This Eclusm tloz rod mach a limit
dal sove3p.dd udarCwretl Risk 11(b)
The abwe pday form maybe issued to ambtl clM1er 9antlaN Cava Je a ExteMetl Coverage. In addition to TM1e aMce
IXduzlam4om Coverage, the Exceptlons tram C verage Ina &ended Coverage poky NII also include the following Excepllom Ym Coverage
SCHEDULE B - GENERAL EXCEPTIONS FROM COVERAGE
Thlzpolcytlaez mtlmve Ne Companywill no pay costs, summers feesormperrses) which area by reason of
1. Taxes lir azsersmmS wfiicia are ml shown as wasting Ilms by the records of any
laving aWMty halt Was does lir asesmems on real properly or by the Public
Records, proceedings by a Wdlc agmry which may rel In fixes or assessments,
or aboard alsuch packsmi walM1er or not shown by the recons of such agency
«by1M1e Pubm Records.
2. Facts, all Imaedzmdaracke M1 are not shown by the FWIIC Real but wdcia
coJtl be axadrca by an Impe tion of TM1e Land or by music, ingery olpamrs In
pasesian thereof
3. Easmems,or dams d®zdnem, hat sMwn by the FWIIC Ravdz; peakeral ar
eacephons, In rNmd a In Adz authorizing dal Issuance hereat water lights, daims
«tlue to water.
6 Any encroachment, mcumbasue, violatlop wadan, lir averse circumstance
affecting the TiAe that would be disclosed by an xwate and cm plate land survey of
Has Land The tend "encroachment 'clauses emroacM1mmis d axisting
Improamems located on Ne Land onto adjoining land, antl mamchmems omo the
Lana minng Improvements located on aajdnirg land
5. Any Ilan for muccon, labor or material M1emdMe lir M1eaaner furnished or for
mamm ons due to the State d Oregon for unemployment condensation or workers
coca monarch, imported by l aw and not shown by Has Pu Ic Rel
2006 AMERICAN LAND TITLE ASSOCIATION OWNER'S POLICY (M-1]-06)
EXCLUSIONS FROM COVERAGE
The bllowy mdtaz lie ea wkg, succeed from he coverage N his pdicy and he
Company wall cot lay loss or damage, cons, attorneys' fees m susses hat adds by
son of
1. (a) Any law, oNlmme m gokistan al regulation (ndWng but cot limited to
building and zmial reMctly, regulahg, morning oradhg to
P) mM1eampaay.0:,mer{aynat of lM1e Lana:
QII mM1e dalaNa, aimadal«amlaadan of any Imvmvemem sates m lM1e land:
QN m
Opt ma zrMlwdm dlaM: m
irmmmdl wdemm:
pa Ieof am wd dm tlla, aamsu ooemat
a las. This 3drrslm 1(a) does act modify m limit IM1e covaproduced
mcepCkwae
Pods 5.
(b) �gavmmene udder PowerTheRisk
Exdudm 1(b) does m[mMlhmlimit he
sen proal do ain This Ext umo 8.
2. pRightsrobd N emdmm domain. 7a Exdusim tlos cot mMlh m Ileal[ IM1e coverage
provided uMerCwerta Risk ] art
3. Defirds m)commul,s,mrcum montes, atlr —itce to ms,
brothermatters
d) preated, arnerea, assumes «agrees m car the Inmrea Claimant
(b) .lahown d he Company,. becoNed In he Public Records N Data W Policy,
but shown to he hatred Clamant ad modes etl In writing to TM1e Company by
he haratl tlatmat poor to he adds he ImurM Claimant became an Imaea
under hizpolcy,
(c) aarltlrg In no lozzorck mage s he marred Grounds,
(a) dtasng or creates aWswmt s Dale of Point dowerer, this does ml modify
anmmt he coverage mobbed mderearerea Risk 9 and 10), or
(a) aarmtlrg In loss or damage that would not have been commend II the Inures
ClAmatl M1aa .,it valve forme Tee.
AM data, by reason of the operation W federal bankruptcy, date Irrrlvemr «
similar xade«s' rights laws, that he transaction credkg he em of he mated
Itiod"i is
(a) a hat dated conveyance or fraudulent tender, or
(b) a paslemlal transfer for any reason not states In he Omeatl PoA 9 of his
policy.
AM lien an he Title for real estate times or assessments imposed by governmental
summary and created or al ng between sate of Policy and he adds 0l recoradlrg of
he deed or other Instrument of tmnssr In he RNIc Records hat pass Title az
shown In Car le A.
The abwe polcyform maybe issued d aX«a other 9aMaN Coverage or Extended! Coverage . In addition to IM aMpe
Exdudaahom Coverage, the Excepeom nae Coverage In a &ended Coverage policy wall also include the following EvicepLaa Yom Coverage
SCHEDULE B - GENERAL EXCEPTIONS FROM COVERAGE
This comrades mtlmure Worst las «damage (ad e e Comparri rH Paycomm allomays' fees or supenses) whoa ars dramatic of
1. Taxes lir azznanmts which are cot sM1axn as easy, Ilmz by the rands of any <. Any encroachm rs, encumbrance, Wdatlm, vacation, lir adverse Nrdmstax:e
sting authority halt levet does lir asesmertls on real property «by the Fr611c affecting the Title that would be dYadsd byan actuate and compete land aneyol
Recotlz; proceedings by a Wdlc zganry wM1lM may reach In lines or assessment; the Land TM1e term aoacca ' Imposes encroachments of Wztlng
antl«zalzucM1po dngswatlafmmtsM1 n by the recortlsofsuch agemy Imprwmemslocaletl on hefindoma Mlalmng land, antl enamdmemz omolM1e
abyhe FJAICRemNz. Lana W misting ImprwmeMZlacastl an Mldnlrg land
2.Facts, rights, Imaedzor Natms WnlM we ml shown by the Public Records but which S. Any lien for service; la., a mddal deasMe mM1eaana dna d,afar
could be aserdlma by an lmpeceon of the Land or by making Inquiry of persom In contributions sue to he State N Cagan for mmploynat mmpermd'm m workers
possession thereat cpm pensNlan, imposed by lm and cot shown by the RNIc Re coal
3. Easements, or chains of sediment, no shown by TM1e Public Ravius; azavaums or
aaki In plans a In Ads a porting the Issuance hereat water ligtz, daims
or title to wan.
Preicanary Report (Exhibit One) armed: 07.21.20@OVMAM
OR -FT -FEUD -01520.47102 SPS -1-2O8022130]125
RESAFE,, Inquire before you wire!
WIRE FRAUD ALERT
This Notice is not intended to provide legal or professional advice.
If you have any questions, please consult with a lawyer.
All parties to a real estate transaction are targets for wire fraud and many have lost hundreds of thousands of dollars
because they simply relied on the wire instructions received via email, without further verification. If funds are to be wired
in conjunction with this real estate transaction, we strongly recommend verbal verification of wire instructions
through a known, trusted phone number prior to sending funds.
In addition, the following non-exclusive self-protection strategies are recommended to minimize exposure to possible wire
fraud.
• NEVER RELY on emails purporting to change wire instructions. Parties to a transaction rarely change wire
instructions in the course of a transaction.
• ALWAYS VERIFY wire instructions, specifically the ABA routing number and account number, by calling the party who
sent the instructions to you. DO NOT use the phone number provided in the email containing the instructions, use
phone numbers you have called before or can otherwise verify. Obtain the number of relevant parties to the
transaction as soon as an escrow account is opened. DO NOT send an email to verify as the email address may
be incorrect or the email may be intercepted by the fraudster.
• USE COMPLEX EMAIL PASSWORDS that employ a combination of mixed case, numbers, and symbols. Make your
passwords greater than eight (8) characters. Also, change your password often and do NOT reuse the same
password for other online accounts.
• USE MULTI -FACTOR AUTHENTICATION for email accounts. Your email provider or IT staff may have specific
instructions on howto implement this feature.
For more information on wire -fraud scams or to report an incident, please refer to the following links:
Federal Bureau of Investigation:
tttO://WWw. ib1.co
Internet Come Complaint Center.,
http://wwm,Jc3.00v
Vire F ffil Alert
Criginaz ERece a Daze: V1112017
Cunerit Vaim Daze: 511112017 60221807125- w1RE0016 (Ml Rev.12/0111])i
Miami ® FNeNty Naziwiel Finennal, Ire. an&w an affiliate. All rigks reserved
FIDELITY NATIONAL FINANCIAL
PRIVACY NOTICE
Effective April 9, 2020
Fidelity National Financial, Inc. and its majority-owned subsidiary companies (collectively, "FNF," "our," or 'We")
respect and are committed to protecting your privacy. This Privacy Notice explains how we collect, use, and
protect personal information, when and to whom we disclose such information, and the choices you have about
the use and disclosure of that information.
A limited number of FNF subsidiaries have their own privacy notices. If a subsidiary has its own privacy notice, the
privacy notice will be available on the subsidiary's website and this Privacy Notice does not apply.
Collection of Personal Information
FNF may collect the following categories of Personal Information:
• contact information (e.g., name, address, phone number, email address);
• demographic information (e.g., date of birth, gender, marital status);
• identity information (e.g. Social Security Number, driver's license, passport, or other government ID
number);
• financial account information (e.g. loan or bank account information); and
• other personal information necessary to provide products or services to you.
We may collect Personal Information about you from:
• information we receive from you or your agent;
• information about your transactions with FNF, our affiliates, or others; and
• information we receive from consumer reporting agencies and/or governmental entities, either directly
from these entities or through others.
Collection of Browsing Information
FNF automatically collects the following types of Browsing Information when you access an FNF website, online
service, or application (each an "FNF Website") from your Internet browser, computer, and/or device:
• Internet Protocol (IP) address and operating system;
• browser version, language, and type;
• domain name system requests; and
• browsing history on the FNF Website, such as date and time of your visit to the FNF Website and visits to
the pages within the FNF Website.
Like most websites, our servers automatically log each visitor to the FNF Website and may collect the Browsing
Information described above. We use Browsing Information for system administration, troubleshooting, fraud
investigation, and to improve our websites. Browsing Information generally does not reveal anything personal
about you, though if you have created a user account for an FNF Website and are logged into that account, the
FNF Website may be able to link certain browsing activity to your user account.
Other Online Specifics
Cookies. When you visit an FNF Website, a "cookie" may be sent to your computer. A cookie is a small piece of
data that is sent to your Internet browser from a web server and stored on your computer's hard drive. Information
gathered using cookies helps us improve your user experience. For example, a cookie can help the website load
properly or can customize the display page based on your browser type and user preferences. You can choose
whether or not to accept cookies by changing your Internet browser settings. Be aware that doing so may impair
or limit some functionality of the FNF Website.
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Web Beacons. We use web beacons to determine when and how many times a page has been viewed. This
information is used to improve ourwebsites.
Do Not Track. Currently our FNF Websites do not respond to 'Do Not Track' features enabled through your
browser.
Links to Other Sites. FNF Websites may contain links to unaffiliated third-partywebsites. FNF is not responsible
for the privacy practices or content of those websites. We recommend that you read the privacy policy of every
website you visit.
Use of Personal Information
FNF uses Personal Information forthree main purposes:
• To provide products and services to you or in connection with a transaction involving you.
• To improve our products and services.
• To communicate with you about our, our affiliates', and others' products and services, jointly or
independently.
When Information Is Disclosed
We may disclose your Personal Information and Browsing Information in the following circumstances:
• to enable us to detect or prevent criminal activity, fraud, material misrepresentation, or nondisclosure;
• to nonaffiliated service providers who provide or perform services or functions on our behalf and who
agree to use the information only to provide such services or functions;
• to nonaffiliated third party service providers with whom we perform joint marketing, pursuant to an
agreement with them to jointly market financial products or services to you;
• to law enforcement or authorities in connection with an investigation, or in response to a subpoena or
court order; or
• in the good -faith belief that such disclosure is necessary to comply with legal process or applicable laws,
or to protect the rights, property, or safety of FN F, its customers, or the public.
The law does not require your prior authorization and does not allow you to restrict the disclosures described
above. Additionally, we may disclose your information to third parties for whom you have given us authorization or
consent to make such disclosure. We do not otherwise share your Personal Information or Browsing Information
with nonaffiliated third parties, except as required or permitted by law. We may share your Personal Information
with affiliates (other companies owned by FNF) to directly market to you. Please see "Choices with Your
Information" to learn howto restrict that sharing.
We reserve the right to transfer your Personal Information, Browsing Information, and any other information, in
connection with the sale or other disposition of all or part of the FNF business and/or assets, or in the event of
bankruptcy, reorganization, insolvency, receivership, or an assignment for the bereft of creditors. By submitting
Personal Information and/or Browsing Information to FNF, you expressly agree and consent to the use and/or
transfer of the foregoing information in connection with any of the above described proceedings.
Security of Your Information
We maintain physical, electronic, and procedural safeguards to protect your Personal Information.
Choices With Your Information
If you do not want FNF to share your information among our affiliates to directly market to you, you may send an
..opt out" request by email, phone, or physical mail as directed at the end of this Privacy Notice. We do not share
your Personal Information with nonaffiliates for their use to direct market to you without your consent.
Whether you submit Personal Information or Browsing Information to FNF is entirely up to you. If you decide not
to submit Personal Information or Browsing Information, FNF may not be able to provide certain services or
products to you.
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For California Residents: We will not share your Personal Information or Browsing Information with nonaffiliated
third parties, except as permitted by California law. For additional information about your California privacy rights,
please visit the "California Privacy" link on our website (httos://fnf.com/oases/californiaorivacv.asoxl or call
(888) 413-1748.
For Nevada Residents. You may be placed on our internal Do Not Call List by calling (888) 934-3354 or by
contacting us via the information set forth at the end of this Privacy Notice. Nevada law requires that we also
provide you with the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney
General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; Phone number: (702) 486-3132;
email: BCPINFOQag.state.nv.us.
For Oreoon Residents: We will not share your Personal Information or Browsing Information with nonaffiliated
third parties for marketing purposes, except after you have been informed by us of such sharing and had an
opportunity to indicate that you do not want a disclosure made for marketing purposes.
For Vermont Residents: We will not disclose information about your creditworthiness to our affiliates and will not
disclose your personal information, financial information, credit report, or health information to nonaffiliated third
parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those
disclosures.
Information From Children
The FNF Websites are not intended or designed to attract persons under the age of eighteen (18). We do not
collect Personal Information from any person that we know to be under the age of thirteen (13) without permission
from a parent or guardian.
International Users
FNF's headquarters is located within the United States. If you reside outside the United States and choose to
provide Personal Information or Browsing Information to us, please note that we may transfer that information
outside of your country of residence. By providing FNF with your Personal Information and/or Browsing
Information, you consent to our collection, transfer, and use of such information in accordance with this Privacy
Notice.
FNF Website Services for Mortgage Loans
Certain FNF companies provide services to mortgage loan servicers, including hosting websites that collect
customer information on behalf of mortgage loan servicers (the "Service Websites"). The Service Websites may
contain links to both this Privacy Notice and the mortgage loan servicer or lender's privacy notice. The sections of
this Privacy Notice titled When Information is Disclosed, Choices with Your Information, and Accessing and
Correcting Information do not apply to the Service Websites. The mortgage loan servicer or lender's privacy
notice governs use, disclosure, and access to your Personal Information. FNF does not share Personal
Information collected through the Service Websites, except as required or authorized by contract with the
mortgage loan servicer or lender, or as required by law or in the good -faith belief that such disclosure is
necessary: to comply with a legal process or applicable law, to enforce this Privacy Notice, or to protect the rights,
property, or safety of FNF or the public.
Your Consent To This Privacy Notice: Notice Changes: Use of Comments or Feedback
By submitting Personal Information and/or Browsing Information to FNF, you consent to the collection and use of
the information in accordance with this Privacy Notice. We may change this Privacy Notice at any time. The
Privacy Notice's effective date will show the last date changes were made. If you provide information to us
following any change of the Privacy Notice, that signifies your assent to and acceptance of the changes to the
Privacy Notice. We may use comments or feedback that you submit to us in any manner without notice or
compensation to you.
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Accessing and Correcting Information; Contact Us
If you have questions, would like to correct your Personal Information, or want to opt -out of information sharing for
affiliate marketing, send your requests to privacy@fnf.com, by phone to (888) 934-3354, or by mail to:
Fidelity National Financial, Inc.
601 Riverside Avenue,
Jacksonville, Florida 32204
Attn: Chief Privacy Officer
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